NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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146 Arbour Stone Place NW
Arbour Lake Calgary T3G 5E7

$609,000
Residential beds: 3 baths: 2.0 1,244 sq. ft. built: 2000

Main Photo: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 1: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 2: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 3: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 4: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 5: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 6: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 7: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 8: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 9: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 10: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 11: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 12: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 13: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 14: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 15: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 16: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 17: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 18: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 19: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 20: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 21: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 22: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 23: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Photo 24: 146 Arbour Stone Place NW in Calgary: Arbour Lake Detached for sale : MLS®# A2173575
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2173575
Bedrooms:
3
Bathrooms:
2
Year Built:
2000
This beautifully maintained home is situated on a quiet street in the sought-after community of Arbour Lake. The main floor features a bright living room with laminate flooring, a gas fireplace, and large windows allowing the natural light to flood inside. The updated kitchen offers plenty of space to prepare your favourite meals and also provides ample storage. Completing the main floor is a functional dining area, convenient main-floor laundry, a half bath, and access to the large back deck. Upstairs, the spacious primary bedroom offers double closets, accompanied by two additional bedrooms and a newly renovated 4-piece bathroom. The finished basement provides a media room with wood-accented ceilings and a versatile office space. Outside, enjoy a raised deck, brick pathways, a fire pit, and lush landscaping. Appreciate the oversized heated and insulated double garage with a skylight to allow natural light inside. With the C-Train and amenities within walking distance, this home offers a perfect blend of comfort and convenience. Appreciate the long list of updates including, a new furnace, air conditioning, new roof on the house and garage, and new paint throughout most of the home.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,244 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
578 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,250 sq. ft.
Lot Frontage:
30'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
Southwest
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2000 (Age: 24)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
0013024
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Laminate, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Detached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Main Level
HOA Fee:
$275.00
Arbour Lake
Other
Central Air Conditioner, Dishwasher, Range Hood, Refrigerator, Stove(s), Washer/Dryer, Window Coverings
N/A
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
11' × 8'8"
Main Floor
Kitchen
11' × 10'4"
Main Floor
Living Room
13'8" × 11'4"
Upper Level
Bedroom
13'8" × 8'6"
Upper Level
Bedroom
10'6" × 8'3"
Upper Level
Bedroom - Primary
16'8" × 11'2"
Basement
Game Room
28' × 18'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
0' x 0'
Upper Level
No
4
0' x 0'
Title to Land:
Fee Simple
Community Features:
Clubhouse, Lake, Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Built-in Features, Closet Organizers, No Smoking Home, Pantry, See Remarks, Storage
Exterior Features:
Private Entrance
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, City Lot, Landscaped, Street Lighting
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-CG
Listed Date:
Oct 17, 2024
Days on Mkt:
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Listed by Charles
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
26
Avg list price:
$490,885
Min list price:
$309,900
Max list price:
$899,900
Avg days on market:
37
Min days on market:
1
Max days on market:
144
Avg price per sq.ft.:
$381.45
These statistics are generated based on the current listing's property type and located in Arbour Lake. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706