NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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156 Saddlebrook Circle NE
Saddle Ridge Calgary T3J 0K3

$589,900
Residential beds: 4 baths: 4.0 1,429 sq. ft. built: 2009

Main Photo: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 1: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 2: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 3: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 4: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 5: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 6: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 7: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Photo 8: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
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Photo 36: 156 Saddlebrook Circle NE in Calgary: Saddle Ridge Detached for sale : MLS®# A2144342
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2144342
Bedrooms:
4
Bathrooms:
4
Year Built:
2009
Excellent opportunity to own your home or as an investment property! This 2 storey home located in the sought-after community of Saddleridge, boasts over 1900 sq ft of living space with a floor plan designed perfectly for a family. Enter into a roomy foyer connecting to the bright & spacious living room that leads you into the dining and kitchen area where you will enjoy cooking in the large kitchen that offers an abundance of cabinets and counter space and a handy corner pantry. Off the dining area is a spacious deck offering an extension of the living space perfect for outdoor entertaining and equipped with a gas line for BBQing on those hot summer days. The 9 ft ceilings and the many large bright windows throughout really add to the spacious feeling of this home. Also on the main level you will find the laundry area and a convenient 2 piece bath. The upper level is complete with a large master bedroom equipped with a spacious walk-in closet and 3 piece ensuite, and two other good-sized bedrooms along with a 4 piece bathroom. The basement is fully finished with its own separate entrance and vinyl plank flooring throughout, and is complete with a 3 piece bathroom, spacious rec room and another flex room that could be easily be a bedroom just needs a closet. The South-West facing backyard is fully fenced and connects to a parking pad large enough to fit at least 3 cars at the back of the house. Ideally situated in a prime location close to public transit, shopping centers, schools, and parks, this home offers both convenience and accessibility. Not to mention the close proximity to the extensive regional pathway system and only mins to the popular Genesis Center. Don’t miss out on this opportunity!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,429.2 sq. ft.
Main Level Finished Area:
715.4 sq. ft.
Upper Level Finished Area:
713.8 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
566.8 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,261 sq. ft.
Lot Frontage:
26'7"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northeast
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2009 (Age: 15)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0812837
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Finished, Full, Walk-Up To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Linoleum, Vinyl
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Alley Access, Off Street, Parking Pad
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Main Level
Saddle Ridge
Dishwasher, Dryer, Electric Stove, Microwave, Range Hood, Refrigerator, Washer, Window Coverings
Fridge in basement, all furniture is also negotiable
Easement Registered On Title, Restrictive Covenant
Floor
Type
Size
Other
Main Floor
Entrance
6'8" × 5'4"
Main Floor
Living Room
14'6" × 12'6"
Main Floor
Laundry
6'1" × 3'4"
Main Floor
Dining Room
13' × 9'4"
Main Floor
Kitchen
15' × 9'8"
Main Floor
Pantry
4'6" × 3'9"
Upper Level
Bedroom - Primary
14'5" × 12'
Upper Level
Walk-In Closet
6'7" × 4'10"
Upper Level
Bedroom
10'6" × 9'3"
Upper Level
Bedroom
10'10" × 9'3"
Basement
Game Room
17'7" × 14'6"
Basement
Furnace/Utility Room
11' × 5'10"
Basement
Bedroom
14' × 10'7"
Basement
Entrance
4'6" × 3'3"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
6'4" x 7'1"
Upper Level
Yes
3
8' x 6'7"
Upper Level
No
4
4'11" x 7'8"
Basement
No
3
5'8" x 6'5"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Laminate Counters, No Smoking Home, Pantry, Separate Entrance, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Lawn, Landscaped, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NE
Zoning:
R-1N
Listed Date:
Jul 02, 2024
Days on Mkt:
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Listed by Diamond Realty & Associates LTD.
Data was last updated September 20, 2024 at 06:05 AM (UTC)
Area Statistics
Listings on market:
113
Avg list price:
$614,900
Min list price:
$253,000
Max list price:
$7,499,000
Avg days on market:
22
Min days on market:
1
Max days on market:
166
Avg price per sq.ft.:
$404.87
These statistics are generated based on the current listing's property type and located in Saddle Ridge. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706