NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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756 Luxstone Landing SW
Luxstone Airdrie T4B 3L1

$599,790
Residential beds: 3 baths: 3.0 1,442 sq. ft. built: 2005

Main Photo: 756 Luxstone Landing SW: Airdrie Detached for sale : MLS®# A2162399
Photo 1: 756 Luxstone Landing SW: Airdrie Detached for sale : MLS®# A2162399
Photo 2: 756 Luxstone Landing SW: Airdrie Detached for sale : MLS®# A2162399
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Photo 34: 756 Luxstone Landing SW: Airdrie Detached for sale : MLS®# A2162399
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162399
Bedrooms:
3
Bathrooms:
3
Year Built:
2005
STATE OF THE ART" VERY BEAUTIFUL, SUNNY HOUSE. Great accessibility for families with young kids & elderly family members. 3 beds, 2.5 bathrooms. Sunny & spacious front and back yards for year around daylights. Back yard backing on the canal & green space. Good location close proximity to light retail commercial place housing medical clinics, daycare, pharmacy, gas station, grocery stores, recreation centers, schools, play grounds, shopping complex, airport, shopping malls, and many more. Spacious house with centralized ac system. Excellent opportunity to own this house for self use or possible revenue/investment property. Ideal for first time home buyers & young families with kids & parents. Come on in and experience yourself self, “WARM WELCOME”!!!!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,442 sq. ft.
Main Level Finished Area:
600 sq. ft.
Upper Level Finished Area:
842 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
572 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,957 sq. ft.
Lot Frontage:
36'1"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2005 (Age: 19)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0414348
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Unit
Luxstone
Bar Fridge, Central Air Conditioner, Dishwasher, Electric Stove, Garage Control(s), Microwave Hood Fan, Washer/Dryer, Window Coverings
n/a
None Known
Floor
Type
Size
Other
Main Floor
Living/Dining Room Combination
8'11" × 6'11"
Main Floor
Living Room
13'5" × 11'6"
Main Floor
Kitchen
10'4" × 8'6"
Main Floor
Foyer
9'2" × 7'
Upper Level
Laundry
7'3" × 5'11"
Upper Level
Bedroom - Primary
13'7" × 11'7"
Upper Level
Bedroom
12'3" × 11'1"
Upper Level
Bedroom
12'3" × 11'1"
Upper Level
Walk-In Closet
5'4" × 5'
Basement
Game Room
23'10" × 11'7"
Basement
Furnace/Utility Room
7'11" × 4'11"
Basement
Storage
7'10" × 4'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
2'11" x 7'
Upper Level
No
4
4'11" x 7'3"
Upper Level
Yes
4
4'11" x 7'8"
Title to Land:
Fee Simple
Community Features:
Park
Interior Features:
Kitchen Island
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Landscaped, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Sep 04, 2024
Days on Mkt:
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Listed by SkaiRise Realty
Data was last updated November 11, 2024 at 12:05 PM (UTC)
Area Statistics
Listings on market:
384
Avg list price:
$599,800
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
36
Min days on market:
1
Max days on market:
286
Avg price per sq.ft.:
$359.83
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706