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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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83 Belmont Gardens SW
Belmont Calgary T2X 4H5

$660,000
Residential beds: 3 baths: 3.0 1,655 sq. ft. built: 2019

SOLD OVER THE LISTING PRICE!
Jayman BUILT Home
Photo 1: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 2: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 3: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 4: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 5: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 6: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 7: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 8: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 9: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 10: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 11: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 12: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 13: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 14: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 15: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 16: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 17: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 18: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 19: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 20: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 21: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 22: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 23: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 24: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 25: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 26: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 27: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 28: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 29: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 30: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Photo 31: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
Status:
Sold
Sold Date:
Jun 26, 2024
Listed Price:
$659,900
Sold Price:
$660,000
Sold in:
26 days
Prop. Type:
Residential
MLS® Num:
A2136635
Bedrooms:
3
Bathrooms:
3
Year Built:
2019
Welcome to this elegant & unique Jayman Built–Sonata Model 4-level split home that showcases many modern upgrades! As you step in, you will notice the spacious OPEN-CONCEPT LAYOUT with a SOARING 11-FOOT HEIGHT CEILING in the living room illuminated by a wall of windows on the main level. The upgraded Luxury Vinyl Plank Flooring and GLASS RAILINGS provide a seamless integration of the living room, dining room and kitchen areas. There is no shortage of QUARTZ COUNTER TOP space in the kitchen, finished with high-end cabinets and drawers, STAINLESS STEEL APPLIANCES including a French Door Refrigerator with water and ice dispenser, Chimney Hood Fan, and built-in Microwave Oven with Trim Kit. The upper level features carpets with 10-lb waterproof underlay throughout and a convenient UPPER-FLOOR LAUNDRY ROOM with a side-by-side Electrolux Front Load Steam Washer and Dryer. The spacious Primary Bedroom includes a WALK-IN CLOSET and a 5-piece ENSUITE BATHROOM with a standalone SOAKER TUB, DUAL SINK VANITY, and a separate shower. The other 2 bedrooms are spacious and share a full bathroom. The basement has high ceilings, includes a 3-piece roughed-in bathroom plumbing, and is ready for future development. The sunny south-facing FULLY-FENCED BACKYARD takes you to the OVERSIZED 24’X24’ DOUBLE DETACHED GARAGE and a boat/RV pad. Embrace modern living with 6 SOLAR PANELS, BUILT GREEN Canada Certified home, a High-Efficiency Furnace, an HRV (Heat Recovery Ventilator) unit, a TANKLESS ON-DEMAND HOT WATER HEATER, a CENTRALIZED AIR CONDITIONING SYSTEM, TRIPLE PANE WINDOWS, BBQ GAS HOOK-UP on deck, and Smart Home Technology additions. This exceptional family home is waiting for you! Belmont is home to the state-of-the-art Playground called Belmont Mounds of Fun for the young kids to enjoy and has planned 5 playgrounds and 40 acres of parks and pathways, 2 future schools, and a future recreation centre for the families to enjoy. With easy access to Macleod Trail and Stoney Trail, this makes commuting and exploring the city a breeze. Don't miss out on the chance to make this beautiful property your own. Come and see to appreciate!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
30 Days / Neg
Suite:
No
Home Style:
4 Level Split
Total Living Area:
1,655 sq. ft.
Main Level Finished Area:
829 sq. ft.
Upper Level Finished Area:
826 sq. ft.
Taxes:
$3,548 / 2023
Tax Assessed Value:
540000.0
Lot Area:
3,412 sq. ft.
Lot Frontage:
21'5"
Front Exposure:
North
Unit Exposure:
North
Levels:
4 Level Split
Total Rooms Above Grade:
6
Year built:
2019 (Age: 5)
Bedrooms:
3
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1810558
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
Builder:
JAYMAN BUILT
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Boat, Double Garage Detached, RV Access/Parking
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Laundry Room, Upper Level
Belmont
Built-In Oven, Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garage Control(s), Range Hood, Refrigerator, Tankless Water Heater, Washer, Window Coverings
Remote Control for the Sara Bella Window Zebra Motorized Blinds in the Living Room and Kitchen windows
Restrictive Covenant
Floor
Type
Size
Other
Main Floor
Living Room
17'5" × 13'4"
Upper Level
Bedroom - Primary
12'5" × 12'3"
Upper Level
Bedroom
11'3" × 9'5"
Upper Level
Bedroom
11'4" × 9'1"
2nd Floor
Dining Room
12'3" × 10'1"
2nd Floor
Kitchen
14'11" × 10'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'9" x 4'11"
Upper Level
No
4
4'4" x 8'4"
Suite
Yes
5
6'1" x 18'6"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Shopping Nearby, Street Lights, Walking/Bike Paths
Interior Features:
Bathroom Rough-in, High Ceilings, Low Flow Plumbing Fixtures, No Animal Home, No Smoking Home, Open Floorplan, Quartz Counters, Recessed Lighting, Tankless Hot Water, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
BBQ gas line
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Pie Shaped Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-1N
Listed Date:
May 31, 2024
Days on Mkt:
26
  • Photo 1: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Jayman BUILT Home
  • Photo 2: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Oversized Double Detached Garage
  • Photo 3: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Living Room with wall of windows
  • Photo 4: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Living Room Remote Controlled Window Blinds
  • Photo 5: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Soaring Height Ceilings
  • Photo 6: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Luxury Vinyl Plank Floorings
  • Photo 7: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 7 of 31
  • Photo 8: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Kitchen
  • Photo 9: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Quartz Countertops
  • Photo 10: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Built-in Microwave with Trim Kit
  • Photo 11: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Dining Room
  • Photo 12: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 12 of 31
  • Photo 13: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 13 of 31
  • Photo 14: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Main Floor Powder Room
  • Photo 15: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Master Bedroom
  • Photo 16: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 16 of 31
  • Photo 17: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Master Bedroom with 5-pc Ensuite Bathroom
  • Photo 18: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Master Ensuite Separate Shower
  • Photo 19: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Bedroom 2
  • Photo 20: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 20 of 31
  • Photo 21: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Bedroom 3
  • Photo 22: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 22 of 31
  • Photo 23: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Upstairs Full Bathroom
  • Photo 24: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Upstairs Laundry
  • Photo 25: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    High Ceiling Basement
  • Photo 26: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Back
  • Photo 27: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Boat/RV Parking Space
  • Photo 28: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Main Floor Plan
  • Photo 29: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Foundation/Bsmt Plan
  • Photo 30: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Upper Floor Plan
  • Photo 31: 83 Belmont Gardens SW in Calgary: Belmont Detached for sale : MLS®# A2136635
    Photo 31 of 31
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Listed by CIR Realty
Data was last updated June 27, 2024 at 08:05 AM (UTC)
Diane Richardson
Cell: 403-397-3706