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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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3327 44 Street SW
Glenbrook Calgary T3E 3R7

$779,000
Residential beds: 3 baths: 3.0 1,622 sq. ft. built: 2012

Main Photo: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 1: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 2: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 3: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 4: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 5: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 6: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 7: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 8: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 9: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 10: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 11: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 12: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 13: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 14: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 15: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 16: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 17: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 18: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 19: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 20: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 21: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 22: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 23: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 24: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Photo 25: 3327 44 Street SW in Calgary: Glenbrook Semi Detached (Half Duplex) for sale : MLS®# A2175551
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2175551
Bedrooms:
3
Bathrooms:
3
Year Built:
2012
*Open house on Saturday Nov 2 and Sunday Nov 3, 11am-2pm* Nestled in the heart of the coveted Glenbrook community, this semi-detached home exudes modern elegance and comfort at every turn. Step through the front entry to be greeted by rich flooring that runs throughout the main level, setting a sophisticated tone. The airy open layout flows effortlessly from room to room, enhanced by central A/C to keep your living spaces comfortable year-round. The kitchen is a true centerpiece, boasting gleaming white cabinetry that contrasts beautifully with the polished quartz countertops. Whether you’re preparing an elaborate feast or a simple breakfast, this space caters to every culinary need with grace. Just steps away, the dining area is bathed in natural light streaming from generous south-facing windows, perfect for relaxed meals or lively gatherings. The living room is equally inviting, anchored by a cozy gas fireplace and highlighted by a large patio door that opens to a sprawling deck. Equipped with a BBQ gas line, this outdoor space makes entertaining effortless, while the low-maintenance landscaping ensures you can enjoy more leisure time. Upstairs, you’ll find three spacious bedrooms, each designed to be a private retreat. The primary suite is a showstopper, featuring a spa-like ensuite with dual sinks, a sumptuous tub, and a glass-enclosed shower, perfect for unwinding after a long day. Convenience is at the forefront with an upstairs laundry room and a well-appointed 4-piece bath completing this level. The basement remains undeveloped, offering a blank canvas to tailor this home even further to your needs. The detached double garage adds to the convenience and functionality, making this property a true gem in Glenbrook—a must-see for those looking for style, comfort, and location!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey, Side by Side
Total Living Area:
1,621.84 sq. ft.
Main Level Finished Area:
797.89 sq. ft.
Upper Level Finished Area:
823.95 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
2,873 sq. ft.
Lot Frontage:
25'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
6
Year built:
2012 (Age: 12)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1213335
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Stucco, Wood Frame, Wood Siding
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached, Oversized
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Laundry Room, Upper Level
Glenbrook
Central Air Conditioner, Dishwasher, Dryer, Garage Control(s), Gas Range, Microwave, Range Hood, Refrigerator, Washer, Window Coverings, Wine Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
11'5" × 9'9"
Main Floor
Kitchen
13'11" × 13'9"
Main Floor
Living Room
17'6" × 16'
Main Floor
Mud Room
12'3" × 5'8"
2nd Floor
Bedroom
0'11" × 0'9"
2nd Floor
Bedroom
11'2" × 10'7"
2nd Floor
Laundry
8'11" × 6'1"
2nd Floor
Bedroom - Primary
14'8" × 14'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'6" x 5'5"
2nd Floor
No
4
4'10" x 7'11"
2nd Floor
Yes
5
9'8" x 8'10"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby
Interior Features:
Built-in Features, Double Vanity, High Ceilings, Kitchen Island, Open Floorplan, Quartz Counters, Recessed Lighting, Separate Entrance, Storage, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
BBQ gas line, Private Entrance, Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Corner Lot, Lawn, Low Maintenance Landscape, No Neighbours Behind
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone W
Zoning:
R-CG
Listed Date:
Oct 29, 2024
Days on Mkt:
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Listed by RE/MAX iRealty Innovations
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
19
Avg list price:
$779,000
Min list price:
$314,900
Max list price:
$1,450,000
Avg days on market:
41
Min days on market:
2
Max days on market:
87
Avg price per sq.ft.:
$524.27
These statistics are generated based on the current listing's property type and located in Glenbrook. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706