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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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6 Rockcliff Landing NW
Rocky Ridge Calgary T3G 5Z6

$1,469,000
Residential beds: 5 baths: 5.0 3,689 sq. ft. built: 2004

Welcome to 6 Rockcliff Landing NW...
Photo 1: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 2: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 3: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 4: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 5: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 6: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 7: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 8: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 9: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 10: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 11: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 12: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 13: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 14: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 15: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 16: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 17: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 18: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 19: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 20: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 21: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 22: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 23: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 24: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 25: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 26: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 27: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 28: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 29: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 30: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 31: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 32: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 33: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 34: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 35: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 36: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 37: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 38: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 39: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 40: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 41: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 42: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 43: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 44: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Photo 45: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162636
Bedrooms:
5
Bathrooms:
5
Year Built:
2004
If you're looking for an elegant home nestled in nature, this exceptional property is the perfect choice. Backing onto a tranquil pond, it offers approximately 5,415 sq. ft. of thoughtfully designed living space. The home features a three-floor elevator, central air conditioning, and a fully developed walkout basement with stunning views of Rock Lake. Notable highlights include a main-floor round study with curved glass doors, and a luxurious master suite with dual ensuites, his-and-her walk-in closets, a steam shower, a soaker tub, and a two-way fireplace. Upon entering, you're greeted by travertine tiles and hardwood throughout the main floor. The spacious kitchen is equipped with premium stainless steel appliances, including a Jenn-Air gas cooktop, double wall ovens, granite countertops, and a cozy breakfast nook. The dining room is finished with marbleized Italian plaster and boasts floor-to-ceiling windows, while the family room features striking stone arches and accent walls that add to the home's charm. The expansive deck and large lower patio offer serene spots to enjoy views of the pond and surrounding trees. Additional main-floor features include a half bath, a separate laundry room, and a spacious mudroom leading to the oversized heated garage. Upstairs, you can take the elevator or the elegant curved stone staircase to a bonus area with breathtaking views of the Rocky Mountains. The upper level includes three generously sized bedrooms, including a luxurious primary suite with pond views and two ensuites. One ensuite offers a soaker tub, a separate shower, and a two-way fireplace, while the other includes a steam shower. The primary suite also has his-and-her walk-in closets. An additional full bathroom with a large shower completes the upper floor. The walkout basement is designed for entertainment, featuring heated, stamped concrete HEATED floors, a wet bar, and a wine cellar styled like a private pub. This level also includes a spacious family room with another fireplace, built-in media units, a fourth bedroom, a bathroom, and a versatile room currently used as an art studio, which can easily be converted into a fifth bedroom. Outside, the backyard becomes a private retreat in the warmer months, with tall trees providing a natural canopy. A fire pit and an underground sprinkler system keep the landscape lush and vibrant. There is no side-walk in front of the house; it is Conveniently located minutes from one of the prestigious private schools (Renert School K-12), Shane Homes YMCA, shopping like Wal-Mart, Sobey, London Drugs, etc., restaurants, and a large playing field, this home blends unique design with modern convenience. Drive 5 minutes, and you will hit the Stoney Trail, the Ring Road of Calgary. Call your favourite REALTOR® today to book a private viewing!
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
3,689 sq. ft.
Main Level Finished Area:
1,796 sq. ft.
Upper Level Finished Area:
1,893 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
1,726 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
6,404 sq. ft.
Lot Frontage:
54'5½"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
10
Year built:
2004 (Age: 20)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
5.0 (Full:4, Half:1)
Plan:
0413124
Heating:
In Floor, Forced Air, Natural Gas
Basement:
Separate/Exterior Entry, Finished, Full, Suite, Walk-Out To Grade
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Concrete, Stone, Stucco, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Concrete, Hardwood, Tile
Cooling:
Central Air
Fireplaces:
3
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
7.0
Parking Total/Covered:
7 / -
Laundry Features:
Laundry Room
Rocky Ridge
Bar Fridge, Central Air Conditioner, Dishwasher, Dryer, Garage Control(s), Gas Cooktop, Range Hood, Refrigerator, Washer, Window Coverings
Central Air-Conditioner, Ovens(2), Hood Fan, All Window Blinds, Alarm Equipment, Office Desk, Security Cameras & Recording System,
None Known
Floor
Type
Size
Other
Main Floor
Breakfast Nook
11'1" × 9'1"
Main Floor
Dining Room
14' × 13'4"
Main Floor
Foyer
15'2" × 10'11"
Main Floor
Kitchen
23'2" × 18'8"
Main Floor
Laundry
8'4" × 6'2"
Main Floor
Living Room
19'7" × 17'10"
Main Floor
Mud Room
10'11" × 8'
Main Floor
Office
10'10" × 10'8"
Main Floor
Other
5'5" × 4'4"
Upper Level
Bedroom
17' × 11'7"
Upper Level
Bedroom
17' × 14'11"
Upper Level
Bonus Room
17'3" × 17'
Upper Level
Bedroom - Primary
18' × 17'9"
Upper Level
Walk-In Closet
7'7" × 7'5"
Upper Level
Walk-In Closet
9' × 5'9"
Basement
Other
11'4" × 6'6"
Basement
Bedroom
11'2" × 10'
Basement
Bedroom
12'2" × 10'1"
Basement
Other
5'5" × 4'6"
Basement
Family Room
29'1" × 19'1"
Basement
Game Room
25'5" × 17'7"
Basement
Storage
14'2" × 9'8"
Basement
Furnace/Utility Room
11'6" × 11'2"
Basement
Wine Cellar
11'2" × 5'
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5'6" x 4'11"
Upper Level
No
3
10'10" x 7'11"
Upper Level
Yes
3
12'7" x 8'8"
Upper Level
Yes
5
14'6" x 11'2"
Basement
No
3
9' x 8'
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Bar
Exterior Features:
Fire Pit, Private Yard
Patio And Porch Features:
Deck, Patio
Lot Features:
Backs on to Park/Green Space, Environmental Reserve, Level
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone NW
Zoning:
R-C1
Listed Date:
Sep 06, 2024
Days on Mkt:
  • Photo 1: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Welcome to 6 Rockcliff Landing NW...
  • Photo 2: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Fully Developed Walk-Out Basement property backing onto POND....
  • Photo 3: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Elevator goes to all three levels...
  • Photo 4: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Backing onto POND...
  • Photo 5: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Main Floor Office...
  • Photo 6: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Spacious Formal Dining Area...
  • Photo 7: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Gorgeous Kitchen having views of the serene pond....
  • Photo 8: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Spacious Living Room...
  • Photo 9: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Another view of the living room...
  • Photo 10: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Dining Area...
  • Photo 11: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Half Washroom on the main floor...
  • Photo 12: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Bonus Room area on the upper floor offers views of Rocky Mountains...
  • Photo 13: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Bonus Room area....
  • Photo 14: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Primary Bedroom....
  • Photo 15: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    The primary bedroom offers two way fireplace...
  • Photo 16: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Her Ensuite...
  • Photo 17: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    His Ensuite offer Steam Shower...
  • Photo 18: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    One of the three upstairs bedrooms...
  • Photo 19: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    One of the three upstairs bedrooms...
  • Photo 20: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Third full washroom on the upper floor....
  • Photo 21: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Spacious Family room in the walk-out basement....
  • Photo 22: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Another view of the family room in the walk-out basement....
  • Photo 23: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    One of the two bedrooms in the basement...
  • Photo 24: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Step outside from your walk-out basement and immerse yourself in the beauty of nature...
  • Photo 25: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 25 of 45
  • Photo 26: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Close to all amenities...
  • Photo 27: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Close to all amenities...
  • Photo 28: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 28 of 45
  • Photo 29: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Elevator goes to all three floors...
  • Photo 30: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Welcoming entrance...
  • Photo 31: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Gorgeous Kitchen...
  • Photo 32: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Spacious Main Floor...
  • Photo 33: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Gorgeous Kitchen having views of the serene pond....
  • Photo 34: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    The kitchen offer ample counterspace...
  • Photo 35: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Spacious Dining Area...
  • Photo 36: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Living Room offers view of the pond...
  • Photo 37: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    One of the three upstairs bedroom...
  • Photo 38: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    One of the three upstairs bedroom...
  • Photo 39: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Games Area (Heated Flooring)...
  • Photo 40: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 40 of 45
  • Photo 41: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 41 of 45
  • Photo 42: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 42 of 45
  • Photo 43: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 43 of 45
  • Photo 44: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 44 of 45
  • Photo 45: 6 Rockcliff Landing NW in Calgary: Rocky Ridge Detached for sale : MLS®# A2162636
    Photo 45 of 45

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Listed by RE/MAX Real Estate (Mountain View)
Data was last updated September 20, 2024 at 06:05 PM (UTC)
Area Statistics
Listings on market:
46
Avg list price:
$668,900
Min list price:
$300,000
Max list price:
$2,499,000
Avg days on market:
25
Min days on market:
1
Max days on market:
137
Avg price per sq.ft.:
$426.76
These statistics are generated based on the current listing's property type and located in Rocky Ridge. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706