NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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1031 Windhaven Close SW
Windsong Airdrie T4B 0V8

$640,000
Residential beds: 3 baths: 4.0 1,814 sq. ft. built: 2010

Main Photo: 1031 Windhaven Close SW: Airdrie Detached for sale : MLS®# A2167999
Photo 1: 1031 Windhaven Close SW: Airdrie Detached for sale : MLS®# A2167999
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Photo 38: 1031 Windhaven Close SW: Airdrie Detached for sale : MLS®# A2167999
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2167999
Bedrooms:
3
Bathrooms:
4
Year Built:
2010
Welcome home to this stunning two storey property located in the beautiful city of Airdrie! This charming home features 3 bedrooms,3.5 bathrooms, a double garage, a spacious backyard , and many more! Upon entering you will be invited to a vibrant modern living area that opens to the kitchen with a granite countertop.The living area has three massive windows that provide an abundance of natural light . Socialize at the dining area with friends and families that overlooks the covered deck which is perfect for barbecue and gatherings. The second level boasts a spacious master bedroom with a walk-in closet, 5-piece ensuite , double vanity counter , a large soaker tub, and an amazing tiled shower . Together with the master bedroom are two comfortably sized bedrooms and a nice sized loft that can be your home office . This property has a finished basement for recreation with a full bath and dry bar ready for home entertainment. As we go outside you'll be stunned to see two fruit trees and one poplar tree that provides shade and breeze during the hot summer days . There is also a room for the family to navigate food plants as there are readily available garden beds for you. This property is close to K-8 school and shopping districts . It has a great access to 8th street and 40th Avenue connector, making commuting to Calgary and getting around Airdrie even easier. So what you are waiting for ? Make this property yours and call your favourite realtor for showing today !
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,813.8 sq. ft.
Main Level Finished Area:
736.1 sq. ft.
Upper Level Finished Area:
1,077.7 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
509.4 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
251 sq. ft.
Lot Frontage:
31'2"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2010 (Age: 14)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1013007
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
4
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room, Upper Level
Windsong
Bar Fridge, Dishwasher, Electric Stove, Garage Control(s), Range Hood, Refrigerator, Washer/Dryer
Wardrobes
None Known
Floor
Type
Size
Other
Main Floor
Entrance
10'9" × 4'9"
Main Floor
Living Room
18'7" × 13'1"
Main Floor
Kitchen
10'11" × 8'9"
Main Floor
Dining Room
10'4" × 10'2"
Upper Level
Bedroom - Primary
14'11" × 12'
Upper Level
Bedroom
13'2" × 10'
Upper Level
Bedroom
12'3" × 10'
Upper Level
Bonus Room
13'7" × 10'
Upper Level
Foyer
10'5" × 6'1"
Basement
Game Room
21'8" × 12'8"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
2'8" x 6'4"
Upper Level
Yes
5
9'7" x 8'6"
Upper Level
No
4
7'9" x 6'4"
Basement
No
3
5'8" x 7'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Dry Bar
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1-U
Listed Date:
Sep 25, 2024
Days on Mkt:
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Listed by CIR Realty
Data was last updated September 29, 2024 at 12:05 AM (UTC)
Area Statistics
Listings on market:
366
Avg list price:
$599,945
Min list price:
$244,000
Max list price:
$3,299,000
Avg days on market:
23
Min days on market:
1
Max days on market:
341
Avg price per sq.ft.:
$363.52
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706