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How Much You Can Afford When Applying For A Mortgage

In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:

  • 5% of the purchase price for homes up to $500,000
  • 10% of the purchase price for any amount between $500,000 and $1 million
  • 20% of the purchase price for homes over $1 million.

For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)

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901 100 10A Street NW
Hillhurst Calgary T2N 4T3

$10,000,000
Residential beds: 4 baths: 5.0 4,372 sq. ft. built: 2026

Rendering of 1 of 3 outdoor spaces
Photo 1: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 2: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 3: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 4: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 5: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 6: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 7: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 8: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 9: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 10: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 11: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 12: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 13: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 14: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 15: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 16: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 17: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 18: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 19: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 20: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 21: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 22: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 23: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 24: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 25: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 26: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 27: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Photo 28: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
Status:
Active
Prop. Type:
Residential
MLS® Num:
A2158838
Bedrooms:
4
Bathrooms:
5
Year Built:
2026
Welcome to the most spectacular real estate offering Calgary has ever seen! Masterfully designed by architects Davignon and Martin, The Legacy unlocks 190 feet of panoramic Bow River and Kensington views with 10-foot floor to ceiling windows and a Private Rooftop Terrace overlooking Calgary. This one of one penthouse offering at 4372 square feet in The Kenten has many floorplan customization options, along with 3 Modern palettes to choose from that can be further customized to your liking. Enjoy a direct to suite elevator, and entry doors that open to a panoramic river experience. Custom millwork, a gourmet kitchen with Sub-Zero & Wolf appliances including a dedicated fridge and freezer, a butler's pantry, an abundance of storage, bars, wine room, fireplaces, triple pane windows, and more. Enjoy over 1500 square feet of private rooftop entertaining space, personally designed to your dreams. Create your own garden, hot tub, cold plunge, fire table, BBQ, Smoker, Pizza oven, and more! For cooler evenings enjoy your two covered, heated, and screened terraces overlooking the beautiful Bow River. The primary retreat is the owner's oasis, walk-in closets and a 6-piece ensuite bathroom with a floating tub, heated floors, and double shower with steam. The residence comes with 2 bike racks, 2 titled storage lockers, and 6 titled parking stalls or 2 Garages. The Kenten features over 8,000 square feet of amenities including a sky lounge, gym overlooking Kensington, golf simulator, sauna, hot tub, concierge, guest suites, car wash, and more. Explore a simplified lock and leave lifestyle you didn't know was possible, with 250+ shops and restaurants in Kensington and river pathways stemming from one end of the city to the other. Now preselling, our show suite is open for viewings by private appointment. Don’t miss this once in a lifetime opportunity to customize your dream home in the sky at the most interesting corner in Calgary.
Property Type:
Residential
Property Sub Type:
Apartment
Condo Type:
Conventional
Transaction Type:
For Sale
Possession:
Possession Date:
Suite:
No
Home Style:
High-Rise (5+)
Total Living Area:
4,372 sq. ft.
Main Level Finished Area:
4,372 sq. ft.
Lower Level Finished Area:
Above Grade Finished Area:
Taxes:
Tax Assessed Value:
Condo Fee:
$3,625.00
Condo Fee Includes:
Amenities of HOA/Condo, Caretaker, Common Area Maintenance, Gas, Heat, Insurance, Maintenance Grounds, Parking, Professional Management, Reserve Fund Contributions, Security, Sewer, Snow Removal, Trash, Water
HOA Fee Includes:
Lot Frontage:
190'
Acres Cleared:
Acres Cultivated:
Acres Irrigated:
Acres Leasehold:
Acres Not Cultivated:
Acres Freehold:
Acres Seeded:
Acres Tame Hay:
Acres Treed:
Acres Waste:
Acres Water Rights:
Front Exposure:
South
Reg. Size:
Reg. Size Includes:
Unit Exposure:
North, Northeast, South, Southeast
Floor Location:
Other
Entry Level:
9
Stories Total:
9
Levels:
Single Level Unit
End Unit:
End Unit
Total Rooms Above Grade:
7
Year built:
2026 (Age: -)
Bedrooms:
4 (Above Grd: 4)
Bedrooms Above Grade:
4
Bedrooms Below Grade:
0
Bathrooms:
5.0 (Full:4, Half:1)
Plan:
0
Heating:
Central
Foundation:
Poured Concrete
Builder:
Sable Gate Corp.
New Constr.:
Yes
Construction Material:
Concrete
Structure Type:
High Rise (5+ stories)
Roof:
Concrete, Flat
Ensuite:
Yes
Flooring:
Hardwood
Cooling:
Central Air, Sep. HVAC Units
Fireplaces:
2
Fireplace Details:
Family Room, Gas, Great Room
Garage:
0
Garage Spaces:
6
Parking:
220 Volt Wiring, Gated, Heated Garage, Parkade, Secured, Titled, Underground
Parking Places:
6.0
Parking Total/Covered:
6 / -
Laundry Features:
In Unit, Laundry Room
Condo Fee Frequency:
Monthly
Z-name Not Listed
Hillhurst
Bicycle Storage, Car Wash, Dog Run, Elevator(s), Fitness Center, Guest Suite, Parking, Party Room, Recreation Room, Sauna, Snow Removal, Spa/Hot Tub, Storage
Bar Fridge, Dishwasher, Dryer, Freezer, Gas Stove, Microwave, Range Hood, Refrigerator, Washer, Window Coverings, Wine Refrigerator
N/A
Pets Allowed
Cats OK, Dogs OK
Floor
Type
Size
Other
Main Floor
Living Room
21'6" × 16'
Main Floor
Spice Kitchen
16'4" × 15'1"
Main Floor
Bedroom - Primary
23' × 12'
Main Floor
Walk-In Closet
24' × 12'6"
Main Floor
Bedroom
14'2" × 11'
Main Floor
Walk-In Closet
17'5" × 8'6"
Main Floor
Bedroom
11'10" × 11'7"
Main Floor
Bedroom
11'10" × 9'7"
Main Floor
Office
14'10" × 13'7"
Main Floor
Family Room
21'3" × 17'8"
Main Floor
Storage
8'8" × 5'6"
Main Floor
Mud Room
17'2" × 9'1"
Main Floor
Cold Room/Cellar
0' × 0'
Suite
Dining Room
22'11" × 15'
Suite
Kitchen
21'4" × 14'4"
Floor
Ensuite
Pieces
Other
Main Floor
Yes
6
0' x 0'
Main Floor
Yes
6
Main Floor
Yes
3
0' x 0'
Main Floor
Yes
3
0' x 0'
Main Floor
No
2
Title to Land:
Fee Simple
Community Features:
Park, Playground, Pool, Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Tennis Court(s), Walking/Bike Paths
Interior Features:
Bar, Built-in Features, Closet Organizers, Double Vanity, Kitchen Island, Natural Woodwork, Open Floorplan, Pantry, Quartz Counters, Smart Home, Steam Room, Storage, Walk-In Closet(s), Wet Bar, Wired for Sound
Exterior Features:
Other
Patio And Porch Features:
Balcony(s), Deck, Glass Enclosed, Rooftop Patio, Wrap Around
Lot Features:
Waterfront
Waterfront Features:
River Front, Waterfront
Accessibility Features:
No Stairs/One Level
Num. of Parcels:
0
Region:
Calgary
Zone:
CAL Zone CC
Zoning:
DC
Listed Date:
Aug 19, 2024
Days on Mkt:
  • Photo 1: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of 1 of 3 outdoor spaces
  • Photo 2: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Rooftop Experience
  • Photo 3: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Photo 3 of 28
  • Photo 4: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of The Kenten - The most interesting corner in Calgary
  • Photo 5: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Dining room
  • Photo 6: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Living room
  • Photo 7: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Kitchen in Executive Modern
  • Photo 8: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Actual Kitchen example in the show suite
  • Photo 9: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Family room
  • Photo 10: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Bedroom in Executive Modern
  • Photo 11: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Primary Closet
  • Photo 12: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Primary Bathroom in Executive Modern
  • Photo 13: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Actual bathroom example in the show suite
  • Photo 14: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of a Rooftop Garden
  • Photo 15: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of a Rooftop Lounging Experience
  • Photo 16: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of a Rooftop Riverfront Lounging Experience
  • Photo 17: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the sky lounge
  • Photo 18: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the golf simulator
  • Photo 19: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the gym overlooking Kensington
  • Photo 20: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Sauna
  • Photo 21: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the hot tub area
  • Photo 22: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the Lobby
  • Photo 23: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Rendering of the games area of the sky lounge
  • Photo 24: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Welcome to Kensington
  • Photo 25: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Enjoy endless convenience out your door
  • Photo 26: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    SW Lobby Rendering at dusk
  • Photo 27: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    SE Restaraunt Rendering at Dusk
  • Photo 28: 901 100 10A Street NW in Calgary: Hillhurst Apartment for sale : MLS®# A2158838
    Actual Night Views from the sky lounge

Virtual Tour

Listed by Purpose Realty
Data was last updated September 20, 2024 at 06:05 PM (UTC)
Area Statistics
Listings on market:
41
Avg list price:
$850,000
Min list price:
$248,800
Max list price:
$10,000,000
Avg days on market:
45
Min days on market:
1
Max days on market:
420
Avg price per sq.ft.:
$630.59
These statistics are generated based on the current listing's property type and located in Hillhurst. Average values are derived using median calculations.
Diane Richardson
Cell: 403-397-3706