NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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NEXT Open House details
Nov 16, 2024 12:00 PM - 02:00 PM MST

19 900 Allen Street SE
Edgewater Airdrie T4B 2M2

$409,999
Residential beds: 3 baths: 3.0 1,265 sq. ft. built: 1998

Main Photo: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 1: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 2: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 3: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 4: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 5: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 6: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 7: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 8: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 9: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 10: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 11: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 12: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 13: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
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Photo 21: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 22: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 23: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 24: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 25: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 26: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Photo 27: 19 900 Allen Street SE: Airdrie Row/Townhouse for sale : MLS®# A2162634
Open House - Nov 16, 2024
12:00 PM - 02:00 PM MST
NOTES: Open House on Saturday, November 16, 2024 12:00PM - 2:00PM
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162634
Bedrooms:
3
Bathrooms:
3
Year Built:
1998
Don't wait on this home in a central location in Airdrie. If you enjoy mountain views, being close to 3 schools (K-12) within walking distance (a middle school across the street), a 2 minute drive to downtown Airdrie and quick access to highway #2, then this townhome in a quiet cul de sac is for you. Your new home has 3 bedrooms, 2.5 baths, flex room in the fully finished basement for an office or gaming room and a family rec room, great for watching movies. You will find this tranquil complex just what you and your family need. There are many upgrades in the bathrooms and kitchen, and stainless steel appliances and new lighting fixtures. There is lots of grass for the whole family to enjoy. Landscaping is pristine and there is a gazebo and green space in the middle of the property for everyone to enjoy. Book a showing to see what this home has to offer you and your family. You won’t be disappointed.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Bare Land Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,265 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$335.00
Condo Fee Includes:
Common Area Maintenance, Insurance, Maintenance Grounds, Professional Management, Reserve Fund Contributions, Snow Removal, Trash
HOA Fee Frequency:
Monthly
HOA Fee Includes:
Lot Area:
1,514 sq. ft.
Lot Frontage:
19'8"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
West
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Entry Level:
1
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
5
Year built:
1998 (Age: 26)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
9811335
Heating:
Forced Air
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Brick, Concrete, Vinyl Siding
Structure Type:
Four Plex
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Carpet, Laminate
Cooling:
None
Fireplaces:
0
Garage:
1
Garage Spaces:
1
Parking:
Asphalt, Assigned, Single Garage Attached, Stall
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement
HOA Fee:
$335.00
Condo Fee Frequency:
Monthly
Z-name Not Listed
Edgewater
Gazebo, Parking, Trash, Visitor Parking
Dishwasher, Dryer, Electric Stove, Microwave, Refrigerator, Washer
N/A
Pets Allowed
Restrictions, Cats OK, Dogs OK, Yes
Floor
Type
Size
Other
Main Floor
Kitchen
15'5" × 12'2"
Main Floor
Living Room
17'4" × 15'5"
2nd Floor
Bedroom - Primary
13'2" × 12'1"
2nd Floor
Walk-In Closet
7'2" × 6'3"
2nd Floor
Bedroom
12'2" × 11'
2nd Floor
Bedroom
9'10" × 7'6"
Basement
Game Room
17'8" × 11'4"
Basement
Furnace/Utility Room
7'9" × 6'11"
Basement
Family Room
18'6" × 8'11"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
3' x 5'10"
2nd Floor
No
4
4'11" x 12'1"
Basement
No
3
6'1" x 7'
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Ceiling Fan(s), Closet Organizers, No Smoking Home, Storage, Track Lighting, Vinyl Windows, Walk-In Closet(s)
Exterior Features:
Courtyard
Patio And Porch Features:
Patio
Lot Features:
Back Yard, Cul-De-Sac, Few Trees, Lawn, No Neighbours Behind, Landscaped, Level, Paved
Num. of Parcels:
0
Fencing:
Partial
Region:
Airdrie
Zoning:
R2-T
Listed Date:
Sep 05, 2024
Days on Mkt:
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Listed by Real Broker
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
377
Avg list price:
$599,900
Min list price:
$200,000
Max list price:
$1,749,900
Avg days on market:
37
Min days on market:
1
Max days on market:
255
Avg price per sq.ft.:
$361.6
These statistics are generated based on the current listing's property type and located in Airdrie. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706