NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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4 29 Poplar Avenue
Heritage Okotoks Okotoks T1S 1Z5

$299,900
Residential beds: 2 baths: 2.0 512 sq. ft. built: 1997

Main Photo: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 1: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 2: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 3: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 4: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 5: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
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Photo 7: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
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Photo 22: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 23: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 24: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 25: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 26: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 27: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 28: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Photo 29: 4 29 Poplar Avenue: Okotoks Row/Townhouse for sale : MLS®# A2177260
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2177260
Bedrooms:
2
Bathrooms:
2
Year Built:
1997
Welcome to this charming 2-bedroom bi-level townhouse, nestled in a peaceful complex in the vibrant town of Okotoks, just a 15-minute drive south of Calgary. This beautifully upgraded home boasts a thoughtfully designed layout, with modern finishes and comfort in mind. The main floor features a bright and spacious living room, complete with a cozy gas fireplace in the corner and stylish laminate flooring. A well-equipped kitchen with a dining area and a convenient 2-piece powder room complete this level, creating a perfect space for entertaining. Downstairs, the lower level offers two comfortable bedrooms, a 4-piece bathroom, and a laundry area for added convenience. With ample storage, including an assigned storage locker and two dedicated parking stalls, this townhouse is both functional and practical. Ideally located, it’s just a short walk to local shops, restaurants, and amenities, and minutes to the mountains for weekend getaways. Embrace a relaxed lifestyle in this welcoming community—this home is ready to impress!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
512 sq. ft.
Main Level Finished Area:
512 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
512 sq. ft.
Taxes:
Tax Assessed Value:
Condo Fee:
$333.82
Condo Fee Includes:
Common Area Maintenance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal, Trash
HOA Fee Includes:
Lot Area:
912 sq. ft.
Lot Frontage:
28'1½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Bi-Level
End Unit:
2+ Common Walls
Total Rooms Above Grade:
3
Year built:
1997 (Age: 27)
Bedrooms:
2 (Above Grd: 0)
Bedrooms Above Grade:
0
Bedrooms Below Grade:
2
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
9412077
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stucco, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room, Mantle
Garage:
0
Parking:
Plug-In, Stall
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
Condo Fee Frequency:
Monthly
Z-name Not Listed
Heritage Okotoks
None
See Remarks
N/A
Pet Restrictions or Board approval Required
Restrictions
Floor
Type
Size
Other
Main Floor
Living Room
17'1" × 10'9"
Main Floor
Dining Room
8'11" × 7'9"
Main Floor
Kitchen
9'5" × 9'
Basement
Bedroom - Primary
11'2" × 8'6"
Basement
Bedroom
11'2" × 10'3"
Basement
Laundry
8' × 4'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'11" x 6'6"
Basement
No
4
4'11" x 7'10"
Title to Land:
Fee Simple
Community Features:
Golf, Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
See Remarks
Exterior Features:
None
Patio And Porch Features:
None
Lot Features:
Level
Num. of Parcels:
0
Fencing:
None
Region:
Foothills County
Zoning:
NC
Listed Date:
Nov 05, 2024
Days on Mkt:
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Listed by TREC The Real Estate Company
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
94
Avg list price:
$649,950
Min list price:
$215,000
Max list price:
$3,995,000
Avg days on market:
34
Min days on market:
3
Max days on market:
253
Avg price per sq.ft.:
$383.65
These statistics are generated based on the current listing's property type and located in Okotoks. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706