NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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144 Prestwick Avenue SE
McKenzie Towne Calgary T2Z 3S6

$599,999
Residential beds: 2 baths: 2.0 1,120 sq. ft. built: 2001

Main Photo: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 1: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 2: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 3: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 4: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 5: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 6: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Photo 7: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
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Photo 36: 144 Prestwick Avenue SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2177579
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177579
Bedrooms:
2
Bathrooms:
2
Year Built:
2001
Welcome to this beautifully updated 2-bedroom, 1.5-bathroom home, located on a large corner lot in the desirable community of McKenzie Towne. The open-concept main floor features stunning vinyl flooring throughout, creating a sleek and modern feel. The bright and open kitchen is a true highlight, complete with stainless steel appliances, a gas stove, and a spacious island with a breakfast bar – perfect for casual meals or entertaining. A corner pantry adds extra storage space, making meal prep a breeze. Upstairs, you'll find a versatile bonus/flex room, ideal for a home office, playroom, or additional living space. The home offers the perfect balance of comfort and convenience with air conditioning, ensuring you'll stay cool in the summer months. The large, open backyard is a blank slate, offering endless possibilities to create your own outdoor oasis. Whether you’re looking to add a garden, build a deck, or design the ultimate play area, this spacious yard gives you the freedom to bring your vision to life. Additional highlights include a new roof (2017), new hot water tank and furnace (2017), in-ground sprinklers, a new fence, and security doors and windows. The gutters were cleaned recently, and the ducts are cleaned yearly for added peace of mind. A double detached garage with plenty of storage and a central vacuum system complete the package. The undeveloped basement provides endless potential, waiting for your finishing touches to create a space that suits your needs. Located directly across from a school, this home is perfect for families and offers easy access to shopping, restaurants, and amenities. Commuters will appreciate the convenient proximity to Deerfoot Trail, providing quick access to downtown and other key areas of the city. Don’t miss the chance to make this exceptional home yours today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,120 sq. ft.
Main Level Finished Area:
540 sq. ft.
Upper Level Finished Area:
580 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
540 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,187 sq. ft.
Lot Frontage:
7'2⅞"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2001 (Age: 23)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
0010527
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Vinyl Plank
Cooling:
Central Air
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
HOA Fee:
$226.60
McKenzie Towne
None
Central Air Conditioner, Dishwasher, Garage Control(s), Gas Stove, Microwave Hood Fan, Refrigerator, Washer/Dryer, Window Coverings
N/A
None Known
Floor
Type
Size
Other
Main Floor
Entrance
7'8" × 4'5"
Main Floor
Living Room
18'9" × 12'8"
Main Floor
Dining Room
11'2" × 8'10"
Main Floor
Kitchen
10'7" × 7'7"
2nd Floor
Bedroom - Primary
12' × 10'
2nd Floor
Bedroom
9'8" × 8'7"
2nd Floor
Bonus Room
11'4" × 9'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
7'2" x 2'7"
2nd Floor
No
4
7'5" x 5'
Title to Land:
Fee Simple
Community Features:
Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Ceiling Fan(s), Central Vacuum, Kitchen Island, No Smoking Home, Open Floorplan, Pantry
Exterior Features:
None
Patio And Porch Features:
Front Porch, Patio
Lot Features:
Back Lane, Corner Lot, Underground Sprinklers
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-G
Listed Date:
Nov 06, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 16, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
37
Avg list price:
$499,900
Min list price:
$290,000
Max list price:
$959,800
Avg days on market:
17
Min days on market:
1
Max days on market:
85
Avg price per sq.ft.:
$385.3
These statistics are generated based on the current listing's property type and located in McKenzie Towne. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706