NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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139 Prestwick Crescent SE
McKenzie Towne Calgary T2Z 3L8

$569,900
Residential beds: 3 baths: 2.0 1,222 sq. ft. built: 2000

Main Photo: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 1: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 2: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 3: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 4: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 5: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 6: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 7: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 8: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
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Photo 12: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
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Photo 23: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 24: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
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Photo 34: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
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Photo 36: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Photo 37: 139 Prestwick Crescent SE in Calgary: McKenzie Towne Detached for sale : MLS®# A2175765
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2175765
Bedrooms:
3
Bathrooms:
2
Year Built:
2000
Front Porch style home ! Ideal family home with many upgrades, attic insulation R50, newer HWT ( 2022), asphalt shingles (2015), new vinyl plank flooring (2022), newer carpeting up and down, newer kitchen stove (2023), upgraded lighting, newer main floor toilet, newer retractable screen added to the front entrance. The home has 3 bedrooms up.The lower level has a finished recreation room and a large flex room, laundry and utility room. There is a large deck off the back and the back yard is fenced and has parking for 2 cars. The home is very well located and close to schools, shopping, transit, paths, parks, and all amenities. Easy to view! Vacant!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,222.14 sq. ft.
Main Level Finished Area:
541.25 sq. ft.
Upper Level Finished Area:
580.89 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
446.42 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,143 sq. ft.
Lot Frontage:
93'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Floor Location:
Other
Levels:
Two
Total Rooms Above Grade:
5
Year built:
2000 (Age: 24)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
9813544
Heating:
Forced Air, Natural Gas
Basement:
Full, Partially Finished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Off Street, Unpaved
Parking Places:
0.0
Parking Total/Covered:
0 / -
Laundry Features:
In Basement
HOA Fee:
$226.00
McKenzie Towne
Other, Park
Dishwasher, Dryer, Electric Stove, Range Hood, Refrigerator, Washer, Window Coverings
SHED
Easement Registered On Title, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Kitchen With Eating Area
16'5" × 11'2"
Main Floor
Living Room
18'9" × 10'7"
2nd Floor
Bedroom - Primary
13' × 9'10"
2nd Floor
Bedroom
9'7" × 8'9"
2nd Floor
Bedroom
11'4" × 9'7"
Lower Level
Game Room
16'7" × 9'11"
Lower Level
Flex Space
12'4" × 10'10"
Lower Level
Storage
8' × 3'5"
Lower Level
Furnace/Utility Room
12'3" × 7'8"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
2'8" x 7'2"
2nd Floor
No
4
5' x 7'9"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Kitchen Island, No Smoking Home, Open Floorplan
Exterior Features:
Private Yard
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Lane, Back Yard, City Lot, Front Yard, Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-G
Listed Date:
Oct 27, 2024
Days on Mkt:
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Listed by RE/MAX Real Estate (Central)
Data was last updated November 16, 2024 at 02:05 AM (UTC)
Area Statistics
Listings on market:
37
Avg list price:
$499,900
Min list price:
$290,000
Max list price:
$959,800
Avg days on market:
17
Min days on market:
1
Max days on market:
85
Avg price per sq.ft.:
$385.3
These statistics are generated based on the current listing's property type and located in McKenzie Towne. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706