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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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151 Everbrook Drive SW
Evergreen Calgary T2Y 0L6

$799,900
Residential beds: 3 baths: 3.0 2,366 sq. ft. built: 2010

Front
Photo 1: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 2: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 3: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 4: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 5: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 6: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 7: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 8: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 9: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 10: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 11: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 12: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 13: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 14: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 15: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 16: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 17: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 18: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 19: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 20: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 21: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 22: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 23: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 24: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 25: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 26: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 27: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 28: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 29: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 30: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 31: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 32: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 33: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 34: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 35: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 36: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 37: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 38: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 39: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 40: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 41: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 42: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 43: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 44: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 45: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 46: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Photo 47: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2160545
Bedrooms:
3
Bathrooms:
3
Year Built:
2010
Welcome to this meticulously maintained two-storey home with 3 bedrooms and 2.5 bathroom in Evergreen . This beautiful home offers balance of comfort style , convenience and boasted with upgrades - skylight at upper floor, walk-in pantry , large living space, convenient laundry at upper floor , vaulted ceiling in bonus room , accessible ramp , gas stove , maple hardwood floor . This home greets you with ample entrance space , 9 feet ceiling and open concept layout . Main level offers living area, dining area, walk-in pantry and half wash room . The dining area can accommodate large gatherings. Upstairs hosts the master bedroom with 4 piece bathroom , extra 2 bed rooms with common 4 pc bathroom and additional large bonus room which provides endless possibilities whether its playroom, home gym or media center fit your life styles. The private backyard is fully fenced. Additional upgrades to note are new roof ( 2021) .The garage is insulated with dry wall . The unspoiled basement awaits your personal touches, offering potential for customization to suit your needs and preferences. Enjoy close by Fish Creek Park- perfect for nature lovers. Enjoy quick access to Stoney trail , Costco , schools and shopping . DON'T MISS OUT THIS FABULOUS OPPORTUNITY
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
2,366 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
HOA Fee Frequency:
Annually
HOA Fee Includes:
Lot Area:
4,111 sq. ft.
Lot Frontage:
36'5"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
East
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
8
Year built:
2010 (Age: 14)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
0914732
Heating:
Forced Air, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Ceramic Tile, Hardwood
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Covered, Double Garage Attached
Parking Places:
4.0
Parking Total/Covered:
4 / -
Laundry Features:
Upper Level
HOA Fee:
$105.00
Evergreen (Calgary)
Park
Dishwasher, Garage Control(s), Gas Stove, Microwave, Range Hood, Refrigerator, Washer/Dryer
Window Coverings with designer curtains
See Remarks
Floor
Type
Size
Other
Main Floor
Mud Room
8' × 7'10"
Main Floor
Pantry
10'1" × 4'2"
Main Floor
Kitchen With Eating Area
13'5" × 10'11"
Main Floor
Living Room
18' × 14'9"
Main Floor
Dining Room
14'3" × 11'7"
Main Floor
Storage
10'9" × 6'5"
Main Floor
Den
10'11" × 8'5"
Main Floor
Entrance
11'3" × 5'8"
Upper Level
Bedroom - Primary
15'5" × 14'5"
Upper Level
Walk-In Closet
10'10" × 5'9"
Upper Level
Laundry
6' × 5'4"
Upper Level
Bedroom
14'4" × 9'6"
Upper Level
Bedroom
11'6" × 10'11"
Upper Level
Walk-In Closet
4'4" × 4'1"
Upper Level
Bonus Room
17'11" × 15'5"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
5' x 4'8"
Upper Level
Yes
4
10' x 9'11"
Upper Level
No
4
4'11" x 9'5"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby
Interior Features:
High Ceilings, No Animal Home, No Smoking Home
Exterior Features:
None
Patio And Porch Features:
None
Lot Features:
Back Yard
Accessibility Features:
Accessible Approach with Ramp
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone S
Zoning:
R-1N
Listed Date:
Aug 26, 2024
Days on Mkt:
  • Photo 1: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Front
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  • Photo 3: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Entrance
  • Photo 4: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Entrance
  • Photo 5: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Kitchen
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    Walk-in Pantry
  • Photo 10: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Living Room
  • Photo 11: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Living Room
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    Dining
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  • Photo 14: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Den/Flex
  • Photo 15: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Bathroom 2P- Main
  • Photo 16: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Master Bed Room
  • Photo 17: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Master Bed Room
  • Photo 18: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Ensuite- 4P
  • Photo 19: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Ensuite 4P
  • Photo 20: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Walk-in Closet
  • Photo 21: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Laundry -Upper
  • Photo 22: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    BedRoom#2
  • Photo 23: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Bonus Room
  • Photo 24: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Bonus Room
  • Photo 25: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Bathroom-4P
  • Photo 26: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Hallway with Sky light
  • Photo 27: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Basement
  • Photo 28: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Basement
  • Photo 29: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Garage
  • Photo 30: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Backyard
  • Photo 31: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    BackYard
  • Photo 32: 151 Everbrook Drive SW in Calgary: Evergreen Detached for sale : MLS®# A2160545
    Backyard
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Listed by First Place Realty
Data was last updated November 14, 2024 at 05:30 AM (UTC)
Area Statistics
Listings on market:
46
Avg list price:
$749,900
Min list price:
$225,000
Max list price:
$1,395,000
Avg days on market:
29
Min days on market:
1
Max days on market:
140
Avg price per sq.ft.:
$390.33
These statistics are generated based on the current listing's property type and located in Evergreen. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706