NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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494 Clydesdale Way
Heartland Cochrane T4C 3B5

$689,900
Residential beds: 3 baths: 3.0 1,888 sq. ft. built: 2024

Main Photo: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
Photo 1: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
Photo 2: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
Photo 3: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
Photo 4: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
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Photo 50: 494 Clydesdale Way: Cochrane Detached for sale : MLS®# A2178484
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178484
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
**BACKS ONTO GREEN SPACE/FUTURE SCHOOL | SIDE ENTRANCE | FULLY UPGRADED** Introducing an exceptional opportunity to make this brand-new home in Heartland your own, an enchanting space you won't want to miss! Step inside and experience the inviting open floor plan that radiates warmth and functionality, featuring options of an elegantly extended fireplace that adds charm and sophistication. The heart of the home is the beautifully designed kitchen, complete with a central island that encourages culinary creativity and social gatherings. The walk-through pantry offers seamless access to the mudroom, making transitions from outdoor activities to indoor comfort effortless. The living and dining rooms look over the Green Space/Future School at the back. Venture upstairs, where you'll discover two generously sized bedrooms that provide a peaceful retreat, along with a spacious family room perfect for relaxation and entertainment. The primary suite is a true sanctuary, featuring a sizeable walk-in closet for all your storage needs and a LUXURIOUS 5pc BATH. Picture yourself unwinding in the freestanding tub or indulging in the standing shower, transforming daily routines into lavish experiences. The master bedroom also looks over the green space at the back and, if not more, a little mountain view. This upper level also includes an additional family room and a well-appointed four-piece bath, adding versatility to the living space and a full-size laundry. The unfinished basement is a blank canvas, boasting three windows and a lofty 9-foot ceiling. It invites your creative vision for customization; the possibilities are endless, whether you desire a home theatre, gym, or extra guest space. Nestled in the vibrant community of Heartland, this home is surrounded by lush parks, scenic pathways, and essential amenities, all while providing easy access to Highway 1A for convenient commuting. Don’t let this opportunity pass you by! Schedule your showing today and uncover the charm of living in Cochrane, where comfort meets style and you’ll truly love where you live!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,887.74 sq. ft.
Main Level Finished Area:
822.43 sq. ft.
Upper Level Finished Area:
1,065.3 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
746.96 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,975 sq. ft.
Lot Frontage:
34'1½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southeast
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2210392
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Wood Frame, Wood Siding
Structure Type:
House
Roof:
Asphalt
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
Heartland
Dishwasher, Electric Range, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Refrigerator, Microwave
n/a
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
15'3" × 11'5"
Main Floor
Dining Room
11'5" × 5'9"
Main Floor
Living Room
13'7" × 13'2"
2nd Floor
Bedroom - Primary
13'6" × 13'5"
2nd Floor
Bedroom
11'5" × 11'2"
2nd Floor
Bedroom
11'2" × 9'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'5" x 4'11"
2nd Floor
No
4
8'8" x 4'11"
2nd Floor
Yes
5
10'2" x 11'1"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Shopping Nearby
Interior Features:
Kitchen Island, No Animal Home, No Smoking Home, Separate Entrance
Exterior Features:
Private Entrance
Patio And Porch Features:
None
Lot Features:
Backs on to Park/Green Space, Private
Num. of Parcels:
0
Fencing:
Partial
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Nov 12, 2024
Days on Mkt:
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3D Tour

Listed by Royal LePage Benchmark
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$652,000
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
32
Min days on market:
1
Max days on market:
400
Avg price per sq.ft.:
$369.88
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706