NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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326 901 Mountain Street
Bow Valley Trail Canmore T1W 0C9

$164,995
Residential beds: 2 baths: 2.0 750 sq. ft. built: 2010

Main Photo: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 1: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 2: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 3: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 4: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 5: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 6: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 7: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
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Photo 22: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 23: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 24: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 25: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 26: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 27: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 28: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Photo 29: 326 901 Mountain Street: Canmore Apartment for sale : MLS®# A2093669
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2093669
Bedrooms:
2
Bathrooms:
2
Year Built:
2010
For additional information, please click on Brochure button below. This 12 week share is a 2 bedroom 2 bathroom 3rd floor suite is located in the Grande Rockies Resort in the middle of beautiful Rocky Mountains. Situated just a few minutes walk from downtown shops and restaurants, it is arguably the best location in town. Facing one of the most recognizable peaks, Lady Macdonald! Finishings include granite counter tops, SS kitchen appliances, and a recently renovated bathroom. This mountain oasis also has in-suite laundry, a private patio with BBQ and patio furniture. The property boasts an indoor swimming pool with water slide, kiddie pool with frog slide and waterfall, indoor/outdoor hot tubs, fitness room, the Grande Kitchen and Bar and a banquet facility. As this property is also a part of Paradise Residence Club, owners and guests have access to the complimentary games room, full-service spa, outdoor BBQ area featuring Napoleon grills, and an outdoor gas fire pit located at the adjacent Sunset Resorts Canmore. Owners enjoy the right to occupy their suite, lend it to friends, or participate in the established rental program. The innovative rotation calendar allows for 6 fixed peak demand weeks on a rotating schedule and 6 floating shoulder season weeks giving the most flexibility in the fractional ownership industry. A must-see property! It won't last long. Yearly fee covers property taxes, utilities, insurance, and property management.
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Apartment
Total Living Area:
750.44 sq. ft.
Main Level Finished Area:
750.44 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$325.00
Condo Fee Includes:
Amenities of HOA/Condo, Cable TV, Common Area Maintenance, Electricity, Gas, Heat, Insurance, Interior Maintenance, Internet, Maintenance Grounds, Parking, Professional Management, Reserve Fund Contributions, Residential Manager, Security, See Remarks, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northeast
Reg. Size:
Reg. Size Includes:
Unit Exposure:
Northeast
Floor Location:
Other
Entry Level:
3
Stories Total:
4
Levels:
Single Level Unit
End Unit:
2+ Common Walls
Total Rooms Above Grade:
5
Year built:
2010 (Age: 14)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
0912188
Heating:
Hot Water, Natural Gas
Basement:
See Remarks, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Composite Siding, Metal Frame, Stone, Stucco
Structure Type:
Low Rise (2-4 stories)
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Vinyl
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
0
Garage Spaces:
1
Parking:
Parkade, Stall, Underground
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Unit
Condo Fee Frequency:
Monthly
Bow Valley Trail
Elevator(s), Fitness Center, Indoor Pool, Pool, Spa/Hot Tub
Dishwasher, Microwave, Oven, Range Hood, Refrigerator, Stove(s), Washer/Dryer, Window Coverings
All fixtures, furnishings
Pets Not Allowed, Utility Right Of Way
No
Floor
Type
Size
Other
Main Floor
Bedroom
11' × 10'1"
Main Floor
Dining Room
7'4" × 5'10"
Main Floor
Kitchen
9' × 8'11"
Main Floor
Living Room
12'1" × 10'11"
Main Floor
Bedroom - Primary
13'6" × 11'8"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
3
4'9" x 8'11"
Main Floor
No
4
10'4" x 5'
Title to Land:
Fee Simple
Community Features:
Fishing, Golf, Lake, Park, Playground, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s)
Interior Features:
Breakfast Bar, Chandelier, Granite Counters, No Animal Home, Soaking Tub, Vinyl Windows
Exterior Features:
Barbecue, Courtyard, Outdoor Grill
Patio And Porch Features:
Balcony(s)
Lot Features:
Backs on to Park/Green Space, Landscaped, Level, Street Lighting
Num. of Parcels:
0
Fencing:
None
Region:
Bighorn No. 8, M.D. of
Zoning:
BVT-G20
Listed Date:
Nov 16, 2023
Days on Mkt:
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Virtual Tour

Listed by Easy List Realty
Data was last updated November 11, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
147
Avg list price:
$1,199,000
Min list price:
$69,995
Max list price:
$8,717,800
Avg days on market:
59
Min days on market:
2
Max days on market:
842
Avg price per sq.ft.:
$878.05
These statistics are generated based on the current listing's property type and located in Canmore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706