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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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12 Ogmoor Crescent SE
Ogden Calgary T2C 2E9

$560,000
Residential beds: 3 baths: 2.0 951 sq. ft. built: 1978

Main Photo: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 1: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 2: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 3: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 4: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 5: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 6: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 7: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 8: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 9: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 10: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 11: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 12: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 13: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 14: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 15: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 16: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 17: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 18: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 19: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 20: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 21: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 22: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 23: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 24: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 25: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 26: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 27: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 28: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 29: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 30: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 31: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 32: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 33: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Photo 34: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177660
Bedrooms:
3
Bathrooms:
2
Year Built:
1978
This beautifully maintained home combines charm with modern convenience, offering a cozy and functional space perfect for families or anyone seeking comfort. This property has been meticulously maintained throughout its life, with every detail carefully cared for and serviced. Boasting 2 bedrooms and a full bathroom on the main floor, the layout flows seamlessly from the dining nook into a beautiful living room, where the large window offers a serene view of the well-manicured lawn, a mature tree, and a charming front swing. The finished basement is an entertainer’s dream, featuring a bar, cozy fireplace, an additional bedroom, full bathroom, a sauna room, and plenty of storage. The garage is built for those who appreciate both convenience and craftsmanship. It provides ample space for tools, equipment, and projects. Work comfortably year-round with the heated interior and the newly finished and insulated walls. Designed with organization in mind, the garage includes built-in storage and a spacious workbench. The layout allows you to move freely and work efficiently, while the double-car space accommodates multiple vehicles or larger projects. An additional parking pad is located outside of the garage and, alternatively, this area can be used as a seating area for guests surrounding a fire pit for those late summer nights. In 2022, the home and garage both received new shingles. Shops such as Shoppers Drug Mart, FreshCo, Partners Pub & Grill, Scotiabank, Ogden Medical Clinic, and a liquor store are all within walking distance. You’ll also love the nearby river and parks, perfect for leisurely strolls or outdoor activities. Don’t miss the chance to make this inviting, move-in ready home yours!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
951.33 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,013 sq. ft.
Lot Frontage:
29'11⅞"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Bi-Level
Total Rooms Above Grade:
5
Year built:
1978 (Age: 46)
Bedrooms:
3 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
1
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
7811185
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Linoleum, Tile, Wood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Wood Burning
Garage:
1
Garage Spaces:
2
Parking:
Additional Parking, Double Garage Detached, Heated Garage, Parking Pad
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
In Basement
Ogden
Bar Fridge, Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave, Range Hood, Refrigerator, Washer
Bar Stools, Fire Place Items, Blinds, Curtain Rods, TV in Garage, Toilet Shelves, Extension Cord Holder in Garage, Air Line Holder in Garage, Pergola on Parking Pad, Two Exterior Benches near Pergola
Easement Registered On Title
Floor
Type
Size
Other
Main Floor
Kitchen
13'5" × 10'7"
Main Floor
Living Room
16'1" × 12'11"
Main Floor
Dining Room
10'10" × 9'
Main Floor
Bedroom - Primary
13'5" × 10'
Main Floor
Bedroom
10'10" × 10'
Lower Level
Bedroom
12'10" × 11'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
4
7'6" x 8'5"
Lower Level
No
4
7'6" x 4'11"
Title to Land:
Fee Simple
Community Features:
Playground, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Bar, Laminate Counters, Sauna
Exterior Features:
Private Entrance, Private Yard, Storage
Patio And Porch Features:
Front Porch
Lot Features:
Back Lane, Back Yard, Few Trees, Front Yard, Lawn, Landscaped
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-CG
Listed Date:
Nov 08, 2024
Days on Mkt:
  • Photo 1: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 1 of 34
  • Photo 2: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Living Room
  • Photo 3: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 3 of 34
  • Photo 4: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 4 of 34
  • Photo 5: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Dining Nook
  • Photo 6: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 6 of 34
  • Photo 7: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Kitchen
  • Photo 8: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 8 of 34
  • Photo 9: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Primary Bedroom
  • Photo 10: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    2nd Bedroom - Main Level
  • Photo 11: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 11 of 34
  • Photo 12: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Main Bathroom
  • Photo 13: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Front Entrance
  • Photo 14: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Side Entrance
  • Photo 15: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Lower Living Room & Bar
  • Photo 16: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 16 of 34
  • Photo 17: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 17 of 34
  • Photo 18: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Bar
  • Photo 19: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Bar
  • Photo 20: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Lower Level Bedroom
  • Photo 21: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Lower Level Bedroom
  • Photo 22: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Sauna Room
  • Photo 23: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Lower Level Bathroom
  • Photo 24: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Lower Level Bathroom
  • Photo 25: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Laundry Room
  • Photo 26: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Parking Pad/Sitting Area
  • Photo 27: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Side Door/Entrance
  • Photo 28: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 28 of 34
  • Photo 29: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 29 of 34
  • Photo 30: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 30 of 34
  • Photo 31: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Heated and Insulated Garage
  • Photo 32: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Heated and Insulated Garage
  • Photo 33: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Photo 33 of 34
  • Photo 34: 12 Ogmoor Crescent SE in Calgary: Ogden Detached for sale : MLS®# A2177660
    Front View with Swing
Listed by Royal LePage Arteam Realty
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$544,450
Min list price:
$319,000
Max list price:
$899,900
Avg days on market:
18
Min days on market:
4
Max days on market:
140
Avg price per sq.ft.:
$461.44
These statistics are generated based on the current listing's property type and located in Ogden. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706