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Dial 403.397.3706 for Diane Richardson

How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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281073 Range Road 252
Rural Rocky View MD Rural Rocky View County T0M 0G0

$1,250,000
Residential beds: 4 baths: 5.0 2,101 sq. ft. built: 1955

Main Photo: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 1: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 2: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 3: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 4: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 5: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 6: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 7: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 8: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 9: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 10: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 11: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 12: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 13: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 14: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 15: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 16: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 17: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 18: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 19: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 20: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 21: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 22: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 23: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 24: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 25: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 26: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 27: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
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Photo 35: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 36: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 37: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 38: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
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Photo 40: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 41: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 42: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 43: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 44: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 45: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 46: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 47: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 48: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 49: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Photo 50: 281073 Range Road 252 in Rural Rocky View County: Rural Rocky View MD Detached for sale : MLS®# A2163653
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2163653
Bedrooms:
4
Bathrooms:
5
Year Built:
1955
Your forever home awaits! One visit to this beautiful acreage on 15.64 acres, 5 mins East of Beiseker, and you will fall in love! This home has been lovingly maintained w/big upgrades to keep it modern and current including big ticket items including windows, roof, vinyl exterior & H20 tank in July 2024. Large bungalow w/almost 3200 sq.ft of living space offers 4 bedrooms, 2.5+ bathrooms, double attached garage plus 2 outbuildings. Huge kitchen w/plenty of cabinets, granite counter tops, stainless steel appliances & island w/second sink, additional storage and room for stools. Gas stove w/custom hoodfan, pot filler & stone surround is sure to impress the chef in your life. Large dining room with big South facing window is the perfect place to host your family gatherings. Family room w/vaulted wood ceiling and brick, wood burning fireplace is where you will want to curl up this winter. Primary bedroom is well sized w/walk-in closet & 4-pc ensuite. 2nd & 3rd bedrooms are well sized with access to the fully tiled, walk-in shower complete w/heated floors. Great mudroom was added to connect the space from the garage to the original house and is super functional with washer and dryer, a second kitchen w/tons of cabinets for canning or prepping, 1-pc bath plus a door leads out to your back deck. Fully finished basement w/rec room, 4th bedroom and a 2-pc bath plus loads of storage space finishes the interior of the property. These outbuildings will check off all the boxes. Huge, heated, dream steel shop measures 60’ x 40’ w/220 power and two 14’ overhead doors. Plenty of room for your machinery and tools plus rough-in for a mezzanine if you need. Character barn w/stables & water is heated and has loft space for storage. Private location w/newer security gate, RV parking w/plug-in, new pressure tank and control panel at the well in July. Enjoy the endless views of the prairies while you breathe in that fresh, country air. You don’t want to miss this one!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Acreage with Residence, Bungalow
Total Living Area:
2,101.2 sq. ft.
Main Level Finished Area:
2,101.2 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,078.8 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
15.64 acre(s)
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Levels:
One
Total Rooms Above Grade:
6
Year built:
1955 (Age: 69)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
5.0 (Full:2, Half:3)
Electricity:
100 Amp Service, 220 Volts
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Wood Burning
Water Supply:
Well
Sewer:
Septic Tank
Utilities:
Cable Internet Access, Natural Gas Paid, Electricity Paid For, Heating Paid For, Phone Paid For
Garage:
1
Garage Spaces:
6
Parking:
Double Garage Attached, Quad or More Detached, RV Access/Parking
Laundry Features:
Main Level
NONE
Dishwasher, Dryer, Garage Control(s), Gas Stove, Microwave, Refrigerator, Washer, Window Coverings
hot tub and accessories, cattle chute, grain auto feeder
Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen
18' × 13'4"
Main Floor
Living Room
15'10" × 13'4"
Main Floor
Dining Room
14'4" × 10'10"
Main Floor
Bedroom - Primary
14'3" × 11'8"
Main Floor
Bedroom
15'11" × 9'5"
Main Floor
Bedroom
14'5" × 9'5"
Main Floor
Laundry
16'4" × 12'4"
Basement
Game Room
20' × 19'
Basement
Bedroom
12'5" × 11'2"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
0' x 0'
Main Floor
No
3
0' x 0'
Main Floor
No
2
0' x 0'
Main Floor
No
1
Basement
No
2
0' x 0'
Title to Land:
Fee Simple
Community Features:
Gated, Schools Nearby
Interior Features:
Granite Counters, Kitchen Island, No Smoking Home, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Garden, RV Hookup, Storage
Patio And Porch Features:
Deck
Lot Features:
Cleared, Front Yard, Garden, Native Plants, Rectangular Lot, Treed
Num. of Parcels:
0
Outbuildings:
Shed, Barn, Quonset, Shop
Fencing:
Cross Fenced, Fenced
Nearest Town:
Beiseker
Region:
Rocky View County
Zoning:
AG
Listed Date:
Sep 07, 2024
Days on Mkt:
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Listed by RE/MAX Real Estate (Mountain View)
Data was last updated September 28, 2024 at 02:05 AM (UTC)
Area Statistics
Listings on market:
208
Avg list price:
$1,709,400
Min list price:
$459,900
Max list price:
$9,750,000
Avg days on market:
58
Min days on market:
1
Max days on market:
1,222
Avg price per sq.ft.:
$649.88
These statistics are generated based on the current listing's property type and located in Rural Rocky View MD. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706