NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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290 Clydesdale Way
Heartland Cochrane T4C 2P1

$684,900
Residential beds: 3 baths: 4.0 1,951 sq. ft. built: 2017

Main Photo: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
Photo 1: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
Photo 2: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
Photo 3: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
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Photo 41: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
Photo 42: 290 Clydesdale Way: Cochrane Detached for sale : MLS®# A2166336
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2166336
Bedrooms:
3
Bathrooms:
4
Year Built:
2017
** OPEN HOUSE SUNDAY OCTOBER 27 @ 1-3 pm ** STUNNING DETACHED HOME IN HEARTLAND, COCHRANE with over 2600 Sq/Ft of developed living space! Thinking about a new build? Think again! This beautifully upgraded home showcases custom styling and thoughtful enhancements throughout and is completely finished top to bottom, fully fenced and fully landscaped with no extra costs needed. It has an open concept main floor with a gorgeous kitchen and spacious family room. An oversized island, granite countertops, and upgraded stainless steel appliances are perfect for both cooking and entertaining. The kitchen also boasts modern light fixtures, cabinets extending to the ceiling, and a curable Silgranit sink, adding both style and functionality to the space. Continuing with the upgrades and tailored finishings, the primary bedroom features an eye catching accent wall, complemented by a custom wardrobe system in the walk in closet. The upstairs bonus room showcases another unique feature wall, offering additional living space perfect for a TV area, homework space or whatever else suits your household needs. The granite countertops continue into the upstairs bathrooms, further elevating the home's luxurious feel. Downstairs the fully finished basement provides flexible options, whether you're looking to add an extra bedroom, set up a home office, or create a workout area complete with ample storage options to tuck away the thing you don't always need. Outdoors, the property offers low maintenance landscaping, a fully fenced yard, and a spacious deck that is ideal for relaxing or entertaining with family and friends. The exterior rock work, extended above the garage with full rock pillars, adds striking curb appeal. Placed conveniently near paved pathways, parks and still within walking distance to the majestic Bow River. This home, with its seamless blends of style, functionality, and convenience, offer a modern living experience in Heartland that you will not find elsewhere.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,951 sq. ft.
Main Level Finished Area:
849 sq. ft.
Upper Level Finished Area:
1,102 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
717 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,950 sq. ft.
Lot Frontage:
34'5"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
3
Year built:
2017 (Age: 7)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1612787
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Concrete Driveway, Double Garage Attached, Driveway
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
Heartland
Dishwasher, Electric Range, Garage Control(s), Microwave Hood Fan, Refrigerator, Washer/Dryer, Window Coverings
Shelving unit in bonus room
None Known
Floor
Type
Size
Other
Upper Level
Bedroom - Primary
13'4" × 13'1"
Upper Level
Bedroom
12'10" × 9'7"
Upper Level
Bedroom
11'9" × 9'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'8" x 5'3"
Upper Level
No
4
4'11" x 8'6"
Upper Level
Yes
5
7'10" x 9'3"
Basement
No
3
4'11" x 7'11"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Breakfast Bar, Chandelier, Closet Organizers, Double Vanity, Granite Counters, Kitchen Island, No Smoking Home, Open Floorplan, Pantry, Recessed Lighting, Soaking Tub, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Garden
Patio And Porch Features:
Deck
Lot Features:
Back Yard, Fruit Trees/Shrub(s), Front Yard, Garden, Low Maintenance Landscape, Landscaped, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Rocky View County
Zoning:
R-LD
Listed Date:
Sep 17, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$652,000
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
32
Min days on market:
1
Max days on market:
400
Avg price per sq.ft.:
$369.88
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706