NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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26 6009 62 Avenue
NONE Olds T4H 1W8

$379,900
Residential beds: 4 baths: 3.0 1,304 sq. ft. built: 2006

Main Photo: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 1: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 2: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 3: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 4: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 5: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
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Photo 7: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
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Photo 30: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Photo 31: 26 6009 62 Avenue: Olds Semi Detached (Half Duplex) for sale : MLS®# A2142326
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2142326
Bedrooms:
4
Bathrooms:
3
Year Built:
2006
Plan to be impressed with this fantastic BUNGALOW in The Meadows, a 55 plus community that creates the perfect lifestyle. The spacious entry leads you to your open concept Living, Dining and Kitchen. Beautiful hardwood floors, corner fireplace and a well laid out wrap around kitchen with plenty of cabinets and counterspace. Large peninsula is the perfect place for informal meals or maybe just to visit with the chef! Greet each day with the morning sun in the Primary bedroom complete with a walk-in closet as well as a 4pce ensuite. There is also a decent sized 2nd bedroom on this level, a 3 pce. bathroom as well as the laundry pair which is conveniently tucked away out of sight but very handy. Lower level provides great space with a large family room, 2 big bedrooms another 3 pce. bathroom and has in-floor heat to make sure it is nice and cozy. Rear deck is great space for the BBQ, flowers and some outside living space. The double attached garage is 20'x22' and will host 2 vehicles and some extra storage. There is an RV storage area, that if there is availability, you can have that near-by too! This beautiful home is immaculate and has been well cared for by it's current owners.
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow, Side by Side
Total Living Area:
1,304 sq. ft.
Main Level Finished Area:
1,304 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,283 sq. ft.
Taxes:
Tax Assessed Value:
Condo Fee:
$350.00
Condo Fee Includes:
Common Area Maintenance, Insurance, Snow Removal
HOA Fee Includes:
Lot Area:
41,979 sq. ft.
Lot Frontage:
32'10"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
One
End Unit:
1 Common Wall
Total Rooms Above Grade:
4
Year built:
2006 (Age: 18)
Bedrooms:
4 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
2
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
0312195
Heating:
In Floor, Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Siding
Structure Type:
Duplex
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Linoleum
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
Condo Fee Frequency:
Monthly
Z-name Not Listed
NONE
Clubhouse, RV/Boat Storage
Dishwasher, Dryer, Garage Control(s), Microwave Hood Fan, Refrigerator, Stove(s), Washer, Window Coverings
N/A
Adult Living, Easement Registered On Title, Environmental Restriction, Restrictive Covenant, Utility Right Of Way
Restrictions, Yes
Floor
Type
Size
Other
Main Floor
Entrance
6'9" × 4'10"
Main Floor
Kitchen
14' × 8'1"
Main Floor
Living Room
21'6" × 13'
Main Floor
Bedroom - Primary
15'8" × 11'9"
Main Floor
Walk-In Closet
7'3" × 5'
Main Floor
Bedroom
12'9" × 10'
Basement
Furnace/Utility Room
15'8" × 13'4"
Basement
Storage
8'9" × 3'7"
Basement
Bedroom
11'10" × 11'4"
Basement
Bedroom
25'2" × 12'1"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
4
7'7" x 8'5"
Main Floor
No
3
7'7" x 5'10"
Basement
No
3
4'8" x 8'8"
Title to Land:
Fee Simple
Community Features:
Clubhouse
Interior Features:
Ceiling Fan(s), No Animal Home, No Smoking Home, Open Floorplan, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Close to Clubhouse, Landscaped
Num. of Parcels:
0
Fencing:
None
Region:
Mountain View County
Zoning:
DC1
Listed Date:
Jun 18, 2024
Days on Mkt:
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Listed by RE/MAX ACA Realty
Data was last updated June 30, 2024 at 12:05 AM (UTC)
Area Statistics
Listings on market:
49
Avg list price:
$549,900
Min list price:
$204,777
Max list price:
$1,599,000
Avg days on market:
33
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$351.06
These statistics are generated based on the current listing's property type and located in Olds. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706