NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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22 Fireside Point
Fireside Cochrane T4C 2A3

$949,000
Residential beds: 3 baths: 3.0 2,394 sq. ft. built: 2024

Main Photo: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 1: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 2: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 3: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 4: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 5: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 6: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 7: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 8: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 9: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 10: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 11: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 12: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 13: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 14: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 15: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 16: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 17: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
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Photo 23: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 24: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 25: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
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Photo 31: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
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Photo 33: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 34: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Photo 35: 22 Fireside Point: Cochrane Detached for sale : MLS®# A2168119
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2168119
Bedrooms:
3
Bathrooms:
3
Year Built:
2024
Brand-New Walkout Home has it all. Open Concept floor design with Open to below Feature, Triple Car Garage, Amazing Views and backs on to Green Space. This sensational residence is offered by Paragon Homes, a trusted & distinguished local builder. Timeless in design and functional in daily living, the home offers 3 spacious bedrooms, 2 1/2 Bathrooms and over 2300 sq ft of developed living area. The Main floor consists of an Office, Living Room with open to below feature and Cozy Fireplace, Nook, Mudroom, Chefs kitchen and Walkthrough Pantry. The upper floor has a total of 3 Bedrooms, Bonus room and a laundry room. The master retreat on the upper level features an elegant walk-in closet and a spa-like ensuite with dual sinks, a soaker tub and separate Custom shower with Bench. The Walkout basement is undeveloped and ready for your final touches. Product highlights: Open to below at front entry and Living room, Custom Built in closets and entertainment unit, Upgraded Lighting Package, Upgraded Plumbing Fixtures, Wainscotting, durable engineered hardwood flooring, quartz countertops, 9 ft ceilings on the main and 2nd floor, custom soft close cabinets with under Cabinet Lighting, stainless steel appliances, imported tiles, walkout Entrance and more. Living in Fireside provides easy access to Nearby parks, bike paths, Schools, Shopping and a Short Drive to the Mountains. Comes with Certified New Home Warranty.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,394 sq. ft.
Main Level Finished Area:
1,103.21 sq. ft.
Upper Level Finished Area:
1,291.05 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
5,462 sq. ft.
Lot Frontage:
44'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
9
Year built:
2024 (Age: 0)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
2111245
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Stone, Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric, Living Room
Garage:
1
Garage Spaces:
3
Parking:
Triple Garage Attached
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
Upper Level
HOA Fee:
$53.00
Fireside
None
Dishwasher, Electric Cooktop, Humidifier, Microwave, Oven-Built-In, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
47'7" × 42'8"
Main Floor
Hall
49'10" × 43'4"
Main Floor
Pantry
27'7" × 17'1"
Main Floor
Dining Room
41' × 34'9"
Main Floor
Foyer
30'6" × 20'1"
Main Floor
Office
32'10" × 32'2"
Main Floor
Mud Room
35'5" × 27'3"
Upper Level
Bonus Room
46'3" × 44'
Upper Level
Walk-In Closet
35'5" × 13'5"
Upper Level
Bedroom - Primary
49'6" × 44'
Upper Level
Bedroom
40' × 33'2"
Upper Level
Bedroom
33'9" × 33'2"
Upper Level
Laundry
35'9" × 16'9"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
16'5" x 19'8"
Upper Level
Yes
5
35'5" x 36'5"
Upper Level
No
4
13'6" x 35'5"
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Shopping Nearby, Walking/Bike Paths
Interior Features:
Built-in Features, Closet Organizers, Double Vanity, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Separate Entrance, Soaking Tub, Vaulted Ceiling(s), Walk-In Closet(s)
Exterior Features:
BBQ gas line
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Cul-De-Sac, Greenbelt, No Neighbours Behind, Rectangular Lot, Views
Num. of Parcels:
0
Fencing:
Partial
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Oct 04, 2024
Days on Mkt:
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Listed by First Place Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$659,900
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
34
Min days on market:
1
Max days on market:
399
Avg price per sq.ft.:
$370.65
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706