NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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209 Strathford Bay
Strathaven Strathmore T1P 1P2

$530,000
Residential beds: 5 baths: 3.0 1,218 sq. ft. built: 2000

Main Photo: 209 Strathford Bay: Strathmore Detached for sale : MLS®# A2167387
Photo 1: 209 Strathford Bay: Strathmore Detached for sale : MLS®# A2167387
Photo 2: 209 Strathford Bay: Strathmore Detached for sale : MLS®# A2167387
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Photo 33: 209 Strathford Bay: Strathmore Detached for sale : MLS®# A2167387
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2167387
Bedrooms:
5
Bathrooms:
3
Year Built:
2000
Strathaven is the perfect location for family living. Quick access to "ring road" to major shopping centre's, quick access to Schools, Hospitals and Recreation Centre's. This home is located on a cul-de-sac with front driveway parking. This matured landscaped yard provides shade in the summer for that evening BBQing through summer. Unique shaped lot is almost pie shaped. NEW SHIINGLES ARRIVING ANY DAY, Siding issues being addressed as well. This home boosts 5 bedrooms and 3 full bath home. You will love the large kitchen working area with view of the back deck and yard. The living room has laminate flooring and can accommodate large furniture, a Gas fireplace is an added feature. 3 Bedrooms up with the Primary having a 3 pc ensuite and walk in closet. The basement is developed with the laundry/storage room not drywalled but the space in their is huge! 330 sq ft to be exact. Two bedrooms freshly painted and perfect for teenagers, one has a walk in closet that is a mini hideout room! 3 pc bathroom, plus a family room with lots of light and again accommodating large furniture.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bi-Level
Total Living Area:
1,218 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,191 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,274 sq. ft.
Lot Frontage:
50'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Levels:
Bi-Level
Total Rooms Above Grade:
6
Year built:
2000 (Age: 24)
Bedrooms:
5 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
1
Bathrooms:
3.0 (Full:3, Half:0)
Plan:
9910219
Heating:
Fireplace(s), Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Brick, Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
In Basement
Strathaven
Dishwasher, Electric Stove, Garage Control(s), Microwave, Range, Refrigerator, Washer/Dryer
N/A
None Known
Floor
Type
Size
Other
Main Floor
Kitchen With Eating Area
15'10" × 14'2"
Main Floor
Living Room
17'8" × 12'3"
Main Floor
Bedroom - Primary
12'9" × 11'6"
Main Floor
Bedroom
12'2" × 7'11"
Main Floor
Bedroom
9'11" × 8'5"
Main Floor
Bedroom
12'9" × 7'
Basement
Bedroom
13'9" × 9'6"
Basement
Family Room
15'4" × 11'5"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
3
Main Floor
No
3
Basement
No
3
Title to Land:
Fee Simple
Community Features:
Playground, Schools Nearby, Sidewalks, Street Lights
Interior Features:
No Animal Home, No Smoking Home
Exterior Features:
Private Yard
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Front Yard, Landscaped, Treed
Num. of Parcels:
0
Fencing:
Fenced
Region:
Wheatland County
Zoning:
R1
Listed Date:
Sep 19, 2024
Days on Mkt:
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Listed by Royal LePage Lifestyles Realty
Data was last updated September 20, 2024 at 08:05 PM (UTC)
Area Statistics
Listings on market:
49
Avg list price:
$579,900
Min list price:
$125,000
Max list price:
$2,200,000
Avg days on market:
35
Min days on market:
1
Max days on market:
161
Avg price per sq.ft.:
$350.65
These statistics are generated based on the current listing's property type and located in Strathmore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706