NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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3 Crystal Shores Heights
Crystal Shores Okotoks T1S 2K9

$579,900
Residential beds: 4 baths: 3.0 1,657 sq. ft. built: 2006

Main Photo: 3 Crystal Shores Heights: Okotoks Detached for sale : MLS®# A2164269
Photo 1: 3 Crystal Shores Heights: Okotoks Detached for sale : MLS®# A2164269
Photo 2: 3 Crystal Shores Heights: Okotoks Detached for sale : MLS®# A2164269
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Photo 30: 3 Crystal Shores Heights: Okotoks Detached for sale : MLS®# A2164269
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2164269
Bedrooms:
4
Bathrooms:
3
Year Built:
2006
*Open House on Saturday, September 21, 12pm - 3pm* Welcome to this spacious family home in Okotoks only lake community! Enjoy lake access and all the amenities that come with it. This beautifully updated home offers 4 bedrooms and 2.5 baths, perfect for a growing family. The bright, open living room features a bay window, filling the space with natural light. The kitchen boasts a large island, penninsula seating, corner pantry, and oak cabinetry with classy dark countertops, complemented by newer stainless steel appliances. Recent upgrades include new LVP flooring installed in April 2024, as well as re-faced cabinets for a modern touch. Cozy up in the family room next to the gas fireplace with a white mantle. Upstairs, the primary bedroom includes a walk-in closet and a full ensuite with a soaker tub and separate shower. The home also features a newly built oversized 24’x24’ garage (2023), providing ample space for parking and storage. Additional updates include a new roof, siding, soffit, and eaves (2017), new furnace and AC in 2022, and a new dishwasher in 2023. The unspoiled basement is roughed-in for future development and offers great potential. Located in a family-friendly community with lots of walking and biking paths, this home is close to top-rated schools and amenities. The HOA fee provides access to the lake house, including exclusive swimming and skating privileges. Including basement fridge, shed in rear yard, window coverings (including curtain rods and drapes). Not included: Pool table. Don’t miss the chance to make this amazing home your own!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,657.47 sq. ft.
Main Level Finished Area:
824.53 sq. ft.
Upper Level Finished Area:
832.94 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
739.7 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,465 sq. ft.
Lot Frontage:
31'11⅞"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2006 (Age: 18)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0413103
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Linoleum
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Dining Room, Electric, Family Room, Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached, Heated Garage, Insulated
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Laundry Room
HOA Fee:
$271.00
Crystal Shores
None
Central Air Conditioner, Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave Hood Fan, Range, Refrigerator, Washer, Window Coverings
Window Coverings, Rear Shed, Basement Fridge.
Easement Registered On Title, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
14'2" × 12'10"
Main Floor
Kitchen
14'2" × 14'1"
Main Floor
Den
9'11" × 9'5"
Main Floor
Dining Room
12'5" × 11'
2nd Floor
Bedroom
11'2" × 9'8"
2nd Floor
Bedroom
10'9" × 9'11"
2nd Floor
Bedroom
9'10" × 8'11"
2nd Floor
Bedroom - Primary
12'11" × 12'5"
Basement
Game Room
19'10" × 12'5"
Basement
Furnace/Utility Room
25'11" × 19'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'11" x 6'4"
2nd Floor
No
4
4'11" x 8'2"
2nd Floor
Yes
4
8'1" x 8'2"
Title to Land:
Fee Simple
Community Features:
Playground, Sidewalks, Street Lights
Interior Features:
Ceiling Fan(s), Closet Organizers, Kitchen Island, No Smoking Home, Pantry, Track Lighting, Vinyl Windows, Walk-In Closet(s), Wet Bar
Exterior Features:
Lighting, Private Entrance, Private Yard
Patio And Porch Features:
Patio
Lot Features:
Back Lane, Few Trees, Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Foothills County
Zoning:
TN
Listed Date:
Sep 09, 2024
Days on Mkt:
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Listed by RE/MAX iRealty Innovations
Data was last updated September 22, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
105
Avg list price:
$654,900
Min list price:
$265,000
Max list price:
$3,995,000
Avg days on market:
18
Min days on market:
1
Max days on market:
201
Avg price per sq.ft.:
$417.81
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706