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Dial 403.397.3706 for Diane Richardson

How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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274093 Rge Rd 261
Rural Rocky View MD Rural Rocky View County T0M 0G0

$449,000
Land

Main Photo: 274093 Rge Rd 261 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2164695
Photo 1: 274093 Rge Rd 261 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2164695
Photo 2: 274093 Rge Rd 261 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2164695
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Photo 49: 274093 Rge Rd 261 in Rural Rocky View County: Rural Rocky View MD Residential Land for sale : MLS®# A2164695
Status:
Active
Prop. Type:
Land
MLS® Num:
A2164695
Horse's! here's 12.7 acres all in grass with alot of pipe fencing, perfect for all your animals. This nice acreage is on an all weather road, close to Beiseker & Irricana and an easy commute to Airdrie & Calgary. The property includes a drilled water well of 5gpm, power & natural gas paid for and on the property! There is a small gas well in the NE corner of the property that provides a little revenue each year! The acreage is zoned R-RES, and ready for your future home! List Price does NOT include GST. Very affordable acreage, so hurry!
Property Type:
Land
Property Sub Type:
Residential Land
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
12.7 acre(s)
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Reg. Size:
Reg. Size Includes:
Bathrooms:
- (Full:-, Half:-)
Plan:
15
Ensuite:
No
Utilities:
Natural Gas Paid, Electricity Paid For, Water Paid For
Garage:
0
NONE
N/A
Easement Registered On Title, Utility Right Of Way
School District:
Rocky View School Division No. 41
High School District:
Rocky View School Division No. 41
Title to Land:
Fee Simple
Lot Features:
Level, Pasture, Rectangular Lot
Access To Property:
Direct Access, Gravel Road
Num. of Parcels:
0
Fencing:
Cross Fenced, Fenced
Nearest Town:
Beiseker
Region:
Rocky View County
Zoning:
R-RUR
Listed Date:
Sep 10, 2024
Days on Mkt:
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Additional Images

Listed by CIR Realty
Data was last updated November 16, 2024 at 08:05 AM (UTC)
Area Statistics
Listings on market:
97
Avg list price:
$1,688,000
Min list price:
$100,000
Max list price:
$12,800,000
Avg days on market:
117
Min days on market:
1
Max days on market:
1,714
These statistics are generated based on the current listing's property type and located in Rural Rocky View MD. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706