NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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834 Bayview Terrace SW
Bayview (Airdrie) Airdrie T4B 5M5

$609,900
Residential beds: 4 baths: 3.0 1,750 sq. ft. built: 2024

Main Photo: 834 Bayview Terrace SW: Airdrie Detached for sale : MLS®# A2170048
Photo 1: 834 Bayview Terrace SW: Airdrie Detached for sale : MLS®# A2170048
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Photo 35: 834 Bayview Terrace SW: Airdrie Detached for sale : MLS®# A2170048
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2170048
Bedrooms:
4
Bathrooms:
3
Year Built:
2024
This beautifully designed 1750 sq.ft., 4-bedroom, 3-bathroom home in the peaceful Bayview Community of Airdrie offers modern comforts and a serene atmosphere. Just a short walk from scenic pathways and a tranquil stream, this home is perfect for families who appreciate both style and practicality, enhanced by a complimentary Smart Home Package for added convenience. As you enter the home, a large foyer creates an immediate sense of space and warmth. The main floor features a bright front bedroom, along with a full bathroom with a standing shower—perfect for visiting guests or as a home office. The open-concept living and dining area flows effortlessly into the north-facing gourmet kitchen, which is equipped with upgraded stainless steel appliances, a large island, and quartz countertops. The big walk-in pantry offers abundant storage, while the adjacent mudroom provides extra space for coats, shoes, and access to the backyard.Upstairs, the spacious master bedroom is a true retreat, complete with a luxurious 4-piece ensuite featuring double quartz vanities, a standing shower, and a large walk-in closet. Two additional bedrooms, another full bathroom, and a convenient laundry room round out the upper floor, making it a functional and stylish living space for the whole family. Seller is going to install washer & dryer soon.The back lane provides easy access, and the home includes plans for a concrete pad for a double garage.The sunshine-filled unfinished basement, featuring a separate entrance and rough-in plumbing for a future bathroom, offers limitless potential for customization as additional living space, a rental suite subject to approval and permitting by the city of Airdrie or a recreational area. The Smart Home Package ensures that your new home is equipped with the latest in home automation technology, providing security, efficiency, and peace of mind.Ready for immediate possession and covered under the New Home Warranty, this home is the perfect choice for families seeking a comfortable and modern lifestyle. The Bayview community offers scenic parks, playgrounds, and peaceful walking trails just steps from your door.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,750 sq. ft.
Main Level Finished Area:
880 sq. ft.
Upper Level Finished Area:
870 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
791 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,261 sq. ft.
Lot Frontage:
30'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2024 (Age: 0)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
2310879
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Concrete, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
Bayview (Airdrie)
Dishwasher, Electric Stove, Microwave, Range Hood, Refrigerator, Dryer, Washer
N/A
None Known
Floor
Type
Size
Other
Main Floor
Dining Room
13'6" × 7'
Main Floor
Living Room
14'9" × 11'6"
Main Floor
Kitchen
13'6" × 9'6"
Main Floor
Foyer
8'4" × 7'11"
Main Floor
Mud Room
7' × 5'
Main Floor
Pantry
5' × 3'11"
Main Floor
Bedroom
10'2" × 9'6"
Upper Level
Bedroom - Primary
13'4" × 12'
Upper Level
Bedroom
11'5" × 9'3"
Upper Level
Bedroom
15'3" × 9'3"
Upper Level
Walk-In Closet
9'3" × 4'5"
Upper Level
Laundry
9' × 5'8"
Floor
Ensuite
Pieces
Other
Main Floor
No
3
5'3" x 10'1"
Upper Level
No
4
4'11" x 9'3"
Upper Level
Yes
4
4'11" x 11'6"
Title to Land:
Fee Simple
Community Features:
Fishing, Park, Playground, Schools Nearby, Shopping Nearby, Tennis Court(s), Walking/Bike Paths
Interior Features:
Double Vanity, Kitchen Island, No Animal Home, No Smoking Home
Exterior Features:
BBQ gas line
Patio And Porch Features:
None
Lot Features:
Back Lane, Rectangular Lot
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
R1-L
Listed Date:
Oct 02, 2024
Days on Mkt:
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Listed by MaxWell Central
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
255
Avg price per sq.ft.:
$361.6
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706