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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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3235 Conrad Crescent NW
Charleswood Calgary T2L 1B8

$974,900
Residential beds: 4 baths: 3.0 2,081 sq. ft. built: 1963

stunning 2  storey split facing to  Conrad Park
Photo 1: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 2: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 3: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 4: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 5: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 6: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 7: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 8: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 9: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 10: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 11: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 12: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 13: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 14: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 15: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 16: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 17: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 18: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 19: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 20: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 21: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 22: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 23: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 24: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 25: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 26: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 27: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 28: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 29: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 30: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 31: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 32: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 33: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 34: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 35: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 36: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 37: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 38: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 39: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 40: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 41: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 42: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 43: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 44: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 45: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 46: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 47: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Photo 48: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2178116
Bedrooms:
4
Bathrooms:
3
Year Built:
1963
CONRAD CRESCENT | QUIET STREET FACING CONRAD PARK | CORNER LOT | PERFECT FAMILY HOME | Welcome to 3235 Conrad Crescent in the desirable community of Charleswood! This is it – YOUR OPPORTUNITY to own one of the best pieces of real estate in the heart of the neighbourhood. This is a stunning 2-storey split style FAMILY HOME situated on a CORNER LOT facing CONRAD PARK that has been carefully maintained by the seller. The home features over 2600 sqft of total living space, across 4 bedrooms (3 up, 1 on the main) and 2.5 bathrooms. When you arrive, you’ll be greeted by the front veranda facing the park, a quiet space to enjoy the morning coffee after a morning walk. Through the front entry, a generous mudroom leads to a bright and airy living room framed by the gas -starter -wood burning fireplace adjacent to the large 6-frame bay window facing Conrad Park. The dining room introduces you to the large backyard. Adjacent is the entry into the updated chef’s kitchen, featuring stainless steel appliances (with a 6-burner gas stove with stainless steel hood fan), a butcher block kitchen island for all your kitchen prep. Down a few steps, you’ll find another private living space with a bay window facing the backyard leading to the enormous deck (and backyard) and double attached garage entry. From the back entry, a full bathroom and bedroom / office leads your way back to the front entryway. Upstairs, you’ll find 3 well-appointed bedrooms, a main bathroom, and primary ensuite and walk-in closet; with two rooms facing front of the home for those park views. In the back of the home, you’ll find a double attached garage (with a huge storage shed) PLUS a RV parking area ! The basement features its own working area with a sink, a large mechanical room + laundry, and plenty of storage under the crawl space ! Lots of upgrades in the last few years including gas stove, Miele dishwasher, carpet , exterior paint, fence , RV parking area , windows, basement LVP flooring, light fixtures, shed, cork in ceiling tiles and more.... Conrad Crescent is a quiet cul-de-sac tucked away off the busy Brisebois Drive, lined with mature trees, and the residents here enjoy their own private park (Conrad Park) with just a short walk to Nose Hill Park (perfect for dog owners!). Property lots here are large and spaced out, providing ample privacy – this one in particular gives you more than 7,800 sqft of land! DON’T MISS OUT on this once in a lifetime opportunity to own a piece of Conrad Crescent, call your favourite agent to book your showing TODAY!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey Split
Total Living Area:
2,080.64 sq. ft.
Main Level Finished Area:
1,411.38 sq. ft.
Upper Level Finished Area:
669.26 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
524.92 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
7,836 sq. ft.
Lot Frontage:
50'4"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
1963 (Age: 61)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1496JK
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Siding
Structure Type:
House
Roof:
Asphalt Shingle, Membrane
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Brick Facing, Gas Log, Wood Burning
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, RV Access/Parking
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
In Basement
Charleswood
Dishwasher, Garage Control(s), Gas Stove, Range Hood, Refrigerator, Washer/Dryer, Window Coverings
N/A
Encroachment
Floor
Type
Size
Other
Main Floor
Kitchen
15'4" × 12'7"
Main Floor
Dining Room
13'4" × 8'8"
Main Floor
Living Room
14'5" × 13'3"
Main Floor
Family Room
21'6" × 20'6"
Main Floor
Mud Room
6'8" × 6'6"
Main Floor
Bedroom
11'4" × 11'1"
Upper Level
Bedroom - Primary
13'5" × 13'2"
Upper Level
Bedroom
12'1" × 11'9"
Upper Level
Bedroom
12'1" × 9'2"
Basement
Game Room
21'9" × 20'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
0' x 0'
Upper Level
Yes
2
Upper Level
No
5
0' x 0'
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Pool, Schools Nearby, Shopping Nearby, Street Lights, Tennis Court(s)
Interior Features:
Kitchen Island, Skylight(s), Vaulted Ceiling(s)
Exterior Features:
Private Entrance, Private Yard
Patio And Porch Features:
Patio
Lot Features:
Back Lane, Corner Lot, Irregular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-CG
Listed Date:
Nov 08, 2024
Days on Mkt:
  • Photo 1: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    stunning 2 storey split facing to Conrad Park
  • Photo 2: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    large front veranda , facing to the Park
  • Photo 3: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    open foyer with hardwood floor
  • Photo 4: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    few step up to the cozy family room
  • Photo 5: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 5 of 48
  • Photo 6: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    family with fireplace , big bayed window, virtually stage
  • Photo 7: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    large family room with bay window facing to the Conrad Park
  • Photo 8: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    open family room to dining room
  • Photo 9: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 9 of 48
  • Photo 10: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    formal dining room with gleaming hardwood floor
  • Photo 11: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 11 of 48
  • Photo 12: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Chef's kitchen with butcher block island, stainless steel appliances
  • Photo 13: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    box window -- extra space indoor plant
  • Photo 14: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    6 gas burner stove , stainless steel hoodfan
  • Photo 15: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 15 of 48
  • Photo 16: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 16 of 48
  • Photo 17: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    living room with big bayed window , overlooking to the private backyard
  • Photo 18: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    virtually stage in living room
  • Photo 19: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 19 of 48
  • Photo 20: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    mud room off the back door entrance
  • Photo 21: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    1-3 pce bathroom connected to the main floor bedroom/ guest room
  • Photo 22: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    bedroom/ guest room/ den facing to the Park
  • Photo 23: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 23 of 48
  • Photo 24: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    primary bedroom on the upper level with bayed window
  • Photo 25: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    virtually stage in primary bedroom
  • Photo 26: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 26 of 48
  • Photo 27: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    1-2 pce ensuite , walk in closet with attached safe
  • Photo 28: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 28 of 48
  • Photo 29: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    upper level with 1-5 pce bathroom
  • Photo 30: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    second bedroom , facing to Conrad Park
  • Photo 31: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 31 of 48
  • Photo 32: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    third bedroom , facing to Conrad Park
  • Photo 33: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 33 of 48
  • Photo 34: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    fully developed basement with extra sink and counter , newer LVP flooring throughout
  • Photo 35: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 35 of 48
  • Photo 36: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 36 of 48
  • Photo 37: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    South west private backyard with deck and the custom built shed
  • Photo 38: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    double attached garage
  • Photo 39: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    RV parking for trailer , motor home or boat
  • Photo 40: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 40 of 48
  • Photo 41: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Over 7800 sqft. large corner lot, facing to the Conrad Park
  • Photo 42: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 42 of 48
  • Photo 43: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 43 of 48
  • Photo 44: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 44 of 48
  • Photo 45: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 45 of 48
  • Photo 46: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    large south west private backyard
  • Photo 47: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    Photo 47 of 48
  • Photo 48: 3235 Conrad Crescent NW in Calgary: Charleswood Detached for sale : MLS®# A2178116
    this one is over 2600 sqft in total living space, facing to the Conrad Park
Listed by RE/MAX Real Estate (Mountain View)
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
4,830
Avg list price:
$588,352
Min list price:
$159,900
Max list price:
$10,000,000
Avg days on market:
35
Min days on market:
1
Max days on market:
475
Avg price per sq.ft.:
$435.02
These statistics are generated based on the current listing's property type and located in Calgary. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706