NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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266 Rocky Ridge Bay NW
Rocky Ridge Calgary T3G 4E7

$775,000
Residential beds: 5 baths: 3.0 2,072 sq. ft. built: 1997

Main Photo: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 1: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 2: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 3: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 4: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 5: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 6: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 7: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 8: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 9: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 10: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 11: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 12: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 13: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 14: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 15: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 16: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 17: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 18: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 19: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 20: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 21: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 22: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 23: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 24: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 25: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 26: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 27: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 28: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 29: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 30: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Photo 31: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2170619
Bedrooms:
5
Bathrooms:
3
Year Built:
1997
Welcome to 266 Rocky Ridge Bay NW, a remarkable family home nestled in the desirable community of Rocky Ridge, Calgary. This rare 4-bedroom-up layout is ideal for growing families and offers a well-thought-out design. The backyard is a private retreat, beautifully landscaped with mature trees, vibrant gardens, and generous outdoor space. The bright main floor boasts a spacious office, formal dining area, and an open-concept kitchen and living room, perfect for gatherings. Additionally, the main floor features a convenient powder room and laundry area. Upstairs, you’ll find four generously sized bedrooms, including the primary suite with its own en-suite. The fully finished basement offers extra living space and an additional flex room that can serve as a bedroom or office. Located on a quiet cul-de-sac with ample parking, this home is just steps away from parks, walking trails, and top-rated schools. Enjoy quick access to major routes for easy commuting to downtown or the mountains, and take advantage of nearby amenities like the world-class Shane Homes YMCA. This is an exceptional opportunity to own in one of Calgary’s most sought-after neighborhoods—don’t miss your chance!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,072 sq. ft.
Main Level Finished Area:
1,107 sq. ft.
Upper Level Finished Area:
965 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,019 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,886 sq. ft.
Lot Frontage:
42'4"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
1997 (Age: 27)
Bedrooms:
5 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
9612321
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
HOA Fee:
$250.00
Rocky Ridge
None
Dishwasher, Dryer, Electric Stove, Microwave, Refrigerator, Washer
Deep Freezer (Garage)
Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Dining Room
14'11" × 12'2"
Main Floor
Kitchen
20' × 18'6"
Main Floor
Laundry
7'2" × 6'4"
Main Floor
Living Room
16'8" × 14'1"
Main Floor
Office
11'6" × 9'
Upper Level
Bedroom
12'11" × 9'2"
Upper Level
Bedroom
12'1" × 11'7"
Upper Level
Bedroom
11' × 10'4"
Upper Level
Bedroom - Primary
19'6" × 12'2"
Basement
Bedroom
12'7" × 11'8"
Basement
Game Room
31'10" × 17'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'9" x 4'9"
Upper Level
No
4
5' x 8'1"
Upper Level
Yes
4
9'2" x 9'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Ceiling Fan(s), No Animal Home, No Smoking Home, Quartz Counters, Soaking Tub
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Cul-De-Sac, Lawn, Landscaped, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-CG
Listed Date:
Oct 09, 2024
Days on Mkt:
  • Photo 1: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 2: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 3: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Dinning Room
  • Photo 4: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Kitchen
  • Photo 5: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Kitchen
  • Photo 6: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 7: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 8: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 9: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Living Room
  • Photo 10: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Office on main
  • Photo 11: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    laundry on main
  • Photo 12: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Half bath main floor
  • Photo 13: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Photo 13 of 31
  • Photo 14: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    4 Bed up layout
  • Photo 15: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Primary Bedroom
  • Photo 16: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Primary Bedroom
  • Photo 17: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    primary en-suite
  • Photo 18: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Primary en-suite
  • Photo 19: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    2nd bedroom up
  • Photo 20: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    3rd Bedroom up
  • Photo 21: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Second Bathroom Up
  • Photo 22: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    4th bedroom up
  • Photo 23: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Basement rec room
  • Photo 24: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Basment Rec room
  • Photo 25: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Basement Bedroom
  • Photo 26: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Backyard
  • Photo 27: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Photo 27 of 31
  • Photo 28: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
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  • Photo 29: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Photo 29 of 31
  • Photo 30: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Photo 30 of 31
  • Photo 31: 266 Rocky Ridge Bay NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2170619
    Rocky Ridge

Virtual Tour

Listed by Real Broker
Data was last updated November 13, 2024 at 04:05 AM (UTC)
Area Statistics
Listings on market:
33
Avg list price:
$675,000
Min list price:
$274,900
Max list price:
$2,249,750
Avg days on market:
40
Min days on market:
3
Max days on market:
151
Avg price per sq.ft.:
$428.94
These statistics are generated based on the current listing's property type and located in Rocky Ridge. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706