NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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  2. Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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217 Harvest Gold Circle NE
Harvest Hills Calgary T3K 4H5

$579,900
Residential beds: 3 baths: 3.0 1,245 sq. ft. built: 1995

Main Photo: 217 Harvest Gold Circle NE in Calgary: Harvest Hills Detached for sale : MLS®# A2160048
Photo 1: 217 Harvest Gold Circle NE in Calgary: Harvest Hills Detached for sale : MLS®# A2160048
Photo 2: 217 Harvest Gold Circle NE in Calgary: Harvest Hills Detached for sale : MLS®# A2160048
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Photo 41: 217 Harvest Gold Circle NE in Calgary: Harvest Hills Detached for sale : MLS®# A2160048
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2160048
Bedrooms:
3
Bathrooms:
3
Year Built:
1995
Home Sweet Home! This lovely 3 Beds and 2.5 Baths, 2 Storey Home featuring over 1800 square feet fine living space nestled in the community of Harvest Hills. Step into this beautiful home and you are instantly welcomed by the bright south facing Living Room on your right perfect for quality family time. You have your spacious Kitchen and Dining area on the other side. The white Kitchen offers Quartz Countertop, Stainless Steel Appliances and ample storage spaces. A half bath with laundry to complete this main level. Going up upstairs, the Primary Bedroom offers great space and a walk-in closet. There are two additional bedrooms and a 4-piece bathroom. The fully finished basement boosts a good sized Den currently setup as a gym room, a full bath and tons of storage spaces. Beside the staircase, there's no carpet in all floors. Enjoy outdoors living at the fully fenced and landscaped backyard with deck, flowerbed, and concrete pathway to the backlane access to your parking pad which has enough space for a trailer. This home is conveniently located in Harvest Hills, close to School and shopping in Harvest Hills and Country Hills area.  Within walking distance, you'll find T&T, Superstore, Vivo fitness and community center, cinemas, and a bus terminal. Additionally, it’s close to Costco and Crossiron Mills shopping centers. 
Property Type:
Residential
Property Sub Type:
Detached
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,245 sq. ft.
Main Level Finished Area:
631 sq. ft.
Upper Level Finished Area:
614 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
573 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
3,056 sq. ft.
Lot Frontage:
28'5¾"
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Levels:
Two
Total Rooms Above Grade:
6
Year built:
1995 (Age: 29)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
3.0 (Full:2, Half:1)
Plan:
9310626
Heating:
Forced Air, Natural Gas
Basement:
Finished, Full
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Vinyl Siding, Wood Frame
Structure Type:
House
Roof:
Asphalt Shingle
Ensuite:
No
Flooring:
Laminate
Cooling:
None
Fireplaces:
0
Garage:
0
Parking:
Off Street, Parking Pad
Parking Places:
2.0
Parking Total/Covered:
2 / -
Laundry Features:
In Basement, Main Level
Harvest Hills
Dishwasher, Electric Stove, Refrigerator
N/A
None Known
Floor
Type
Size
Other
Main Floor
Living Room
11'6" × 8'4"
Main Floor
Kitchen
9'9" × 8'
Main Floor
Dining Room
9'9" × 5'10"
Upper Level
Bedroom - Primary
13'7" × 10'
Upper Level
Bedroom
11'2" × 9'5"
Upper Level
Bedroom
9' × 8'8"
Basement
Den
17'10" × 9'4"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
Upper Level
No
4
Basement
No
3
Title to Land:
Fee Simple
Community Features:
Park, Playground, Schools Nearby, Shopping Nearby
Interior Features:
Quartz Counters, Walk-In Closet(s)
Exterior Features:
None
Patio And Porch Features:
Deck
Lot Features:
Back Lane, Landscaped
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone N
Zoning:
R-C2
Listed Date:
Aug 28, 2024
Days on Mkt:
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Listed by Jessica Chan Real Estate & Management Inc.
Data was last updated September 20, 2024 at 06:05 PM (UTC)
Area Statistics
Listings on market:
25
Avg list price:
$489,900
Min list price:
$279,900
Max list price:
$905,000
Avg days on market:
21
Min days on market:
2
Max days on market:
79
Avg price per sq.ft.:
$418
These statistics are generated based on the current listing's property type and located in Harvest Hills. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706