NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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7635 21 Street SE
Ogden Calgary T2C 0V6

$560,000
Residential beds: 4 baths: 2.0 794 sq. ft. built: 1959

Main Photo: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 1: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 2: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 3: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 4: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 5: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Photo 6: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
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Photo 42: 7635 21 Street SE in Calgary: Ogden Detached for sale : MLS®# A2177631
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177631
Bedrooms:
4
Bathrooms:
2
Year Built:
1959
Welcome to the home and lot in Ogden you have been waiting for! This quaint home is perfect for the first time investor or future building potential. When you walk through the front door you are greeted with an open concept living room and kitchen that has been freshly painted with recently installed laminate flooring. The living area is welcoming with a ton of natural light and space for all your furniture. To the left you will find two good sized bedrooms and a three-piece bathroom with upgraded vanity and flooring. The kitchen has a ton of counterspace, room for a good-sized dining table and has a large pantry to hold all your kitchen essentials. Off the kitchen you have access to your large back yard, with recently refinished deck, brand new pergola, hot tub, bbq shack, shed, and heated double garage! Downstairs you will find a large rec room, two good sized bedrooms, and a 4-piece bathroom. The laundry, additional storage, and utility room finish off the basement. The big-ticket items have been checked off on this home with the roof of the home being replaced in 2023, hot water tank replaced in 2022, the fence replaced in 2022, and the furnace replaced in 2014. This home is situated on a 50X120, R-CG lot and is currently income generating, with the potential to boast a single-detached, semi-detached, duplex or rowhouse... the possibilities are endless! Call your favorite realtor to book a showing today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Illegal
Home Style:
Bungalow
Total Living Area:
794 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,995 sq. ft.
Lot Frontage:
50'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
5
Year built:
1959 (Age: 65)
Bedrooms:
4 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
2
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
8806HM
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Finished, Full, Suite
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Hardwood, Laminate, Tile
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Lower Level
Ogden
Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer, Window Coverings
Hot Tub, Fire pit, gazebo/pergola on the back deck, bbq shack, shed, heater and cupboards in the garage
None Known
Floor
Type
Size
Other
Main Floor
Bedroom
11'6" × 8'7"
Main Floor
Dining Room
12'4" × 6'1"
Main Floor
Kitchen
16'2" × 11'6"
Main Floor
Living Room
19'4" × 11'4"
Main Floor
Bedroom - Primary
12'2" × 11'5"
Basement
Bedroom
10'9" × 10'6"
Basement
Bedroom
12'8" × 11'
Basement
Game Room
22'2" × 11'
Basement
Storage
14'3" × 10'10"
Basement
Furnace/Utility Room
5' × 4'3"
Basement
Laundry
0 × 0
Floor
Ensuite
Pieces
Other
Main Floor
No
3
5' x 8'1"
Basement
No
4
5' x 6'6"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Ceiling Fan(s), Laminate Counters, Pantry, Quartz Counters, Separate Entrance
Exterior Features:
Fire Pit, Private Yard
Patio And Porch Features:
Deck, Pergola
Lot Features:
Back Lane, Gazebo, Front Yard, Lawn
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
R-CG
Listed Date:
Nov 06, 2024
Days on Mkt:
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Virtual Tour

Listed by Royal LePage Benchmark
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
20
Avg list price:
$544,450
Min list price:
$319,000
Max list price:
$899,900
Avg days on market:
18
Min days on market:
4
Max days on market:
140
Avg price per sq.ft.:
$461.44
These statistics are generated based on the current listing's property type and located in Ogden. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706