NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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28 Sunset Manor
Sunset Ridge Cochrane T4C 0N2

$1,050,000
Residential beds: 4 baths: 4.0 2,643 sq. ft. built: 2011

Main Photo: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 1: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 2: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 3: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 4: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 5: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 6: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 7: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 8: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 9: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 10: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 11: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 12: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 13: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
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Photo 15: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
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Photo 38: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
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Photo 40: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 41: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 42: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 43: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 44: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Photo 45: 28 Sunset Manor: Cochrane Detached for sale : MLS®# A2164371
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2164371
Bedrooms:
4
Bathrooms:
4
Year Built:
2011
Welcome to this meticulously maintained, former JAYMAN SHOWHOME, in the serene Sunset Ridge community of Cochrane. Featuring spectacular views of the POND, the RIDGE, and the MOUNTAINS, you won’t want to miss! The property is within walking distance of a playground, K-8 school, sports fields, and scenic walking and biking paths, making it a perfect choice for families seeking a balanced lifestyle. Spanning over 3700 square feet, this open-concept home has been lovingly cared for by its original owner. The SOUTHERN EXPOSURE fills the interior with abundant sunlight throughout the day, allowing for optimal natural light and passive solar heating. Upon entering, you are greeted by a grand entrance adorned with an elegant chandelier, setting the tone for the home’s refined yet welcoming ambiance. At the heart of the home is a GOURMET KITCHEN, a dream for any culinary enthusiast. It features a striking WATERFALL GRANITE ISLAND and is equipped with high-end KitchenAid stainless steel appliances, including a GAS COOKTOP. An in-sink garburator adds convenience, while excellent task lighting and a cozy breakfast nook overlooking the tranquil pond elevate the kitchen’s charm. The main floor also has a formal dining room, which offers an elegant space for entertaining guests or enjoying family meals. The home is tastefully appointed with CUSTOM HUNTER-DOUGLAS WINDOW TREATMENTS and numerous UPGRADED LIGHTING FIXTURES, adding a touch of sophistication throughout. The garage has been fully finished, complete with pot lights and a ceiling fan, creating a functional and comfortable workspace. The FULLY-DEVELOPED WALKOUT basement offers HEATED FLOORS, a spacious recreation area, a fourth bedroom, and a full bathroom. In-ceiling speakers enhance the entertainment experience, while a TWO-WAY FIREPLACE adds warmth and ambiance, making it a cozy spot for family gatherings. The basement also includes a classy WET BAR area. Upstairs, the luxurious master suite provides a private retreat, complete with large walk-in closets and a SPA-LIKE 5-PIECE ENSUITE BATH. The ensuite is beautifully designed with dual vanities, a large soaker tub, a separate shower, HEATED FLOORS, and ON-DEMAND HOT WATER for the ultimate comfort. The upper level also includes two additional spacious bedrooms and a MASSIVE BONUS ROOM, offering plenty of space for various family needs. SMART TECHNOLOGY is seamlessly integrated into the home, with smart wiring for alarm systems, phone, and Wi-Fi, and Category 5 cabling supporting two networks. Outside, the property is clad in low-maintenance HARDIBOARD and includes an UNDERGROUND SPRINKLER SYSTEM to keep the yard lush and green. The lower walk-out patio features a two-way fireplace, perfect for relaxing outdoors. This exceptional home effortlessly combines luxury, functionality, and style. Located in the highly sought-after Sunset Ridge community, it is the perfect family residence for those seeking comfort, convenience, and timeless appeal. Book a showing today!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,642.68 sq. ft.
Main Level Finished Area:
1,214.04 sq. ft.
Upper Level Finished Area:
1,428.64 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,135.3 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,327 sq. ft.
Lot Frontage:
38'7"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
North
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2011 (Age: 13)
Bedrooms:
4 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
1
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
1112901
Heating:
Forced Air
Basement:
Finished, Full, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Cement Fiber Board, Stone, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
Central Air
Fireplaces:
2
Fireplace Details:
Basement, Gas, Living Room
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
HOA Fee:
$153.30
Sunset Ridge
None
Bar Fridge, Central Air Conditioner, Dishwasher, Dryer, Electric Oven, Garage Control(s), Garburator, Gas Cooktop, Microwave, Oven-Built-In, Range Hood, Refrigerator, Washer, Window Coverings
T.V. Mount
None Known
Floor
Type
Size
Other
Main Floor
Breakfast Nook
14'2" × 10'1"
Main Floor
Dining Room
13'5" × 9'11"
Main Floor
Foyer
14'5" × 7'9"
Main Floor
Kitchen
14'2" × 11'7"
Main Floor
Laundry
8'6" × 8'4"
Main Floor
Living Room
29'1" × 14'10"
2nd Floor
Bedroom
15'11" × 10'
2nd Floor
Bedroom
16' × 10'1"
2nd Floor
Bonus Room
20'11" × 12'2"
2nd Floor
Bedroom - Primary
16'1" × 14'6"
Lower Level
Bedroom
13'5" × 11'5"
Lower Level
Kitchenette
13'11" × 6'
Lower Level
Family Room
27'7" × 26'2"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'8" x 5'1"
2nd Floor
No
4
5'5" x 8'4"
2nd Floor
Yes
5
13'6" x 14'
Lower Level
No
4
6'4" x 8'8"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Walking/Bike Paths
Interior Features:
Double Vanity, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Walk-In Closet(s), Wet Bar
Exterior Features:
BBQ gas line
Patio And Porch Features:
Deck
Lot Features:
Backs on to Park/Green Space, Cul-De-Sac, No Neighbours Behind
Num. of Parcels:
0
Fencing:
Fenced
Region:
Rocky View County
Zoning:
R-MX
Listed Date:
Sep 09, 2024
Days on Mkt:
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Virtual Tour

Listed by CIR Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
188
Avg list price:
$659,900
Min list price:
$249,900
Max list price:
$1,375,000
Avg days on market:
34
Min days on market:
1
Max days on market:
399
Avg price per sq.ft.:
$370.65
These statistics are generated based on the current listing's property type and located in Cochrane. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706