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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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49 Westmore Park SW
West Springs Calgary T3H 6A9

$1,599,000
Residential beds: 4 baths: 5.0 3,130 sq. ft. built: 2020

Welcome Home!
Photo 1: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 2: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 3: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 4: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 5: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 6: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 7: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 8: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 9: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 10: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 11: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 12: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 13: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 14: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 15: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 16: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 17: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 18: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 19: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 20: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 21: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 22: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 23: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 24: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 25: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 26: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 27: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 28: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 29: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 30: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 31: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 32: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 33: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 34: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 35: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 36: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 37: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 38: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 39: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 40: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 41: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 42: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 43: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 44: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 45: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 46: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 47: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 48: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 49: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Photo 50: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2166752
Bedrooms:
4
Bathrooms:
5
Year Built:
2020
Welcome to 49 Westmore Park SW—a modern gem by Crystal Creek Homes with 4,161 sq. ft. of finished living space, 4 beds, and 5 baths, this home is designed for family comfort and professional style. Located in a family-friendly neighbourhood with schools, shops, and restaurants just minutes away, you’ll find everything you need within reach. Wake up to stunning sunrises in the luxurious west-facing primary suite, with its waterfall quartz countertops, dual sinks, freestanding soaker tub, and a dedicated makeup vanity with LED mirror. The spacious walk-in closet spans the full length of the room, while sound insulation ensures privacy and restful sleep. The second floor boasts vaulted ceilings, a bonus room with big sky views, and three additional bedrooms—all with soundproofing and modern finishes, including an ensuite and a shared 5 piece bath. The open-concept main floor is perfect for entertaining and everyday living. The kitchen’s waterfall quartz countertops, large island, walk-in pantry with custom built-ins, and WiFi-connected KitchenAid appliances make every meal a joy. Cozy up in the living room by the three-sided fireplace, or enjoy the light-filled dining area, all with oversized west-facing windows. Two flexible office spaces with custom murals make working from home seamless. Head downstairs to a finished basement, complete with a personal home gym (equipment included!) featuring mirrors, a squat rack, Peloton bike, and more, plus a wet bar for post-workout refreshment. A media room is ready for family movie nights, and extra storage space keeps everything organized. The three-car tandem garage has epoxy-coated floors, insulated walls, and high ceilings for endless storage or workshop potential. Step outside to enjoy a low-maintenance yard with landscape lighting and high-efficiency irrigation. The front yard is lush with Karl Foerster gardens, while the backyard features a 15’x14’ deck with a gas line for BBQs, perfect for entertaining. Newly planted Swedish Columnar Aspens offer privacy, while a horizontal-style fence encloses the yard for safe play. Equipped with smart home technology, the house features CAT6 ethernet wiring, ceiling speakers, a water softener, and a 3-zone HVAC system for complete comfort. Security features include IP cameras, a Nest doorbell, and reinforced grills for peace of mind. EV Conduit and Solar Panels both Roughed In to transition seamlessly into an eco friendly lifestyle. Located just 2 minutes from Stoney Trail, 15 minutes to downtown, and only an hour from the mountains, this home combines convenience with luxury. Whether you’re starting a family or looking for a stylish space to balance work and play, this is more than a house—it’s the place your story begins. Welcome home.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,130.28 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
4,875 sq. ft.
Lot Frontage:
15'8"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Unit Exposure:
East
Levels:
Two
Total Rooms Above Grade:
11
Year built:
2020 (Age: 4)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
5.0 (Full:3, Half:2)
Plan:
1912481
Heating:
Fireplace(s), Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
Builder:
Crystal Creek Homes
New Constr.:
No
Construction Material:
Composite Siding, Mixed, Stucco
Structure Type:
House
Roof:
Asphalt Shingle, Metal
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Decorative, Family Room, Gas, Raised Hearth, Three-Sided
Garage:
1
Garage Spaces:
3
Parking:
Garage Door Opener, Insulated, Side By Side, Tandem, Triple Garage Attached
Parking Places:
5.0
Parking Total/Covered:
5 / -
Laundry Features:
Laundry Room, Sink, Upper Level
West Springs
Dishwasher, Garage Control(s), Gas Range, Microwave, Range Hood, Refrigerator, Washer/Dryer, Window Coverings
Connected Webber BBQ, Speaker Amplifier, x2 Sonos, All Exercise Equipment inside Home Gym
None Known
Floor
Type
Size
Other
Main Floor
Den
10'11" × 8'5"
Main Floor
Dining Room
13'10" × 8'1"
Main Floor
Foyer
11'4" × 7'6"
Main Floor
Kitchen
20'11" × 13'8"
Main Floor
Living Room
15'4" × 13'
Main Floor
Office
10' × 9'10"
2nd Floor
Bedroom
12'3" × 12'1"
2nd Floor
Bedroom
15'11" × 11'7"
2nd Floor
Bedroom
12'4" × 12'
2nd Floor
Family Room
16'10" × 11'7"
2nd Floor
Laundry
12'5" × 5'11"
2nd Floor
Bedroom - Primary
17'11" × 13'
2nd Floor
Walk-In Closet
18' × 5'6"
Basement
Game Room
27'5" × 16'2"
Basement
Game Room
27'2" × 12'5"
Basement
Storage
15'9" × 5'2"
Basement
Furnace/Utility Room
11'5" × 10'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'3" x 6'
2nd Floor
Yes
3
5'5" x 11'7"
2nd Floor
No
4
5'2" x 12'
2nd Floor
Yes
5
18' x 9'3"
Basement
No
2
4'10" x 7'
Title to Land:
Fee Simple
Community Features:
Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
High Ceilings, Quartz Counters, Vaulted Ceiling(s)
Exterior Features:
Barbecue, BBQ gas line, Other, Private Entrance, Private Yard, Rain Gutters
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Front Yard
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone W
Zoning:
R-1s
Listed Date:
Sep 26, 2024
Days on Mkt:
  • Photo 1: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Welcome Home!
  • Photo 2: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    perfect Flow
  • Photo 3: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Dream Kitchen
  • Photo 4: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Modern West Coast Architecture
  • Photo 5: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Low Maintenance Yard
  • Photo 6: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    R.O. Water on Demand
  • Photo 7: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    36" Gas Range
  • Photo 8: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 8 of 50
  • Photo 9: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Butlers Pantry
  • Photo 10: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Beautiful Flow
  • Photo 11: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Bright Living Space
  • Photo 12: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Triple Pane Glass Windows ensure a quiet Home
  • Photo 13: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 13 of 50
  • Photo 14: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Flex Space Off Living Room
  • Photo 15: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Flex Space Option (v.s.)
  • Photo 16: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Flex Space Option (v.s.)
  • Photo 17: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Flex Space Option (v.s.)
  • Photo 18: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Flex Space Option (v.s.)
  • Photo 19: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Office
  • Photo 20: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Office
  • Photo 21: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Large Entryway
  • Photo 22: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Grand Staircase
  • Photo 23: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 23 of 50
  • Photo 24: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Powder Room
  • Photo 25: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    MudRoom
  • Photo 26: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 26 of 50
  • Photo 27: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Primary Suite
  • Photo 28: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 28 of 50
  • Photo 29: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Ensuite
  • Photo 30: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 30 of 50
  • Photo 31: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Glam Station
  • Photo 32: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Floating, Soaker Tub
  • Photo 33: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Luxurious Oversized Shower
  • Photo 34: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Walk In Closet
  • Photo 35: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    VaultedBonus Room Ceiling (v.s)
  • Photo 36: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Massive Bonus Room
  • Photo 37: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 37 of 50
  • Photo 38: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Second Primary Suite
  • Photo 39: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Ensuite Second Bedroom
  • Photo 40: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Third Bedroom
  • Photo 41: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Connecting Bathroom Between 3&4 Bedrooms
  • Photo 42: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Fourth Bedroom
  • Photo 43: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Laundry Room With Large Linen closet and sink
  • Photo 44: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 44 of 50
  • Photo 45: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Lower Level Family Room
  • Photo 46: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Wet Bar in Family Room
  • Photo 47: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    3+ Car Garage, Plumbing and E.V. rough ins
  • Photo 48: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Low Maintenance Yard easily converted to Sod
  • Photo 49: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    BBQ Included
  • Photo 50: 49 Westmore Park SW in Calgary: West Springs Detached for sale : MLS®# A2166752
    Photo 50 of 50

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Listed by Real Broker
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
44
Avg list price:
$852,950
Min list price:
$379,900
Max list price:
$2,249,000
Avg days on market:
38
Min days on market:
2
Max days on market:
121
Avg price per sq.ft.:
$509.76
These statistics are generated based on the current listing's property type and located in West Springs. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706