NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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99 Red Embers Terrace NE
Redstone Calgary T3N 1K8

$754,900
Residential beds: 4 baths: 4.0 1,940 sq. ft. built: 2018

Main Photo: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
Photo 1: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
Photo 2: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
Photo 3: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
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Photo 5: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
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Photo 39: 99 Red Embers Terrace NE in Calgary: Redstone Detached for sale : MLS®# A2149813
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2149813
Bedrooms:
4
Bathrooms:
4
Year Built:
2018
Open House on August 4th, 2024 from 2 Pm to 4 Pm. A spectacular and RARE find!! This gorgeous House in the vibrant community of Redstone, delivers the ultimate in luxury . This property provides ample outdoor space for relaxation and entertainment. This immaculately maintained double garage home is what you have been looking for! The main level has a well-equipped Kitchen, Pantry, Mudroom, Dining Room, Living Room, and a 2-piece Washroom. Natural light floods the dining and living areas. Upstairs, you'll find a cozy bonus room and laundry for added convenience. The master suite offers stunning views, a generous walk-in-closet, and an upgraded four-piece ensuite. Two additional bedrooms and a full bath complete the upper level. The Basement is fully finished with 1 bedroom ,living room and full washroom. This home is a true gem! The community boosts a wide range of amenities, such as schools, parks, shopping plazas, public transportation, medical facilities, and convenient access to major roads like Stoney Trail, Métis Trail, and Deerfoot Trail.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,940 sq. ft.
Main Level Finished Area:
763 sq. ft.
Upper Level Finished Area:
1,177 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
688 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,810 sq. ft.
Lot Frontage:
34'1½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2018 (Age: 6)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1712555
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room
Redstone
Dishwasher, Electric Range, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer
n/a
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
10'1" × 9'9"
Main Floor
Kitchen
12'8" × 9'8"
Main Floor
Living Room
14'8" × 13'4"
Upper Level
Bedroom
10' × 10'
Upper Level
Bedroom
12'7" × 11'8"
Upper Level
Laundry
8'4" × 6'5"
Upper Level
Living Room
14'8" × 12'7"
Upper Level
Bedroom - Primary
14'10" × 12'4"
Upper Level
Walk-In Closet
10'3" × 5'3"
Basement
Bedroom
14'1" × 9'11"
Basement
Game Room
17'11" × 13'11"
Basement
Furnace/Utility Room
15'7" × 8'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'11" x 5'1"
Upper Level
No
3
8'1" x 8'3"
Upper Level
Yes
4
9'2" x 10'3"
Basement
No
4
4'11" x 8'11"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
No Animal Home, Pantry, Quartz Counters
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Landscaped
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone NE
Zoning:
R-1s
Listed Date:
Jul 24, 2024
Days on Mkt:
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Listed by Royal LePage METRO
Data was last updated September 20, 2024 at 10:05 AM (UTC)
Area Statistics
Listings on market:
39
Avg list price:
$655,000
Min list price:
$408,000
Max list price:
$999,900
Avg days on market:
21
Min days on market:
1
Max days on market:
104
Avg price per sq.ft.:
$366.7
These statistics are generated based on the current listing's property type and located in Redstone. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706