NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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4431 19 Avenue NW
Montgomery Calgary T3B 0R8

$1,024,900
Residential beds: 5 baths: 4.0 1,972 sq. ft. built: 2025

Main Photo: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 1: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 2: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 3: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 4: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 5: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 6: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 7: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 8: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 9: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 10: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Photo 11: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2169620
Bedrooms:
5
Bathrooms:
4
Year Built:
2025
This fantastic upcoming SEMI-DETACHED infill in MONTGOMERY has great curb appeal with RED BRICK front & oversized high-end LUX windows - this home will impress you from the outside in, and even includes a fully developed LEGAL 2-BED BASEMENT SUITE (subject to permits & approvals by the city)! Montgomery is a wonderful inner-city community nestled along the banks of the Bow River. It is ideally located close to both the Foothills and Alberta Children’s Hospitals, UoC, SAIT, and offers easy access to downtown and the beautiful Rocky Mountains! You’re surrounded by beautiful parks, walking and biking paths, and a diverse and ever-growing business community with local shops and services. The main floor showcases engineered hardwood flooring that begins with a separated foyer area with a coat closet and a bench w/ hooks before stepping into the open concept space, starting with the bright dining room overlooking the NE front yard through oversized windows. The chef-inspired kitchen sits in the centre of the home, giving your family tons of space, with extensively upgraded custom cabinetry, an upgraded stainless steel appliance package, an oversized island with quartz countertop and bar seating, and a custom built-in pantry with coffee station! Glass sliding doors take you out to the back deck for a wonderful summertime dining experience! Off the living room, a mudroom with tile flooring, a custom built-in bench w/ hooks, and a built-in closet offer an easy transition outdoors. Rounding off the main level is an elegant 2-piece powder room with a stylish vanity and undermount sink. Upstairs, the expansive primary suite features a sky-high vaulted ceiling to create a welcoming atmosphere in this well-designed retreat, complete with a massive walk-in closet and an outstanding 5-pc ensuite with barn door entrance, vaulted ceiling above the freestanding soaker tub, modern vanity with dual sinks, and a fully tiled walk-in shower w/ bench and rain showerhead. Two secondary bedrooms have built-in closets and share access to the main 4-pc modern bathroom, and a large, tiled laundry room features a quartz folding counter. With its own private, secure side entrance, the LEGAL BASEMENT SUITE (subject to permits & approval by the city) is an excellent mortgage helper or mother-in-law suite with contemporary touches found in the rest of this upscale home. Luxury vinyl plank flooring runs throughout the suite across the open-concept living room and kitchen area with custom full-height cabinetry, quartz countertops, an elegant backsplash, and a central island for even more counter space and storage. There’s also a separate laundry, a 4-pc bathroom, and two bedrooms w/ built-in closets, plus a built-in pantry and coat closet! With time to customize the finishings, this could be your dream home in Montgomery!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey, Side by Side
Total Living Area:
1,971.5 sq. ft.
Main Level Finished Area:
930.5 sq. ft.
Upper Level Finished Area:
1,041 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
786.25 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,000 sq. ft.
Lot Frontage:
25'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northeast
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
6
Year built:
2025 (Age: -)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
5106GE
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full, Suite
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Brick, Cedar, Composite Siding
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Hardwood, Tile, Vinyl Plank
Cooling:
Rough-In
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Laundry Room, Upper Level
Montgomery
Built-In Oven, Dishwasher, Gas Cooktop, Microwave, Range Hood, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
14'6" × 12'6"
Main Floor
Kitchen
15'1" × 12'10"
Main Floor
Mud Room
8'3" × 5'
Main Floor
Dining Room
12'10" × 10'8"
2nd Floor
Bedroom - Primary
13'1" × 13'
2nd Floor
Walk-In Closet
8'6" × 5'6"
2nd Floor
Bedroom
11'4" × 9'6"
2nd Floor
Bedroom
12'8" × 11'4"
2nd Floor
Laundry
8'6" × 5'7"
Suite
Bedroom
11'1" × 10'
Suite
Bedroom
10'6" × 10'4"
Suite
Kitchen
10'6" × 9'
Suite
Game Room
15' × 10'6"
Suite
Laundry
5' × 4'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
5
Upper Level
Yes
5
Suite
No
4
Title to Land:
Fee Simple
Community Features:
Park, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Built-in Features, Closet Organizers, Double Vanity, High Ceilings, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Walk-In Closet(s)
Exterior Features:
BBQ gas line, Private Entrance, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Low Maintenance Landscape
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-CG
Listed Date:
Oct 04, 2024
Days on Mkt:
  • Photo 1: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Photo 1 of 11
  • Photo 2: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Photo 2 of 11
  • Photo 3: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    *Photos are for inspiration purposes only; actual finishes will vary.
  • Photo 4: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Photo 4 of 11
  • Photo 5: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Photo 5 of 11
  • Photo 6: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Photo 6 of 11
  • Photo 7: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Community Photos
  • Photo 8: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Community Photos
  • Photo 9: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Community Photos
  • Photo 10: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Community Photos
  • Photo 11: 4431 19 Avenue NW in Calgary: Montgomery Semi Detached (Half Duplex) for sale : MLS®# A2169620
    Community Photos
Listed by RE/MAX House of Real Estate
Data was last updated November 13, 2024 at 02:05 PM (UTC)
Area Statistics
Listings on market:
19
Avg list price:
$859,000
Min list price:
$399,900
Max list price:
$2,398,000
Avg days on market:
30
Min days on market:
7
Max days on market:
144
Avg price per sq.ft.:
$523.32
These statistics are generated based on the current listing's property type and located in Montgomery. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706