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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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48 Eversyde Manor SW
Evergreen Calgary T2Y 4P9

$695,000
Residential beds: 5 baths: 4.0 1,737 sq. ft. built: 2004

Exterior Front
Photo 1: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 2: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 3: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 4: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 5: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 6: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 7: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 8: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 9: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 10: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 11: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 12: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 13: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 14: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 15: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 16: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 17: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 18: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 19: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 20: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 21: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 22: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 23: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 24: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 25: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 26: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 27: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 28: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 29: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 30: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 31: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 32: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Photo 33: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2162168
Bedrooms:
5
Bathrooms:
4
Year Built:
2004
This beautiful family home located in the community of evergreen features 5 bedrooms and 3.5 bathrooms. Plenty of improvements were done to the home including brand new Quartz countertops in the kitchen and bathrooms, brand new carpets throughout, the Central A/C and the rear patio deck were installed in 2022. Roofing was redone in 2021. Upstairs are 3 bedrooms, including the master, as well as 2 bedrooms and a large family room that can be used as an extra bedroom. In the basement are 2 more bedrooms. Double car garage and 2 car driveway for parking. On the side of the house is a storage shed included in the sale. Great sized grass backyard at the back of the house. The home is close to schools in the area as well as many shopping options. Schedule a showing today to see what this property has to offer.
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,736.88 sq. ft.
Main Level Finished Area:
759.56 sq. ft.
Upper Level Finished Area:
977.32 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
623.98 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
3,918 sq. ft.
Lot Frontage:
32'¼"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
South
Floor Location:
Ground
Levels:
Two
Total Rooms Above Grade:
7
Year built:
2004 (Age: 20)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
4.0 (Full:3, Half:1)
Plan:
0311154
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Tile
Cooling:
Central Air
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached, Driveway, Garage Door Opener
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Main Level
HOA Fee:
$105.00
Evergreen (Calgary)
Park, Playground
Central Air Conditioner, Dishwasher, Dryer, Electric Stove, Garage Control(s), Range Hood, Refrigerator, Washer
Shed
Easement Registered On Title, Restrictive Covenant
Floor
Type
Size
Other
Main Floor
Living Room
16'6" × 12'
Main Floor
Kitchen
11'11" × 11'
Main Floor
Dining Room
11' × 8'8"
Main Floor
Laundry
7'9" × 5'7"
2nd Floor
Bedroom - Primary
13' × 11'11"
2nd Floor
Bedroom
10' × 9'
2nd Floor
Bedroom
9'10" × 9'
2nd Floor
Family Room
17'11" × 14'2"
Basement
Bedroom
14' × 9'9"
Basement
Bedroom
12'1" × 11'7"
Basement
Furnace/Utility Room
10'6" × 8'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
4'8" x 4'9"
2nd Floor
No
4
4'11" x 9'
2nd Floor
Yes
4
9'7" x 11'9"
Basement
No
3
4'9" x 10'5"
Title to Land:
Fee Simple
Community Features:
Schools Nearby, Shopping Nearby, Sidewalks
Interior Features:
No Animal Home, No Smoking Home, Pantry, Quartz Counters
Exterior Features:
Private Yard, Storage
Patio And Porch Features:
Deck
Lot Features:
Front Yard, Lawn, Level, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-1N
Listed Date:
Sep 05, 2024
Days on Mkt:
  • Photo 1: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Exterior Front
  • Photo 2: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Front Door
  • Photo 3: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Entrance
  • Photo 4: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Entrance
  • Photo 5: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Living Room
  • Photo 6: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Living Room
  • Photo 7: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Living Room
  • Photo 8: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Living Room + Dining Room
  • Photo 9: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Dining Room
  • Photo 10: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Kitchen
  • Photo 11: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Kitchen
  • Photo 12: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Kitchen
  • Photo 13: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Kitchen
  • Photo 14: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Kitchen
  • Photo 15: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    2 pc Bathroom (Main Floor)
  • Photo 16: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Laundry / Mud Room
  • Photo 17: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Upstairs
  • Photo 18: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Upstairs Looking Down
  • Photo 19: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Master Bedroom
  • Photo 20: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Master Bedroom
  • Photo 21: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    4 pc Ensuite Bathroom
  • Photo 22: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    4 pc Ensuite Bathroom
  • Photo 23: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bedroom #2 (Upstairs)
  • Photo 24: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bedroom #3 (Upstairs)
  • Photo 25: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bonus / Family Room
  • Photo 26: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bonus / Family Room
  • Photo 27: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    4 pc Bathroom (Upstairs)
  • Photo 28: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bedroom #4 (Basement)
  • Photo 29: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Bedroom #5 (Basement)
  • Photo 30: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    3 pc Bathroom (Basement)
  • Photo 31: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Deck / Patio
  • Photo 32: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Deck / Patio
  • Photo 33: 48 Eversyde Manor SW in Calgary: Evergreen Detached for sale : MLS®# A2162168
    Backyard

Virtual Tour

3D Tour

Virtual Tour

Listed by First Place Realty
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
45
Avg list price:
$749,900
Min list price:
$225,000
Max list price:
$1,395,000
Avg days on market:
30
Min days on market:
2
Max days on market:
141
Avg price per sq.ft.:
$392.11
These statistics are generated based on the current listing's property type and located in Evergreen. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706