NEW CONSTRUCTION HOMES FOR SALE UNDER $300,000 IN CALGARY

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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!

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2 6424 4 Street NE
Thorncliffe Calgary T2K 5M8

$359,000
Residential beds: 3 baths: 2.0 1,179 sq. ft. built: 1975

Main Photo: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 1: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 2: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 3: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 4: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 5: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 6: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 7: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
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Photo 12: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
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Photo 17: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
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Photo 21: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 22: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 23: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 24: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 25: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Photo 26: 2 6424 4 Street NE in Calgary: Thorncliffe Row/Townhouse for sale : MLS®# A2158869
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2158869
Bedrooms:
3
Bathrooms:
2
Year Built:
1975
NO CONDO FEE!! Open house 2-4pm on Sep 7& 8, 2024. Great starter home with excellent value. Facing east, this townhouse features a living room, kitchen and dining room on the main floor, 3 bedrooms on the second floor, the basement is ready for your personal touch, ideal for storage or creating a recreational area. Located close to schools, park, shopping, library, gym and public transit. Recently upgraded : the exterior showcases newer vinyl siding and a roof, ensuring a fresh and modern look. Call your realtor for showing.
Property Type:
Residential
Property Sub Type:
Row/Townhouse
Condo Type:
Not a Condo
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
2 Storey
Total Living Area:
1,179 sq. ft.
Main Level Finished Area:
589 sq. ft.
Upper Level Finished Area:
590 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Below Grade Finished Area:
529 sq. ft.
Taxes:
Tax Assessed Value:
HOA Fee Includes:
Lot Area:
5,995 sq. ft.
Lot Frontage:
23'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
West
Floor Location:
Below Grade
Entry Level:
2
Levels:
Two
End Unit:
2+ Common Walls
Total Rooms Above Grade:
6
Year built:
1975 (Age: 49)
Bedrooms:
3 (Above Grd: 3)
Bedrooms Above Grade:
3
Bedrooms Below Grade:
0
Bathrooms:
2.0 (Full:1, Half:1)
Plan:
7710587
Heating:
Central, Natural Gas
Basement:
Full, Unfinished
Foundation:
Poured Concrete
New Constr.:
No
Construction Material:
Mixed
Structure Type:
Four Plex
Roof:
Flat
Ensuite:
No
Flooring:
Laminate, Tile
Cooling:
Wall/Window Unit(s)
Fireplaces:
0
Garage:
0
Parking:
Parking Pad
Parking Places:
1.0
Parking Total/Covered:
1 / -
Laundry Features:
In Basement
Thorncliffe
Dryer, Electric Stove, Refrigerator, Washer
NA
None Known
Floor
Type
Size
Other
Main Floor
Living Room
14'6" × 13'5"
Main Floor
Kitchen
8'3" × 7'4"
Main Floor
Dining Room
9'4" × 7'6"
2nd Floor
Bedroom - Primary
12'10" × 10'4"
2nd Floor
Bedroom
12'5" × 12'2"
2nd Floor
Bedroom
10'3" × 9'2"
Floor
Ensuite
Pieces
Other
Main Floor
No
2
2nd Floor
No
3
Title to Land:
Fee Simple
Community Features:
Playground
Interior Features:
No Smoking Home
Exterior Features:
Playground, Private Entrance
Patio And Porch Features:
None
Lot Features:
Back Yard
Num. of Parcels:
0
Fencing:
Fenced
Region:
Calgary
Zone:
CAL Zone N
Zoning:
RM-4
Listed Date:
Aug 22, 2024
Days on Mkt:
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Listed by Skyrock
Data was last updated November 14, 2024 at 04:05 PM (UTC)
Area Statistics
Listings on market:
27
Avg list price:
$619,000
Min list price:
$225,000
Max list price:
$887,000
Avg days on market:
33
Min days on market:
6
Max days on market:
140
Avg price per sq.ft.:
$583.25
These statistics are generated based on the current listing's property type and located in Thorncliffe. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706