NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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726 Canoe Avenue SW
Canals Airdrie T4B 3K5

$899,000
Residential beds: 6 baths: 5.0 2,754 sq. ft. built: 2013

Main Photo: 726 Canoe Avenue SW: Airdrie Detached for sale : MLS®# A2158070
Photo 1: 726 Canoe Avenue SW: Airdrie Detached for sale : MLS®# A2158070
Photo 2: 726 Canoe Avenue SW: Airdrie Detached for sale : MLS®# A2158070
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Photo 43: 726 Canoe Avenue SW: Airdrie Detached for sale : MLS®# A2158070
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2158070
Bedrooms:
6
Bathrooms:
5
Year Built:
2013
***Open House Sunday September 22nd, 1PM to 3PM*** Welcome to the heart of Airdrie's Canals community! This custom-built gem spans 2,700 sq.ft of thoughtfully designed living space, resting on a generous 60' x 100' lot. The moment you arrive, the triple car garage greets you, offering ample room for vehicles and toys alike. Step inside to a grand entryway, where gleaming hardwood floors and elegant tile lead you through the main level. Here, a chef’s kitchen awaits, boasting ceiling-height maple cabinets, granite countertops, and a walk-through pantry for all your culinary delights. Cozy up by the stone-faced fireplace in the bright family room, or retreat to the private den for some quiet time. Upstairs, four spacious bedrooms include a 14' x 14' master suite complete with a 5-piece ensuite bath—a true sanctuary. The vaulted bonus room, with its own stone-faced fireplace, is perfect for family movie nights, while the Jack'n Jill bath and additional 4-piece bath ensure convenience for all. The laundry room on this level adds a touch of practicality to everyday living. The fully finished basement features a private walk-up entrance and an illegal suite with two bedrooms, a full kitchen, a bathroom, and a comfortable living room. Ideal for extended family or rental income, this space adds incredible value to an already outstanding home. Nestled in the northwest sector of the city, Canals is a prestigious enclave where executive homes sit on expansive lots, providing an air of exclusivity and tranquility. This well-maintained neighborhood is a hidden gem that continues to flourish, attracting those who value both luxury and peace. Conveniently close to Veterans Blvd, Canals offers swift access to the Queen Elizabeth II Highway, ensuring easy commutes via 1st Ave and 8th Street. Residents enjoy the proximity to a variety of top-tier amenities and shopping experiences at the nearby Gateway Shopping Centre, home to Canadian Tire, Superstore, Mark's, and a host of popular dining options. The heart of Canals lies in its namesake—a charming canal that meanders gracefully through the community. In the warmer months, it's not uncommon to witness canoes, boats, and rafts gliding down this serene waterway, enhancing the neighborhood's peaceful ambiance. Canals offers a unique blend of luxury and simplicity, making it a sought-after sanctuary where serenity reigns supreme. Call today to book your private tour!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Illegal
Home Style:
2 Storey
Total Living Area:
2,753.9 sq. ft.
Main Level Finished Area:
119.24 sq. ft.
Upper Level Finished Area:
1,555.66 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,098.57 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,909 sq. ft.
Lot Frontage:
60'⅛"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southeast
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
10
Year built:
2013 (Age: 11)
Bedrooms:
6 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
2
Bathrooms:
5.0 (Full:4, Half:1)
Plan:
0715945
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full, Walk-Up To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
3
Parking:
Driveway, Garage Faces Front, Off Street, Secured, Triple Garage Attached
Parking Places:
5.0
Parking Total/Covered:
5 / -
Laundry Features:
In Basement, Upper Level
Canals
Built-In Oven, Dishwasher, Dryer, Electric Cooktop, Electric Range, Garage Control(s), Microwave, Range Hood, Refrigerator, Washer, Window Coverings
N/A
Easement Registered On Title, Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Dining Room
15'10" × 9'7"
Main Floor
Kitchen
15'10" × 11'6"
Main Floor
Living Room
17'2" × 15'3"
Main Floor
Living Room
8'5" × 5'7"
Main Floor
Office
10'7" × 9'
2nd Floor
Bedroom
12'1" × 8'11"
2nd Floor
Bedroom
11'2" × 9'8"
2nd Floor
Bedroom
11'2" × 10'4"
2nd Floor
Family Room
31'9" × 20'2"
2nd Floor
Bedroom - Primary
14'5" × 14'1"
Basement
Bedroom
11'10" × 9'7"
Basement
Bedroom
13'7" × 9'7"
Basement
Eat in Kitchen
12'10" × 6'5"
Basement
Game Room
20'5" × 18'10"
Basement
Furnace/Utility Room
11'10" × 8'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'10" x 4'10"
2nd Floor
No
4
4'11" x 8'6"
2nd Floor
Yes
4
8'4" x 4'10"
2nd Floor
Yes
5
14'2" x 16'7"
Basement
No
3
9'3" x 5'11"
Title to Land:
Fee Simple
Community Features:
Other, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Ceiling Fan(s), Double Vanity, French Door, Granite Counters, High Ceilings, Jetted Tub, Kitchen Island, Pantry, Recessed Lighting, Separate Entrance, Soaking Tub, Storage, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features:
Private Entrance, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Few Trees, Lawn, Level, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Airdrie
Zoning:
R1
Listed Date:
Aug 15, 2024
Days on Mkt:
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Listed by RE/MAX iRealty Innovations
Data was last updated September 21, 2024 at 06:05 AM (UTC)
Area Statistics
Listings on market:
358
Avg list price:
$599,999
Min list price:
$244,000
Max list price:
$3,299,000
Avg days on market:
23
Min days on market:
1
Max days on market:
334
Avg price per sq.ft.:
$364.67
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706