NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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2773 Baywater Landing SW
Bayside Airdrie T4B 5K6

$990,000
Residential beds: 4 baths: 3.0 2,022 sq. ft. built: 2023

Main Photo: 2773 Baywater Landing SW: Airdrie Detached for sale : MLS®# A2155336
Photo 1: 2773 Baywater Landing SW: Airdrie Detached for sale : MLS®# A2155336
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2155336
Bedrooms:
4
Bathrooms:
3
Year Built:
2023
Carriage Legal Suite Included! Welcome to the Roscrea in Bayside Estate by our award winning builder, McKee Homes. This gorgeous newly built spec home offers ample space for a growing family in one of the best communities in Airdrie! Offering many upgrades through out with over 2000 sq.ft of living space this home is sure to meet your needs. Featuring 3 large bedrooms, 3 full bathrooms. A large living, dining and kitchen area complimenting each other along with a spice kitchen neatly tucked away and an office space which could also be used as a functional bedroom with a closet. The main floor also offers 9 foot ceilings, a spacious deck off the rear and a full bathroom. The upper floor hosts 3 large bedrooms, including the primary bedroom with high vaulted ceilings, you'll also find high vaulted ceilings in the bonus room as well. The bonus feature of this home is that we offer a beautiful bright legal carriage suite onto of the triple garage! Come see what nearly 40 years of home building experience gets you in the heart of Bayside Estate!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey
Total Living Area:
2,022 sq. ft.
Main Level Finished Area:
1,040 sq. ft.
Upper Level Finished Area:
982 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,898 sq. ft.
Lot Frontage:
28'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Northeast
Reg. Size:
Reg. Size Includes:
Unit Exposure:
Northeast, Southwest
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2023 (Age: 1)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
2211099
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
Builder:
McKee Homes
New Constr.:
Yes
Construction Material:
Composite Siding, Concrete, Manufactured Floor Joist, Mixed, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Family Room, Gas, Stone
Garage:
1
Garage Spaces:
3
Parking:
Additional Parking, Alley Access, Triple Garage Detached
Parking Places:
5.0
Parking Total/Covered:
5 / -
Laundry Features:
Laundry Room, Upper Level
Bayside
Dishwasher, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer
NA
None Known
Floor
Type
Size
Other
Main Floor
Living Room
17'4" × 12'
Main Floor
Dining Room
11'8" × 11'
Main Floor
Kitchen
10' × 10'
Main Floor
Spice Kitchen
7'6" × 6'6"
Main Floor
Bedroom
11' × 9'6"
Upper Level
Bedroom - Primary
17'6" × 12'4"
Upper Level
Bedroom
10'8" × 9'8"
Upper Level
Bedroom
10'7" × 9'6"
Upper Level
Laundry
8' × 5'
Upper Level
Bonus Room
13'6" × 12'10"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
5'6" x 8'
Upper Level
Yes
5
8'6" x 10'6"
Upper Level
No
3
8'1" x 5'2"
Title to Land:
Fee Simple
Community Features:
Other, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Crown Molding, Double Vanity, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Vaulted Ceiling(s), Vinyl Windows
Exterior Features:
Other
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Lane, Back Yard, Corner Lot, Front Yard, Gentle Sloping, Irregular Lot, Landscaped, Level
Num. of Parcels:
0
Fencing:
Partial
Region:
Airdrie
Zoning:
R1-L
Listed Date:
Aug 08, 2024
Days on Mkt:
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Listed by Manor Real Estate Ltd.
Data was last updated November 13, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$360.94
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706