NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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NEXT Open House details
Nov 16, 2024 01:00 PM - 03:00 PM MST

333 Clydesdale Way
Heartland Cochrane T4C 2M3

$654,000
Residential beds: 3 baths: 4.0 1,948 sq. ft. built: 2016

Main Photo: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 1: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 2: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 3: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 4: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 5: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 6: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 7: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 8: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 9: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 10: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 11: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 12: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 13: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 14: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 15: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 16: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 17: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 18: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 19: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 20: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 21: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 22: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 23: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 24: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 25: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 26: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 27: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 28: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 29: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 30: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 31: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 32: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 33: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 34: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 35: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 36: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 37: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 38: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 39: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 40: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 41: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 42: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Photo 43: 333 Clydesdale Way: Cochrane Detached for sale : MLS®# A2174510
Open House - Nov 16, 2024
01:00 PM - 03:00 PM MST
NOTES: Open House on Saturday, November 16, 2024 1:00PM - 3:00PM Price reduced $15,000.00! Amazing value.
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2174510
Bedrooms:
3
Bathrooms:
4
Year Built:
2016
Price Reduced! Welcome to this exceptional residence, thoughtfully crafted by Jayman Homes, where superior quality and craftsmanship are displayed in every detail. With over 2,420 sqft of beautifully developed living space, this home offers an unparalleled blend of comfort and sophistication. The expansive open concept living area seamlessly integrates with the gourmet kitchen, creating an inviting space perfect for family gatherings and entertaining. The kitchen, a chef’s delight, boasts ample cabinetry, premium stainless steel appliances, and elegant stone countertops, delivering both style and functionality. The main floor also features a well appointed half bath and a mudroom / main entry, set apart by a few steps from the living area for added convenience and privacy. Ascend to the upper floor, where you’ll find three spacious bedrooms, accompanied by two luxurious full bathrooms, providing an ideal retreat for families or guests. The developed lower level, spanning 473 of finished SqFt and an additional 240 undeveloped SqFt, enhances the home’s versatility with a full bathroom, a private office, and a flexible living area, complete with a custom built Murphy bed, perfect for hosting guests or offering a private space for an older child. The outdoor space is just as impressive, designed for both relaxation and entertaining. An expansive deck, a pergola, and a charming children’s playhouse make the backyard ideal for gatherings or larger celebrations. Parking is plentiful, with a large double garage and a driveway that accommodates two additional vehicles allowing space for up to four vehicles in total. For added peace of mind and security, the property is equipped with a Ring doorbell camera and a motion sensor floodlight at the garage. Brand new Samsung stainless steel kitchen appliances and an LG washer and dryer installed in late 2022. This remarkable home is a rare find, offering a blend of elegance and practicality that is sure to captivate even the most discerning buyers. Don’t miss the chance to make this exquisite property your own, schedule a private viewing today.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,948 sq. ft.
Main Level Finished Area:
843 sq. ft.
Upper Level Finished Area:
1,105 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
713 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,812 sq. ft.
Lot Frontage:
31'4"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Unit Exposure:
North, South
Levels:
Two
End Unit:
No Common Walls
Total Rooms Above Grade:
7
Year built:
2016 (Age: 8)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1512593
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
Builder:
Jayman Built
New Constr.:
No
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Unit, Laundry Room, Upper Level
Heartland
Dishwasher, Electric Stove, Microwave, Refrigerator, Washer/Dryer
Outside backyard pergola, children's playhouse. Ring Doorbell system at front door, front of house motion flood light with security camera, Murphy bed in basement, cabinets and desk In basement.
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
12'6" × 11'7"
Main Floor
Kitchen
12'11" × 11'11"
Main Floor
Dining Room
12'11" × 8'6"
2nd Floor
Bedroom - Primary
13'4" × 13'1"
2nd Floor
Walk-In Closet
9'2" × 4'8"
2nd Floor
Bedroom
12'10" × 9'6"
2nd Floor
Bedroom
11'9" × 9'
2nd Floor
Walk-In Closet
5'1" × 3'9"
2nd Floor
Laundry
7'2" × 6'1"
2nd Floor
Bonus Room
13'1" × 12'6"
Basement
Family Room
21'8" × 12'6"
Basement
Flex Space
10'2" × 7'6"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5' x 6'11"
2nd Floor
Yes
5
7'9" x 9'2"
2nd Floor
No
4
4'10" x 8'4"
Basement
No
3
4'11" x 8'2"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Bookcases, Double Vanity, Stone Counters, Storage
Exterior Features:
Private Entrance, Private Yard, Rain Gutters
Patio And Porch Features:
Deck, Pergola
Lot Features:
Back Yard, Front Yard, Lawn, Landscaped, Level, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Oct 24, 2024
Days on Mkt:
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    Master bed
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    Master Bed
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    Master Bath
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    Master Bath
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    Master Closet
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    basement office space
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    Basement flex
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    basement flex
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    basement bath
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    basement mechanical / storage
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Listed by 2% Realty
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$652,000
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
32
Min days on market:
1
Max days on market:
400
Avg price per sq.ft.:
$369.88
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706