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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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124 Les Jardins Park SE
Douglasdale/Glen Calgary T2E 6J5

$652,900
Residential beds: 3 baths: 3.0 1,358 sq. ft. built: 2021

Main Photo: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 1: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 2: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 3: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 4: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 5: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 6: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 7: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 8: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 9: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 10: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 11: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 12: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 13: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 14: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 15: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 16: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 17: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 18: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 19: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 20: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 21: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 22: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 23: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 24: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 25: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Photo 26: 124 Les Jardins Park SE in Calgary: Douglasdale/Glen Row/Townhouse for sale : MLS®# A2104888
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2104888
Bedrooms:
3
Bathrooms:
3
Year Built:
2021
BRAND NEW Townhome Quick Possession homes with NEW 2024 PRICING ** LOVE YOUR LIFESTYLE! Les Jardins by Jayman BUILT next to Quarry Park. Inspired by the grand gardens of France, you will appreciate the lush central garden, Les Jardins. Escape here to connect with Nature, colorful blooms, and vegetation in this gorgeous space. Ideally situated within steps of Quarry Park, you will be more than impressed. Welcome home to an attached-heated garage, 70,000 square feet of community gardens, a proposed Fitness Centre, a Dedicated dog park for your fur baby, and an outstanding OPEN FLOOR PLAN with unbelievable CORE PERFORMANCE. You are invited into a thoughtfully planned 3 Bedroom, 2.5 Bath plus DEN beautiful, DOUBLE ATTACHED GARAGE with COURTYARD VIEW Town Home boasting QUARTZ COUNTERS throughout, sleek stainless steel WHIRLPOOL APPLIANCES, Luxury Vinyl Plank Flooring on the main, James Hardie siding, Moen Fixtures, Tankless Water Heater with built-in circulation pump and isolation kit, Ecobee Alexa-enabled thermostat with voice control and a remote sensor, Schlage Smart Lock on front door, Smart switches, A/C roughed in, Triple Pane Windows, LED flush mount lighting package and LED undercabinet lighting in kitchen and your very own in-suite WASHER AND DRYER. Offering a lifestyle of easy maintenance where the exterior beauty matches the interior beauty with seamless transition. Save $$$ Thousands: This home is eligible for the CMHC Pro Echo insurance rebate. Help your clients save money. CMHC Eco Plus offers a premium refund of 25% to borrowers who buy climate-friendly housing using CMHC-insured financing. Click on the icon below to find out how much you can save! Les Jardins features Central Gardens, a Walkable Lifestyle, Maintenance Free Living, Built for your Lifestyle, Nature Nearby, Quick and Convenient Access, Smart and Sustainable, Fitness at your Fingertips, and quick access to Deerfoot trail and Glenmore Trail. Nothing Compares!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Storey
Total Living Area:
1,357.64 sq. ft.
Main Level Finished Area:
637.65 sq. ft.
Upper Level Finished Area:
719.99 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
228.34 sq. ft.
Taxes:
Tax Assessed Value:
Condo Fee:
$234.00
Condo Fee Includes:
Amenities of HOA/Condo, Common Area Maintenance, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Entry Level:
1
Levels:
Three Or More
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
2021 (Age: 3)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2110851
Heating:
Forced Air, Natural Gas
Basement:
See Remarks
Foundation:
Poured Concrete
Builder:
Jayman BUILT by its operating partner Jayman BUILT
New Constr.:
Yes
Construction Material:
Cement Fiber Board, Stone, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl
Cooling:
Rough-In
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Garage Door Opener, Garage Faces Rear
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Unit, Main Level
Condo Fee Frequency:
Monthly
Les Jardins
Douglasdale/Glen
Community Gardens, Dog Park, Fitness Center, Park, Parking, Party Room, Picnic Area, Playground, Recreation Facilities, Recreation Room, Trash, Visitor Parking
Dishwasher, Dryer, Electric Range, Microwave Hood Fan, Refrigerator, Tankless Water Heater, Washer
N/A
Board Approval, Restrictive Covenant-Building Design/Size
Yes
Floor
Type
Size
Other
2nd Floor
Laundry
6'9" × 5'6"
2nd Floor
Dining Room
9'1" × 8'
2nd Floor
Kitchen
13'3" × 12'6"
2nd Floor
Living Room
12'2" × 11'2"
3rd Floor
Bedroom - Primary
11'2" × 10'7"
3rd Floor
Bedroom
10'9" × 9'6"
3rd Floor
Bedroom
9'2" × 8'10"
Lower Level
Den
12'5" × 8'
Floor
Ensuite
Pieces
Other
2nd Floor
No
2
5'1" x 5'3"
3rd Floor
Yes
4
10' x 5'
3rd Floor
No
4
7'9" x 5'
Title to Land:
Fee Simple
Community Features:
Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Quartz Counters, Smart Home, Tankless Hot Water
Exterior Features:
Courtyard
Patio And Porch Features:
Balcony(s)
Lot Features:
See Remarks
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
M-C1
Listed Date:
Jan 31, 2024
Days on Mkt:
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Virtual Tour

3D Tour

Listed by Jayman Realty Inc.
Data was last updated June 27, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
41
Avg list price:
$622,900
Min list price:
$329,900
Max list price:
$1,759,900
Avg days on market:
24
Min days on market:
2
Max days on market:
148
Avg price per sq.ft.:
$507.34
These statistics are generated based on the current listing's property type and located in Douglasdale/Glen. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706