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Dial 403.397.3706 for Diane Richardson
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How Much You Can Afford When Applying For A Mortgage
In Canada, the minimum down payment requirements can impact how much you can afford when applying for a mortgage. These rules dictate that the minimum down payment must be:
- 5% of the purchase price for homes up to $500,000
- 10% of the purchase price for any amount between $500,000 and $1 million
- 20% of the purchase price for homes over $1 million.
For example, if you have saved $15,000 for a down payment, the maximum home price you can afford would be $300,000 ($15,000 divided by 5%). However, if your down payment was $30,000, your maximum affordability would increase to $550,000. You can use our mortgage affordability calculator to run the numbers yourself and determine what price range would be suitable for your budget. However, some lenders may require a higher down payment depending on your credit score, employment history, and other factors. It's important to speak with a mortgage lender (I can help with this)to get a more accurate estimate of your down payment requirements.(Loanscanada.ca)
Contact Diane Richardson Easily With These Simple Steps:
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Contact Form: Use the contact form on my website to send me a direct message. Please include your name, email address, and a message, and I will respond as soon as possible.
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Phone Number: Call me directly at 403.397.3706 with any questions or to schedule viewings.
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Email Address: Reach out to me at Diane for any inquiries or to request additional information.
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Live Chat: Utilize the live chat feature on my website for real-time communication and immediate answers to your questions.
When contacting me, please ensure to include the property address or MLS® number for the listing you are interested in. I look forward to hearing from you!
Nov 10, 2024
12:00 PM
-
05:00 PM
MST
108 Cimarron Estates Drive
Okotoks
T1S 0R1
$1,085,000
Residential
beds: 3
baths: 3.0
2,457 sq. ft.
built: 2024
Open House
-
Nov 10, 2024
12:00 PM
-
05:00 PM
MST
NOTES: Open House on Sunday, November 10, 2024 12:00PM - 5:00PM
- Status:
- Active
- Prop. Type:
- Residential
- MLS® Num:
- A2157395
- Bedrooms:
- 3
- Bathrooms:
- 3
- Year Built:
- 2024
- Photos (50)
- Schedule / Email
- Send listing
- Mortgage calculator
- Print listing
Schedule a viewing:
Cancel any time.
OPEN HOUSE NOVEMBER 9th & 10th FROM 12:00-5:00! **READY FOR IMMEDIATE POSSESSION** An incredible opportunity to own a brand-new estate home in Cimarron Estates! Nestled in the heart of the community this home is set upon a spacious 1/3 acre walkout lot, within walking distance to nearby amenities. This meticulously designed home is perfect for a growing family or those seeking a comfortable downsizing option, featuring nearly 2,500 square feet of living space, 3 bedrooms, 3.5 bathrooms, 2 living areas, a home office, and a triple attached garage. The main level offers a gourmet kitchen that overlooks the dining and main living area, complete with an open-to-below ceiling from the second level. The kitchen features an impressing appliance package, including a gas cooktop, chimney hood fan, built-in wall oven & microwave and a full pantry adds additional storage and convenience for daily living. The main level is completed by a large mudroom with ample storage space, a 2-piece powder room, and a front den ideal for a home office. The upper level offers a spacious bonus room, an expansive primary bedroom that overlooks the backyard with a luxurious ensuite featuring dual sinks, freestanding soaker tub, and a walk-in shower. Two additional bedrooms, a full bathroom, and a laundry room round out the upper level. This property is perfect for those looking to downsize in an estate area without compromising on space, style or land. This brand-new home provides a luxurious lifestyle both inside and out - from the hardie board exterior to the hardwood throughout the main living space, this brand new home is move-in ready.
- Property Type:
- Residential
- Property Sub Type:
- Detached
- Condo Type:
- Not a Condo
- Transaction Type:
- For Sale
- Possession:
- Signup
- Possession Date:
- Signup
- Suite:
- No
- Home Style:
- 2 Storey
- Total Living Area:
- 2,457 sq. ft.
- Main Level Finished Area:
- 1,104 sq. ft.
- Upper Level Finished Area:
- 1,353 sq. ft.
- Lower Level Finished Area:
- Signup
- Above Grade Finished Area:
- Signup
- Taxes:
- Signup
- Tax Assessed Value:
- Signup
- HOA Fee Includes:
- Signup
- Lot Area:
- 13,530 sq. ft.
- Lot Frontage:
- 66'2½"
- Acres Cleared:
- Signup
- Acres Cultivated:
- Signup
- Acres Irrigated:
- Signup
- Acres Leasehold:
- Signup
- Acres Not Cultivated:
- Signup
- Acres Freehold:
- Signup
- Acres Seeded:
- Signup
- Acres Tame Hay:
- Signup
- Acres Treed:
- Signup
- Acres Waste:
- Signup
- Acres Water Rights:
- Signup
- Front Exposure:
- West
- Reg. Size:
- Signup
- Reg. Size Includes:
- Signup
- Levels:
- Two
- Total Rooms Above Grade:
- 8
- Year built:
- 2024 (Age: 0)
- Bedrooms:
- 3 (Above Grd: 3)
- Bedrooms Above Grade:
- 3
- Bedrooms Below Grade:
- 0
- Bathrooms:
- 3.0 (Full:2, Half:1)
- Plan:
- 0
- Heating:
- Fireplace(s), Forced Air, Natural Gas
- Basement:
- Full, Unfinished, Walk-Out To Grade
- Foundation:
- Poured Concrete
- New Constr.:
- Yes
- Construction Material:
- Cement Fiber Board, Stone
- Structure Type:
- House
- Roof:
- Asphalt Shingle
- Ensuite:
- No
- Flooring:
- Carpet, Ceramic Tile, Hardwood
- Cooling:
- None
- Fireplaces:
- 2
- Fireplace Details:
- Electric, Gas
- Garage:
- 1
- Garage Spaces:
- 3
- Parking:
- Triple Garage Attached
- Parking Places:
- 6.0
- Parking Total/Covered:
- 6 / -
- Laundry Features:
- Upper Level
- Cimarron Estates
- Dishwasher, Gas Cooktop, Microwave, Oven-Built-In, Range Hood, Refrigerator
- None
- None Known
- Floor
- Type
- Size
- Other
- Main Floor
- Great Room
- 15' × 14'
- Main Floor
- Dining Room
- 13' × 10'3"
- Main Floor
- Kitchen
- 13'1" × 9'6"
- Main Floor
- Den
- 11' × 9'6"
- Upper Level
- Bonus Room
- 14'1" × 13'
- Upper Level
- Bedroom - Primary
- 16'1" × 12'8"
- Upper Level
- Bedroom
- 11' × 10'
- Upper Level
- Bedroom
- 11' × 10'8"
- Upper Level
- Laundry
- 0 × 0
- Floor
- Ensuite
- Pieces
- Other
- Main Floor
- No
- 2
- Upper Level
- No
- 5
- Upper Level
- No
- 4
- Title to Land:
- Fee Simple
- Community Features:
- Schools Nearby, Shopping Nearby, Sidewalks, Street Lights, Walking/Bike Paths
- Interior Features:
- Double Vanity, High Ceilings, Kitchen Island, No Animal Home, No Smoking Home, Open Floorplan, Pantry, Quartz Counters, Recessed Lighting, Separate Entrance, Stone Counters, Storage, Vaulted Ceiling(s), Vinyl Windows, Walk-In Closet(s)
- Exterior Features:
- Private Entrance, Private Yard
- Patio And Porch Features:
- Deck, Patio
- Lot Features:
- Back Yard, Front Yard, No Neighbours Behind
- Num. of Parcels:
- 0
- Fencing:
- Partial
- Region:
- Foothills County
- Zoning:
- TN
- Listed Date:
- Aug 16, 2024
- Days on Mkt:
- Signup
-
Beautiful building exterior -
Front entry
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Main level floor plan
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Front foyer
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Main floor office
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Main floor powder room
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Photo 7 of 50
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Timeless kitchen
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Large island with built-in beverage cooler
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Full height shaker cabinetry
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Stainless-steel appliances including chimney hood fan and gas cooktop
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Built-in wall oven and microwave
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Beautiful subway tile backsplash
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Large pantry
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Rear mudroom and access to balcony
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Open main floor with kitchen overlooking the dining and living room
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Dining area and kitchen
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Dining area with doors to the expansive balcony
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Large balcony
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Balcony view to the south
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Balcony view
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Large living room with wall of windows on the open to above space
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Living room looking back towards the dining room and kitchen
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Living room
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Living room with gas fireplace and open to above
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Living room with gas fireplace and open to above
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Upper level floor plan
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Staircase to the upper level
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Upper level looking down at the living room
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Upper level looking down at the living room
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Upper level bonus room
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Upper level bonus room
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Primary bedroom with double doors
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Expansive primary bedroom with large windows
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Primary bedroom with access to ensuite
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Spa like en suite
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Dual vanities
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Large walk-in shower and soaker tub
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Large walk-in shower and soaker tub
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Large walk-in shower and soaker tub
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Walk-in closet
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Laundry room off walk-in closet
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Bedroom 2
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4 pc bathroom
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Bedroom 3 with study nook
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Bedroom 3
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Massive 1/3 acre lot
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Walk-out basement onto large back yard
-
Rear of property
-
Overview of the lot size
Virtual Tour
Listed by Charles
Data was last updated November 10, 2024 at 02:05 PM (UTC)
Area Statistics
- Listings on market:
- 95
- Avg list price:
- $649,900
- Min list price:
- $215,000
- Max list price:
- $3,995,000
- Avg days on market:
- 32
- Min days on market:
- 1
- Max days on market:
- 251
- Avg price per sq.ft.:
- $383.53
These statistics are generated based on the current listing's property type
and located in
Okotoks. Average values are
derived using median calculations.
- DIANE RICHARDSON
- CIR Realty
- 1 (403) 397 3706
- Diane@mypadCalgary.com
Featured Listing
302 Royal Avenue Northwest
$439,900
MLS®#: A2175512
Bedrooms: 2
Bathrooms: 1.0
Floor Area: 1,172.18 sq. ft.
CIR Realty