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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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16 Walden Walk SE
Walden Calgary T2X 0Y4

$475,000
Residential beds: 3 baths: 3.0 1,487 sq. ft. built: 2013

Main Photo: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 1: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 2: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 3: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 4: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 5: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 6: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 7: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 8: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 9: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 10: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 11: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 12: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 13: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 14: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 15: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 16: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 17: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 18: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 19: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 20: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 21: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 22: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Photo 23: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2173878
Bedrooms:
3
Bathrooms:
3
Year Built:
2013
Welcome to your dream home in the desirable family friendly community of Walden! This stunning 3-bedroom, 2.5-bathroom townhouse offers 1,486 square feet of beautifully designed living space. The open-concept main level features 9-foot ceilings, hardwood floors, and abundant natural light thanks to all the additional windows in this corner unit. The modern kitchen is equipped with stainless steel appliances, soft closing flat-panel cabinetry, a spacious pantry, quartz countertops with an eat-up bar, and under-cabinet lighting. The dining area opens onto a large back deck with a natural gas line, perfect for outdoor grilling. Upstairs, enjoy the convenience of upper-level laundry and a primary bedroom that boasts a large walk-in closet. Both full bathrooms feature full tile surrounds and quartz countertops. The home comes with a new washing machine, A/C, and one of the largest front patios in the complex. Your heated tandem garage also has some extra width and built-in cabinetry for all your storage needs. Enjoy all that Walden has to offer with four commercial areas for all your shopping needs, multiple park spaces connected by an extensive pathway system, designated school sites, quick access to Macleod Trail, and close proximity to Heritage Pointe and Blue Devil Golf Club - this property is the perfect blend of comfort and convenience!
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
3 Storey
Total Living Area:
1,486.62 sq. ft.
Main Level Finished Area:
672.11 sq. ft.
Upper Level Finished Area:
676.5 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$401.89
Condo Fee Includes:
Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal
HOA Fee Includes:
Lot Area:
1,399 sq. ft.
Lot Frontage:
20'6½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Entry Level:
1
Levels:
Three Or More
End Unit:
End Unit
Total Rooms Above Grade:
6
Year built:
2013 (Age: 11)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
1312375
Heating:
Forced Air
Basement:
None
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Composite Siding, Metal Siding
Structure Type:
Five Plus
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile
Cooling:
Central Air
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Tandem
Parking Places:
3.0
Parking Total/Covered:
3 / -
Laundry Features:
Upper Level
Condo Fee Frequency:
Monthly
The Edison
Walden
Trash, Visitor Parking
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer, Window Coverings
Shelving in garage
Easement Registered On Title, Pet Restrictions or Board approval Required, Restrictive Covenant
Restrictions
Floor
Type
Size
Other
Main Floor
Kitchen
13'4" × 13'
Main Floor
Dining Room
11'4" × 9'7"
Main Floor
Living Room
15'10" × 15'6"
Main Floor
Balcony
16'8" × 6'11"
Upper Level
Laundry
3'7" × 3'2"
Upper Level
Bedroom - Primary
11'7" × 11'1"
Upper Level
Bedroom
11'5" × 10'2"
Upper Level
Bedroom
8'11" × 7'10"
Upper Level
Walk-In Closet
8'4" × 3'6"
Lower Level
Foyer
13'9" × 3'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Upper Level
Yes
3
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Breakfast Bar, Kitchen Island, Open Floorplan, Pantry, See Remarks, Walk-In Closet(s)
Exterior Features:
Balcony
Patio And Porch Features:
Balcony(s), Patio
Lot Features:
See Remarks
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone S
Zoning:
M-1 d75
Listed Date:
Oct 18, 2024
Days on Mkt:
  • Photo 1: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 1 of 23
  • Photo 2: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Huge front patio space!
  • Photo 3: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Huge front patio space!
  • Photo 4: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    *VIRTUALLY STAGED*
  • Photo 5: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    *VIRTUALLY STAGED*
  • Photo 6: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Bright living room!
  • Photo 7: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 7 of 23
  • Photo 8: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Quartz counters throughout
  • Photo 9: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 9 of 23
  • Photo 10: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Lots of light in the dining area
  • Photo 11: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 11 of 23
  • Photo 12: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    *VIRTUALLY STAGED*
  • Photo 13: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Primary bedroom
  • Photo 14: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Ensuite with full tile surround and quartz counters
  • Photo 15: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 15 of 23
  • Photo 16: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 16 of 23
  • Photo 17: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 17 of 23
  • Photo 18: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 18 of 23
  • Photo 19: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 19 of 23
  • Photo 20: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 20 of 23
  • Photo 21: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Large back deck perfect for grilling!
  • Photo 22: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 22 of 23
  • Photo 23: 16 Walden Walk SE in Calgary: Walden Row/Townhouse for sale : MLS®# A2173878
    Photo 23 of 23

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Listed by Real Broker
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
33
Avg list price:
$475,000
Min list price:
$260,000
Max list price:
$925,000
Avg days on market:
38
Min days on market:
3
Max days on market:
188
Avg price per sq.ft.:
$396.32
These statistics are generated based on the current listing's property type and located in Walden. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706