NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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18 Canals Court SW
Canals Airdrie T4B 0S7

$995,000
Residential beds: 5 baths: 4.0 2,806 sq. ft. built: 2014

Main Photo: 18 Canals Court SW: Airdrie Detached for sale : MLS®# A2173656
Photo 1: 18 Canals Court SW: Airdrie Detached for sale : MLS®# A2173656
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2173656
Bedrooms:
5
Bathrooms:
4
Year Built:
2014
Discover the perfect blend of comfort and convenience in this beautifully maintained home nestled within the family-oriented community of Canals. Situated on a spacious pie-shaped lot, this property offers direct access to a serene green space and a nearby playground, providing endless opportunities for outdoor enjoyment. Built by McKee Homes, this thoughtfully designed Strangford Lough floor plan has been customized to meet the needs of modern families. The triple tandem garage offers ample space for vehicles and storage, while the curved staircase creates a striking focal point. The open-concept layout and 9-foot ceilings enhance the sense of spaciousness and natural light throughout the home. Step inside to discover a mudroom equipped with custom lockers for convenient storage, leading to a walkthrough pantry. The gourmet kitchen features high-end finishes, including quartzite beveled countertops, a large capacity refrigerator, gas range, full-height cabinetry, and built-in double ovens. The adjoining dining room boasts ample space for entertaining and offers direct access to a substantial back deck complete with a swim spa. For those who enjoy working from home, the rear office provides a quiet and inspiring workspace with a lovely backyard view. The spacious living room is perfect for gathering with friends and family, featuring a captivating tiled fireplace. Upstairs, the upper level offers even more impressive features, including custom vaults and an open-to-below design. The versatile bonus room can be adapted to suit your lifestyle, whether as a family entertainment center or a home gym. The master bedroom is a true retreat, complete with a luxurious ensuite featuring a deep soaker tub, dual vanities, a walk-in shower with three showerheads, and a generous walk-in closet. The fully finished basement provides additional living space, including a built-in entertainment console, a large rec room, a fifth bedroom, and a fourth full bathroom. Despite the expansive 27x22 foot deck, the backyard still offers plenty of green space for outdoor activities. Enjoy the convenience of this prime location, with easy walking distance to Our Lady Queen of Peace, Ralph McCall, and CW Perry. Don't miss this opportunity to make this exceptional home your own. View the 3D virtual tour for a better look!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,806 sq. ft.
Main Level Finished Area:
1,110 sq. ft.
Upper Level Finished Area:
1,696 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
975 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,620 sq. ft.
Lot Frontage:
23'8"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southwest
Reg. Size:
Reg. Size Includes:
Floor Location:
Ground
Levels:
Two
Total Rooms Above Grade:
10
Year built:
2014 (Age: 10)
Bedrooms:
5 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1310331
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Carpet, Laminate, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Family Room, Gas, Tile
Garage:
1
Garage Spaces:
3
Parking:
Oversized, Tandem, Triple Garage Attached
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Laundry Room, Upper Level
Canals
Central Air Conditioner, Dishwasher, Double Oven, Dryer, Garage Control(s), Gas Cooktop, Microwave, Oven-Built-In, Range Hood, Refrigerator, Washer, Window Coverings
Hot Tub, Gazebo, Bonus Room TV Mount, Wood Shelving in Master and Ensuite, Ceiling Fan, Telus alarm system hardware no contract, includes ext camera, Flag pole
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
15' × 12'
Main Floor
Dining Room
12'11" × 11'4"
Main Floor
Living Room
17' × 14'
Main Floor
Foyer
7'9" × 5'1"
Main Floor
Den
12'6" × 9'6"
Main Floor
Mud Room
9'1" × 6'6"
Main Floor
Bedroom
12'3" × 10'8"
Upper Level
Laundry
11'4" × 5'11"
Upper Level
Bonus Room
17'9" × 13'5"
Upper Level
Bedroom - Primary
18'11" × 13'2"
Upper Level
Bedroom
12'5" × 12'
Upper Level
Bedroom
11' × 10'
Lower Level
Family Room
18'10" × 12'10"
Lower Level
Flex Space
11'10" × 7'9"
Lower Level
Game Room
13'11" × 12'8"
Lower Level
Bedroom
12'9" × 9'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'11" x 4'11"
Upper Level
No
4
4'11" x 7'3"
Upper Level
Yes
5
7'8" x 19'3"
Lower Level
No
4
5' x 11'2"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Chandelier, Closet Organizers, Double Vanity, French Door, Granite Counters, High Ceilings, Kitchen Island, No Smoking Home, Open Floorplan, Pantry, Soaking Tub, Storage, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Garden, Private Yard
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Yard, Backs on to Park/Green Space, Cul-De-Sac, Front Yard, Garden, Low Maintenance Landscape, Level, Pie Shaped Lot, Private, Treed
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Oct 17, 2024
Days on Mkt:
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Virtual Tour

3D Tour

Virtual Tour

Listed by RE/MAX First
Data was last updated November 13, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$360.94
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706