NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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86 Belmont Passage SW
Belmont Calgary T2X 5S7

$709,900
Residential beds: 3 baths: 3.0 1,911 sq. ft. built: 2024

Main Photo: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 1: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 2: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 3: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 4: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 5: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 6: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 7: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 8: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 9: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 10: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 11: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 12: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 13: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 14: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
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Photo 24: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
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Photo 34: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 35: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Photo 36: 86 Belmont Passage SW in Calgary: Belmont Detached for sale : MLS®# A2172606
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2172606
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
open house oct 20 12-2pm Nestled in the desirable Belmont community, this brandnew stunning 3-bedroom, 2.5-bathroom home backs onto a serene green belt. With an attached double garage and modern finishes, this exceptional property is ideal for those seeking style and convenience. The bright and airy open concept floor plan is enhanced by luxury vinyl plank flooring. The gourmet kitchen features stainless steel appliances, a large island, and a walk-through pantry—perfect for any home chef. The breakfast nook with sliding patio doors leads directly to the backyard, and the cozy living room, with a side wall window, invites ample natural light. A convenient 2-piece bathroom completes the main floor. Upstairs, the spacious primary bedroom boasts a walk-in closet and a luxurious 4-piece ensuite bathroom. The two additional bedrooms offer generous space, each with their own walk-in closets, along with a second 4-piece bathroom. The central bonus room is perfect for family relaxation, and the laundry room with a linen closet adds even more functionality. The 9 feet high ceiling with seperate side entrance undeveloped basement is a blank canvas, ready for your personal touch and creative vision. Belmont is a new, master-planned community in Southwest Calgary, offering quick access to parks, green spaces, schools, and shopping. You’ll enjoy easy access to Macleod Trail and Stoney Trail, with Somerset/Bridlewood LRT station just a 5-minute drive away. A future LRT station is planned to be just 500 metres from Belmont Street, making commuting a breeze. You're also conveniently located near Sobey’s, Shoppers Drug Mart, and various restaurants and shops within minutes. Shawnessy Village Shopping Centre is just a 10-minute drive away. Call or click today for your private viewing of this fantastic Belmont home!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,911 sq. ft.
Main Level Finished Area:
766 sq. ft.
Upper Level Finished Area:
1,145 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
688 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,369 sq. ft.
Lot Frontage:
31'4"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2312134
Heating:
Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Laundry Room, Upper Level
Belmont
Dishwasher, Electric Stove, Range Hood, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Kitchen
10'10" × 9'5"
Main Floor
Living Room
14'11" × 11'1"
Main Floor
Pantry
5'9" × 5'4"
Main Floor
Breakfast Nook
10'10" × 10'1"
Upper Level
Bedroom - Primary
15' × 12'1"
Upper Level
Bedroom
12'4" × 11'9"
Upper Level
Bedroom
10'2" × 10'1"
Upper Level
Bonus Room
13'9" × 13'1"
Upper Level
Laundry
10'4" × 6'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Upper Level
Yes
4
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby
Interior Features:
Breakfast Bar, Built-in Features, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
None
Lot Features:
Rectangular Lot
Num. of Parcels:
0
Fencing:
None
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-G
Listed Date:
Oct 13, 2024
Days on Mkt:
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Listed by Homecare Realty Ltd.
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
21
Avg list price:
$659,900
Min list price:
$427,000
Max list price:
$999,000
Avg days on market:
30
Min days on market:
7
Max days on market:
154
Avg price per sq.ft.:
$386.71
These statistics are generated based on the current listing's property type and located in Belmont. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706