NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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112 Sunrise Heath
Sunset Ridge Cochrane T4C 0H4

$924,900
Residential beds: 3 baths: 3.0 2,291 sq. ft. built: 2024

Main Photo: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 1: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 2: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 3: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 4: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 5: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 6: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 7: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 8: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 9: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 10: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 11: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 12: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 13: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 14: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 15: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 16: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 17: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 18: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Photo 19: 112 Sunrise Heath: Cochrane Detached for sale : MLS®# A2096019
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2096019
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
Welcome to "The Shelby"! With a beautiful bright OPEN CONCEPT and 9’0” ceiling height on main floor this home makes entertaining a breeze. Work from home in your spacious OFFICE located on the main floor. As you walk up stairs you will be greeted with a large second floor bonus room at the front of the home, with VAULTED CEILINGS. Two bedrooms and a Master with a 5pc SPA-LIKE ENSUITE. Enjoy your views with oversized windows throughout. The upstairs is also equipped with UPPER FLOOR LAUNDRY and a room thats spacious enough to keep the families clothes organized! As you enter outside, enjoy coffee outside as the sunrises or Entertain outdoors in style with a large deck off the back of the home. User friendly kitchen with a KITCHEN ISLAND and BREAKFAST BAR finished in your choice QUARTZ or GRANITE COUNTERTOPS. There is a separate dining nook and what most families desire, a BUTLERS PANTRY to an oversized WALK-IN PANTRY, right next to the beautiful spacious MUDROOM with BUILT-INS. Hide the mess in a dedicated mudroom, complete with BUILT-IN LOCKERS. This is definitely a beautiful place to call home, connect with us today for more details and to start your build today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,291 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,794 sq. ft.
Lot Frontage:
0'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northwest
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
221 0972
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Cement Fiber Board, Concrete, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room, Upper Level
HOA Fee:
$150.00
Sunset Ridge
Other
Dishwasher, Microwave, Refrigerator, Gas Range, Range Hood
N/A
None Known
Floor
Type
Size
Other
Main Floor
Great Room
17'8" × 14'4"
Main Floor
Dining Room
13'11" × 10'11"
Main Floor
Office
8'11" × 6'
Upper Level
Bedroom - Primary
17'9" × 14'
Upper Level
Loft
17'11" × 13'7"
Upper Level
Bedroom
10'9" × 9'9"
Upper Level
Laundry
9' × 5'10"
Upper Level
Bedroom
10'9" × 10'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
Yes
4
Upper Level
No
3
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
High Ceilings, Walk-In Closet(s), Breakfast Bar, Built-in Features, Double Vanity, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Soaking Tub
Exterior Features:
Other
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Backs on to Park/Green Space, No Neighbours Behind
Num. of Parcels:
0
Fencing:
None
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Dec 27, 2023
Days on Mkt:
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Listed by eXp Realty
Data was last updated June 29, 2024 at 10:05 AM (UTC)
Area Statistics
Listings on market:
145
Avg list price:
$693,900
Min list price:
$252,500
Max list price:
$1,399,000
Avg days on market:
22
Min days on market:
1
Max days on market:
262
Avg price per sq.ft.:
$376.01
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706