NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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354 Baywater Common SW
Bayside Airdrie T4B 0A7

$750,000
Residential beds: 2 baths: 2.0 1,614 sq. ft. built: 2024

Main Photo: 354 Baywater Common SW: Airdrie Detached for sale : MLS®# A2165510
Photo 1: 354 Baywater Common SW: Airdrie Detached for sale : MLS®# A2165510
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Photo 43: 354 Baywater Common SW: Airdrie Detached for sale : MLS®# A2165510
Photo 44: 354 Baywater Common SW: Airdrie Detached for sale : MLS®# A2165510
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2165510
Bedrooms:
2
Bathrooms:
2
Year Built:
2024
This gorgeous, brand-new, quick-possession bungalow offers TWO BEDROOMS and an OFFICE on the MAIN FLOOR. Upon entering the home, you will notice the soaring vaulted ceilings and neutral colour palette. The kitchen is a true masterpiece, featuring stone countertops, a large island perfect for entertaining, quality cabinetry with a built-in pantry, and sleek stainless steel appliances with a gas stove. The kitchen is open to the dining room and spacious living room. The primary bedroom is a luxurious retreat with a spa-like ensuite featuring a soaker tub, a stand-alone shower, double sinks and a large walk-in closet. The functional front office is an excellent space for work or play, and the secondary bedroom is great. The main level is complete with a 4-piece bathroom and mudroom with built-ins off your attached oversized 20' x 23' garage. The basement is a blank canvas with 9' ceilings. This home also comes complete with a builder-finished rear deck. Bayside is a family-friendly community that offers amenities to get you outside. You are steps from Nose Creek Elementary School, the pathways that meander the scenic canals, a brand new community playground complete with a bike park, and so much more.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
Bungalow
Total Living Area:
1,614.33 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,702 sq. ft.
Lot Frontage:
40'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
One
Total Rooms Above Grade:
3
Year built:
2024 (Age: 0)
Bedrooms:
2 (Above Grd: 2)
Bedrooms Above Grade:
2
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:2, Half:0)
Plan:
2311886
Heating:
Forced Air
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Vinyl Plank
Cooling:
None
Fireplaces:
1
Fireplace Details:
Electric
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
Bayside
Dishwasher, Gas Range, Range Hood, Refrigerator
Dishwasher, Gas Cooktop, Range Hood, Refrigerator, microwave
Easement Registered On Title, Restrictive Covenant, Utility Right Of Way
Floor
Type
Size
Other
Main Floor
Living Room
16'8" × 15'4"
Main Floor
Flex Space
9'2" × 8'2"
Main Floor
Nook
11'10" × 11'
Main Floor
Bedroom - Primary
14' × 12'10"
Main Floor
Bedroom
10'6" × 10'
Floor
Ensuite
Pieces
Other
Main Floor
Yes
5
Main Floor
No
4
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Double Vanity, High Ceilings, Kitchen Island, Open Floorplan
Exterior Features:
BBQ gas line, Other
Patio And Porch Features:
Deck, Front Porch
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
None
Region:
Airdrie
Zoning:
R1-U
Listed Date:
Oct 01, 2024
Days on Mkt:
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    Community Photos
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    Community Photos
Listed by eXp Realty
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
255
Avg price per sq.ft.:
$361.6
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706