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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

Contact Diane Richardson Easily With These Simple Steps:

  1. Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.

  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

  3. Email Address: Reach out to me at Diane for any inquiries or to request additional information.

  4. Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.

When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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NEXT Open House details
Nov 10, 2024 01:00 PM - 03:00 PM MST

5007 21A Street SW
Altadore Calgary T2T 5C4

$1,278,900
Residential beds: 5 baths: 5.0 1,947 sq. ft. built: 2024

Stunning Brick Exterior
Photo 1: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 2: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 3: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 4: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 5: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 6: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 7: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 8: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 9: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 10: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 11: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 12: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 13: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 14: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 15: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 16: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 17: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 18: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 19: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 20: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 21: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 22: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 23: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 24: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 25: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 26: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 27: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 28: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 29: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 30: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 31: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 32: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 33: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 34: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 35: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 36: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 37: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 38: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 39: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 40: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 41: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 42: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 43: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 44: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 45: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 46: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 47: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 48: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Photo 49: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
Open House - Nov 10, 2024
01:00 PM - 03:00 PM MST
NOTES: Open House on Sunday, November 10, 2024 1:00PM - 3:00PM
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2160502
Bedrooms:
5
Bathrooms:
5
Year Built:
2024
** OPEN HOUSE: Sat, Nov. 9th 11-1pm, Sat, Nov. 9th 1-3pm and Sun, Nov. 10th 1-3pm ** Welcome to 5007 21A Street, a stunning modern family home with 5 bedrooms, 3.5 bathrooms and a legal basement suite. As you enter, you’re greeted by a bright dining room and an open-concept floor plan that effortlessly connects to the gourmet kitchen. This chef’s paradise boasts high-end appliances, quartz countertops, full-height cabinetry, a full-sized island, and a convenient coffee bar. The spacious living room, complete with high ceilings and a cozy gas fireplace, offers an inviting atmosphere, while built-ins with a desk provide practical workspace. Double patio doors lead to the back deck, enhancing indoor-outdoor living. The main floor also includes a mudroom and a stylish powder room. Upstairs, the luxurious primary bedroom features its own coffee bar, his and hers walk-in closets, and a spa like 5-piece ensuite with a soaking tub, double vanity, and walk-in shower, offering a relaxing sanctuary. Two additional bedrooms, a full bathroom, and a dedicated laundry room complete this level. The basement legal suite includes two bedrooms with its own walk-in closets, a full bathroom, a full kitchen, and a living room, making it perfect for extended family or as a rental opportunity. The home’s exterior showcases a timeless brick façade, and the fully fenced and landscaped backyard offers a private retreat for outdoor activities. A double car garage adds to the home’s convenience and practicality. Situated close to the trendy amenities, restaurants, and shops of Marda Loop, this property harmoniously blends elegance with functionality, offering a stylish and comfortable living environment for every lifestyle. Book your showing today!
Property Type:
Residential
Property Sub Type:
Semi Detached (Half Duplex)
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
Suite - Legal
Home Style:
2 Storey, Side by Side
Total Living Area:
1,947.3 sq. ft.
Main Level Finished Area:
955.4 sq. ft.
Upper Level Finished Area:
991.9 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
796.9 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,003 sq. ft.
Lot Frontage:
25'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Entry Level:
0
Levels:
Two
End Unit:
1 Common Wall
Total Rooms Above Grade:
9
Year built:
2024 (Age: 0)
Bedrooms:
5 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
2
Bathrooms:
5.0 (Full:3, Half:2)
Plan:
1952AD
Heating:
Forced Air
Basement:
Separate/Exterior Entry, Finished, Full
Foundation:
Poured Concrete
New Constr.:
Yes
Construction Material:
Brick
Structure Type:
Duplex
Roof:
Asphalt Shingle
Ensuite:
Yes
Flooring:
Carpet, Hardwood, Tile
Cooling:
None
Fireplaces:
1
Fireplace Details:
Gas
Garage:
1
Garage Spaces:
2
Parking:
Double Garage Attached
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
Upper Level
Altadore
Dishwasher, Garage Control(s), Microwave, Range Hood, Refrigerator, Stove(s), Washer/Dryer
Basement Suite Refrigerator, Basement Suite Stove, Basement Suite Microwave, Basement Suite Dishwasher, Basement Suite Washer & Dryer
None Known
Floor
Type
Size
Other
Main Floor
Entrance
8'4" × 7'
Main Floor
Dining Room
13'7" × 11'7"
Main Floor
Other
6'10" × 2'11"
Main Floor
Kitchen With Eating Area
27' × 12'6"
Main Floor
Living Room
19'1" × 11'5"
Main Floor
Mud Room
9'8" × 5'
Main Floor
Other
14'7" × 10'1"
Upper Level
Walk-In Closet
8'7" × 5'8"
Upper Level
Bedroom - Primary
13'5" × 12'1"
Upper Level
Walk-In Closet
7'7" × 5'
Upper Level
Other
4' × 3'8"
Upper Level
Laundry
8'6" × 6'2"
Upper Level
Bedroom
13'5" × 9'4"
Upper Level
Bedroom
11'4" × 9'10"
Basement
Walk-In Closet
7'8" × 5'1"
Basement
Bedroom
12'11" × 10'8"
Basement
Laundry
3'3" × 3'
Basement
Family Room
11'11" × 8'6"
Basement
Kitchen
8'5" × 5'3"
Basement
Furnace/Utility Room
9'10" × 8'5"
Basement
Bedroom
13'2" × 9'11"
Basement
Walk-In Closet
13'1" × 4'1"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Main Floor
No
2
5'3" x 6'5"
Upper Level
Yes
6
6'11" x 19'3"
Upper Level
No
4
4'11" x 8'5"
Basement
No
4
10'2" x 4'11"
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
Interior Features:
Built-in Features, Chandelier, Closet Organizers, Double Vanity, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Quartz Counters, Soaking Tub, Walk-In Closet(s)
Exterior Features:
Other
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Back Yard, Landscaped, Street Lighting, Rectangular Lot
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
R-C2
Listed Date:
Aug 30, 2024
Days on Mkt:
  • Photo 1: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Stunning Brick Exterior
  • Photo 2: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 2 of 49
  • Photo 3: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Enterance
  • Photo 4: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Bright Dining Area
  • Photo 5: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 5 of 49
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    Photo 6 of 49
  • Photo 7: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Gourmet Kitchen
  • Photo 8: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Quartz Countertops
  • Photo 9: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 9 of 49
  • Photo 10: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 10 of 49
  • Photo 11: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 11 of 49
  • Photo 12: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Full-sized Island
  • Photo 13: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Cozy living room with fireplace
  • Photo 14: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 14 of 49
  • Photo 15: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Deck
  • Photo 16: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 16 of 49
  • Photo 17: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 17 of 49
  • Photo 18: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Built-ins
  • Photo 19: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Powder Room
  • Photo 20: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Mud Room
  • Photo 21: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Primary Bedroom with Dual closets
  • Photo 22: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 22 of 49
  • Photo 23: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 23 of 49
  • Photo 24: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Coffee Bar
  • Photo 25: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Spa like ensuite Bathroom
  • Photo 26: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Soaking Tub
  • Photo 27: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Walk-in shower
  • Photo 28: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Dual Vanity
  • Photo 29: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Walk-in closets
  • Photo 30: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    2nd Bedroom
  • Photo 31: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 31 of 49
  • Photo 32: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    3rd Bedroom
  • Photo 33: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 33 of 49
  • Photo 34: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Full Bathroom
  • Photo 35: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Laundry Room
  • Photo 36: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 36 of 49
  • Photo 37: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Legal Basement Suite
  • Photo 38: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Living Area
  • Photo 39: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 39 of 49
  • Photo 40: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Fully equipped Kitchen
  • Photo 41: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 41 of 49
  • Photo 42: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 42 of 49
  • Photo 43: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Bedroom #1 in Basement
  • Photo 44: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 44 of 49
  • Photo 45: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Bedroom #2 in basement
  • Photo 46: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Full Bathrooom in Basement
  • Photo 47: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Fully Fenced backyard
  • Photo 48: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Double Car Garage
  • Photo 49: 5007 21A Street SW in Calgary: Altadore Semi Detached (Half Duplex) for sale : MLS®# A2160502
    Photo 49 of 49
Listed by eXp Realty
Data was last updated November 10, 2024 at 02:05 PM (UTC)
Area Statistics
Listings on market:
25
Avg list price:
$1,200,000
Min list price:
$299,000
Max list price:
$2,599,000
Avg days on market:
17
Min days on market:
2
Max days on market:
275
Avg price per sq.ft.:
$655.2
These statistics are generated based on the current listing's property type and located in Altadore. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706