NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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402 Seton Passage SE
Seton Calgary T3M 3T9

$519,000
Residential beds: 3 baths: 3.0 1,345 sq. ft. built: 2023

Main Photo: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 1: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 2: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 3: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 4: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 5: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 6: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 7: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
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Photo 24: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
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Photo 32: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Photo 33: 402 Seton Passage SE in Calgary: Seton Row/Townhouse for sale : MLS®# A2175104
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2175104
Bedrooms:
3
Bathrooms:
3
Year Built:
2023
Welcome to your new home! This bright and spacious END UNIT offers modern design and convenience. Featuring three bedrooms, two and a half bathrooms, and a rear-attached double car garage with ample storage space. The main level boasts luxury vinyl plank flooring, large windows, and a chef's dream kitchen with a walk-in pantry, stainless steel appliances, and quartz countertops. Upstairs, you'll find a spacious primary bedroom with a three-piece ensuite, two additional bedrooms, a four-piece bathroom, and a conveniently located laundry room. Seton is a master-planned community designed to be a new urban hub. Enjoy an easy and all within walking distance access to the amenities , including grocery stores, a movie theater, restaurants, and the world's largest YMCA. Book your private showing today!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Storey
Total Living Area:
1,345 sq. ft.
Main Level Finished Area:
692 sq. ft.
Upper Level Finished Area:
653 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$221.46
Condo Fee Includes:
Amenities of HOA/Condo
HOA Fee Includes:
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Entry Level:
1
Levels:
Three Or More
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
2023 (Age: 1)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2310304
Heating:
Forced Air, Natural Gas
Basement:
None
Foundation:
Slab
New Constr.:
No
Construction Material:
Brick, Composite Siding, Wood Frame
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
Condo Fee Frequency:
Monthly
Z-name Not Listed
Seton
Playground
Dishwasher, Electric Stove, Microwave Hood Fan, Refrigerator, Washer/Dryer
N/A
None Known
Yes
Floor
Type
Size
Other
Main Floor
Living Room
17'2" × 12'
Main Floor
Kitchen
14'6" × 8'10"
Main Floor
Dining Room
10'11" × 8'9"
3rd Floor
Bedroom - Primary
11'3" × 9'6"
3rd Floor
Bedroom
8'11" × 8'3"
3rd Floor
Bedroom
11'9" × 8'9"
3rd Floor
Laundry
5'7" × 3'7"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'4" x 4'10"
3rd Floor
Yes
3
4'10" x 8'5"
3rd Floor
No
4
4'10" x 8'4"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Walking/Bike Paths
Interior Features:
Granite Counters
Exterior Features:
Balcony
Patio And Porch Features:
Balcony(s)
Lot Features:
Landscaped
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone SE
Zoning:
M-1
Listed Date:
Oct 23, 2024
Days on Mkt:
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Listed by Greater Calgary Real Estate
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
89
Avg list price:
$474,900
Min list price:
$250,000
Max list price:
$1,187,900
Avg days on market:
25
Min days on market:
3
Max days on market:
155
Avg price per sq.ft.:
$426.07
These statistics are generated based on the current listing's property type and located in Seton. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706