NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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1013 Southwinds Green SW
Southwinds Airdrie T4B 5L5

$499,900
Residential beds: 3 baths: 3.0 1,391 sq. ft. built: 2024

Main Photo: 1013 Southwinds Green SW: Airdrie Row/Townhouse for sale : MLS®# A2176232
Photo 1: 1013 Southwinds Green SW: Airdrie Row/Townhouse for sale : MLS®# A2176232
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Status:
Active
Prop. Type:
Residential
MLS® Num:
A2176232
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
***Checkout the cinematic video tour!***Don't miss this incredible opportunity to own a stunning brand-new, no-condo-fee townhouse that won't stay on the market for long! With nearly 1,400 sq ft of stylishly designed space, this home offers 3 spacious bedrooms, 2.5 bathrooms, an attached double-car garage, and a large unfinished basement, complete with a 200-amp panel, EV charging, and solar rough-ins. A large porch area provides the perfect spot for outdoor relaxation. Step inside to discover a bright, open-concept main floor with plenty of natural light, multiple pot lights, and a beautiful kitchen. Outfitted with sleek quartz countertops, stainless steel appliances, chic gold hardware, and a generously sized island, the kitchen is both functional and stylish. Enhanced with LVP flooring, smart switches, and a smart thermostat, this home brings modern convenience to every corner. The spacious living room, ideal for family gatherings, features conduits for easy entertainment system setup. The main floor also includes a powder room and access to the double garage. Upstairs, a wooden spindle railing leads you to a thoughtfully designed upper level. The spacious master suite is filled with natural light and includes a walk-in closet and a private ensuite. Two additional bedrooms, a full secondary bath, convenient side-by-side laundry, and a large balcony—perfect for BBQ nights—provide ample space and comfort for family and guests. Additional highlights include a water hose inlet on the porch, back alley access to the double-car garage, and a versatile unfinished basement with bathroom rough-ins, ready for your personal touch. Situated in a family-friendly community, this home is close to a children’s park, schools, shopping, walking paths, and a nearby pond—everything you need for a lifestyle of comfort, quality, and community!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,390.53 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
2,174 sq. ft.
Lot Frontage:
0'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2410685
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Vinyl Siding
Structure Type:
Four Plex
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Vinyl
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
Southwinds
Dishwasher, Electric Range, Microwave Hood Fan, Refrigerator
NA
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
13' × 11'2"
Main Floor
Dining Room
12' × 9'6"
Main Floor
Living Room
13' × 9'2"
2nd Floor
Bedroom - Primary
15'4" × 13'5"
2nd Floor
Bedroom
13'10" × 9'4"
2nd Floor
Bedroom
9'6" × 9'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
6'2" x 2'11"
2nd Floor
No
4
5'9" x 9'2"
2nd Floor
No
4
10'3" x 5'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights
Interior Features:
Bathroom Rough-in, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Quartz Counters, Storage
Exterior Features:
Balcony, Barbecue, Lighting, Playground
Patio And Porch Features:
Balcony(s)
Lot Features:
Back Lane
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
DC
Listed Date:
Oct 30, 2024
Days on Mkt:
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Virtual Tour

Listed by Real Broker
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
254
Avg price per sq.ft.:
$360.94
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706