NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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148 Chaparral Valley Gardens SE
Chaparral Calgary T2X 0P9

$469,900
Residential beds: 3 baths: 2.0 1,393 sq. ft. built: 2009

Main Photo: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 1: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 2: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 3: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 4: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 5: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 6: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 7: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 8: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 9: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 10: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 11: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 12: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 13: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 14: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 15: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 16: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 17: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 18: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 19: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 20: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 21: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 22: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 23: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Photo 24: 148 Chaparral Valley Gardens SE in Calgary: Chaparral Row/Townhouse for sale : MLS®# A2163311
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2163311
Bedrooms:
3
Bathrooms:
2
Year Built:
2009
This residence at 148 Chaparral Valley Gardens SE sounds like a truly inviting home. With its blend of modern aesthetics and comfortable living spaces, it's perfect for families or anyone looking for a serene yet stylish retreat. The open-concept design, highlighted by bright living areas and elegant new flooring, creates a welcoming atmosphere. The kitchen with stainless steel appliances, ample storage, and a spacious island offers both functionality and sophistication, making it a great space for cooking and entertaining. Upstairs, the primary bedroom feels like a private oasis with its walk-in closet and overall thoughtful design. The additional 2 bedrooms offer comfort and space, making this home ideal for both relaxation and benefit of being ideally situated for easy access to Calgary’s major roads, including Stoney Trail and Deerfoot Trail. With close proximity to popular outdoor destinations like Blue Devil Golf Course, Lake Sikome, Fish Creek Park, and the scenic Bow River, it's a perfect spot for those who enjoy an active lifestyle and nature. The partially finished basement adds even more value to this home, offering flexibility for future customization. With brand new flooring and drywall already in place, it's a blank canvas ready for you to transform into whatever suits your needs—a cozy family room, home office, gym, or entertainment space. The newly finished elements ensure that the space is modern, clean, and ready for further personal touches. The attached single-car garage with extra storage options adds convenience and functionality, providing ample space for both your vehicle and any additional belongings. This combination of location, modern design, and practical features makes it a fantastic choice for anyone looking for a well-rounded home in a great community. The neighborhood of Chaparral Valley Gardens, with its nearby parks, schools, and amenities, complements the home’s appeal, offering a sense of community and convenience.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,393 sq. ft.
Main Level Finished Area:
619 sq. ft.
Upper Level Finished Area:
774 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$357.00
Condo Fee Includes:
Common Area Maintenance, Insurance, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Lot Area:
1,506 sq. ft.
Lot Frontage:
17'10½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
2009 (Age: 15)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
1110325
Heating:
Forced Air
Basement:
Partial, Partially Finished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Laminate, Linoleum
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
1
Parking:
Single Garage Attached
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Basement
Condo Fee Frequency:
Monthly
Z-name Not Listed
Chaparral
Park, Playground, Visitor Parking
Dishwasher, Dryer, Gas Stove, Range Hood, Refrigerator, Washer, Window Coverings
N/A
Utility Right Of Way
Restrictions
Floor
Type
Size
Other
Main Floor
Living Room
17'5" × 12'8"
Main Floor
Kitchen
10'4" × 8'10"
Main Floor
Dining Room
11'10" × 6'6"
Upper Level
Bedroom - Primary
16'11" × 13'6"
Upper Level
Bedroom
10'8" × 8'6"
Upper Level
Bedroom
12' × 8'5"
Basement
Family Room
22'1" × 16'4"
Basement
Laundry
7'6" × 4'8"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Storage
Exterior Features:
Barbecue, BBQ gas line, Playground
Patio And Porch Features:
Patio
Lot Features:
Few Trees, Front Yard, Lawn, Low Maintenance Landscape, Street Lighting
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone S
Zoning:
M-G d44
Listed Date:
Sep 23, 2024
Days on Mkt:
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Virtual Tour

Listed by First Place Realty
Data was last updated November 13, 2024 at 02:05 AM (UTC)
Area Statistics
Listings on market:
21
Avg list price:
$769,900
Min list price:
$305,000
Max list price:
$900,000
Avg days on market:
25
Min days on market:
2
Max days on market:
105
Avg price per sq.ft.:
$355.12
These statistics are generated based on the current listing's property type and located in Chaparral. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706