NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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29 Spring Creek Common SW
Springbank Hill Calgary T3H 6E2

$374,900
Residential beds: 2 baths: 1.0 568 sq. ft. built: 2023

Main Photo: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 1: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 2: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 3: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 4: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 5: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 6: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 7: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 8: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 9: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 10: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 11: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 12: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 13: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 14: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 15: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 16: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Photo 17: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165187
Bedrooms:
2
Bathrooms:
1
Year Built:
2023
Welcome to a new upscale build in Springbank Hill! Immediate Possession! This stylish, open-concept Bangalow-style townhouse unit on the main level offers affordable luxury and convenient living near the Aspen Landing Shopping Centre and facing the ENVIRONMENT RESERVE PARK (East) from the balcony. It is thoughtfully designed with expansive double pane windows, 9ft ceiling, waterproofed luxury vinyl plank flooring with cork underlay throughout, a spacious living /dining room, and a sliding door to the balcony. The bright and open concept of a large double-glazed window. The European-inspired kitchen is completed with quartz countertops, high-quality cabinets, soft-close doors, drawers, under-mounted upgraded double Bowl Charcoal Sink, a faucet, the standard Whirlpool stainless steel appliances, and stacked washer/dryer. For the environmentally conscious, This Carter Townhome is bordered by a serene natural reserve with abundant walking trails and bike paths that connect throughout this vibrant and burgeoning community. This unit offers a rare opportunity to seamlessly combine urban and rural living and is perfectly located for an active lifestyle and ultimate relaxation. It comes with a titled surface parking stall.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
568.33 sq. ft.
Main Level Finished Area:
568.33 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$144.52
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Floor Location:
Other
Entry Level:
1
Levels:
One
End Unit:
2+ Common Walls
Total Rooms Above Grade:
4
Year built:
2023 (Age: 1)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
1.0 (Full:1, Half:0)
Plan:
2311971
Heating:
Baseboard, Electric
Basement:
None
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Concrete
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Garage:
0
Parking:
Stall, Titled
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Z-name Not Listed
Springbank Hill
Park, Secured Parking, Snow Removal, Trash, Visitor Parking
Dishwasher, Dryer, Electric Stove, Microwave Hood Fan, Refrigerator, Washer
N/A
Easement Registered On Title, Restrictive Covenant, Utility Right Of Way
Restrictions, Yes
Floor
Type
Size
Other
Main Floor
Living Room
11'10" × 7'9"
Main Floor
Bedroom - Primary
11'9" × 7'11"
Main Floor
Kitchen
11'10" × 9'3"
Main Floor
Bedroom
9'9" × 8'11"
Main Floor
Laundry
5'5" × 3'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
4'11" x 8'
Title to Land:
Fee Simple
Community Features:
Park, Playground, Shopping Nearby, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Soaking Tub
Exterior Features:
Balcony, Private Entrance
Patio And Porch Features:
Balcony(s)
Lot Features:
Backs on to Park/Green Space
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone W
Zoning:
M-1
Listed Date:
Sep 11, 2024
Days on Mkt:
  • Photo 1: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
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  • Photo 17: 29 Spring Creek Common SW in Calgary: Springbank Hill Row/Townhouse for sale : MLS®# A2165187
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Listed by Grand Realty
Data was last updated November 11, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
39
Avg list price:
$749,000
Min list price:
$273,500
Max list price:
$3,488,000
Avg days on market:
47
Min days on market:
3
Max days on market:
243
Avg price per sq.ft.:
$518.89
These statistics are generated based on the current listing's property type and located in Springbank Hill. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706