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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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New Construction Homes for sale under $300,000 in Calgary, AlbertaApplewood Park
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7419 Ogden Road SE
Ogden Calgary T2C 1B9

$789,000
Residential beds: 5 baths: 4.0 1,957 sq. ft. built: 2024

Front
Photo 1: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Photo 2: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Photo 3: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Photo 4: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Photo 5: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Photo 6: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177673
Bedrooms:
5
Bathrooms:
4
Year Built:
2024
Welcome to this 1,956 sq. ft. half duplex, where thoughtful design meets functionality. The main floor invites you into a warm living space, complete with a beautiful fireplace that sets the perfect ambiance for cozy gatherings. Upstairs, enjoy the privacy of three generous bedrooms, including a spacious primary suite with a 5-piece ensuite bath, plus a modern 3-piece bathroom and convenient laundry area, designed to make everyday living effortless. The home also boasts a fully permitted 881.6 sq. ft. basement suite with two bedrooms, ideal for rental income or extended family use, providing both privacy and comfort with its own kitchen and bathroom. Outside, a detached 2-car garage offers ample parking and storage space. This property is a unique blend of style and practicality, making it an excellent choice for families or investors seeking a versatile home in a vibrant neighborhood! Situated just 10 km from the city center, this property is close to local restaurants, shopping, and three schools, combining convenience with a peaceful residential setting. This Half-duplex is an excellent choice for homeowners and investors alike!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey, Side by Side
Total Living Area:
1,956.6 sq. ft.
Main Level Finished Area:
935.6 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
812.6 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
945 sq. ft.
Lot Frontage:
21'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
7
Year built:
2024 (Age: 0)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
375AM
Heating:
Fireplace(s), Floor Furnace, Natural Gas
Basement:
Full, Suite
Foundation:
Poured Concrete
Builder:
Indus Homes Inc
New Constr.:
Yes
Construction Material:
Concrete, Stucco, Wood Frame
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate
Cooling:
Rough-In
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached, Off Street
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Laundry Room
Ogden
Dishwasher, Garage Control(s), Microwave, Range, Range Hood, Refrigerator, Washer/Dryer
N/A
Airspace Restriction
Floor
Type
Size
Other
Main Floor
Entrance
9'4" × 6'8"
Main Floor
Dining Room
15'3" × 12'11"
Main Floor
Kitchen With Eating Area
17'8" × 13'7"
Main Floor
Living Room
15'6" × 14'4"
Main Floor
Mud Room
8'6" × 5'4"
Upper Level
Bedroom - Primary
13'4" × 11'11"
Upper Level
Walk-In Closet
8'1" × 5'1"
Upper Level
Bedroom
11'6" × 9'11"
Upper Level
Bedroom
11'8" × 11'6"
Upper Level
Laundry
5'11" × 5'8"
Upper Level
Bonus Room
15'7" × 8'11"
Basement
Bedroom
12'6" × 9'11"
Basement
Family Room
15'2" × 10'11"
Basement
Kitchen With Eating Area
12'3" × 11'2"
Basement
Laundry
6'4" × 4'8"
Basement
Bedroom
13'1" × 11'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'7" x 5'5"
Upper Level
Yes
5
15'6" x 8'1"
Upper Level
No
4
8'3" x 6'
Basement
No
4
5'5" x 10'5"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby
Interior Features:
Kitchen Island, Open Floorplan
Exterior Features:
BBQ gas line
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard
Num. of Parcels:
0
Fencing:
Partial
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-CG
Listed Date:
Nov 06, 2024
Days on Mkt:
  • Photo 1: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    Front
  • Photo 2: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    Rear
  • Photo 3: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    Kitchen
  • Photo 4: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    Main Floor
  • Photo 5: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    2nd Floor
  • Photo 6: 7419 Ogden Road SE in Calgary: Ogden Semi Detached (Half Duplex) for sale : MLS®# A2177673
    Basement
Larger map options:
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Listed by Real Broker
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$544,450
Min list price:
$319,000
Max list price:
$899,900
Avg days on market:
18
Min days on market:
4
Max days on market:
140
Avg price per sq.ft.:
$461.44
These statistics are generated based on the current listing's property type and located in Ogden. Average values are derived using median calculations.
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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.
Diane Richardson
Cell: 403-397-3706